Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. This policy covers medical expenses and lost wages if an employee gets injured or sick while working.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

LexisNexis

SEPTEMBER 17, 2024

Hamilton, Former Assistant Secretary and Deputy Commissioner, California Workers’ Compensation Appeals Board Over the past several decades California has implemented broad legislative changes aimed at lowering the costs associated with workers’ compensation, especially medical expenditures. Mueller, K.L, Mueller, K.L,

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Workers Compensation Claim Compensation Injury 74

Mark Jackson Insurance Agency

JUNE 17, 2024

Man Drilling into a Wooden Board by Thijs van der Weide Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. State Laws and Requirements It's important to note that laws regarding workers' compensation insurance vary significantly by state.

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Workers Compensation Insurance Workers Compensation Compensation Workers Comp 52

LexisNexis

OCTOBER 8, 2024

COMPLEX EMPLOYMENT ISSUES FOR CALIFORNIA WORKERS' COMPENSATION A new softbound supplement to Rassp & Herlick, California Workers’ Compensation Law 284 pages PIN #0006801214509 For current pricing and to order, call 800-543-6862. What constitutes an independent contractor?

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Workers Compensation Compensation Workers Compensation Insurance Liability 40

LexisNexis

SEPTEMBER 9, 2024

Robinson, co-author, Larson’s Workers’ Compensation Law Editorial Note: All section references below are to Larson’s Workers’ Compensation Law, unless otherwise indicated. The court agreed that the fact that the inspector was not traveling at the time of his injury was not controlling. Illinois Workers’ Comp.

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Workers Compensation Compensation Injury Workers Comp 40

LexisNexis

OCTOBER 22, 2024

By Julius Young, Richard Jacobsmeyer, Barry Bloom, Editors-in-Chief for Herlick, California Workers’ Compensation Handbook [Note: This article is excerpted from the upcoming 2025 edition of Herlick, California Workers’ Compensation Handbook. Since 2020, many workers’ compensation stakeholders have changed their operational models.

Workers Compensation 40

Workers Compensation Compensation Claim Injury 40

TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault system, each driver’s own insurance policy is the first line of defense for medical bills and other specified expenses.

Auto Insurance 52

Auto Insurance Injury Damage Property Damage 52

AMAXX

SEPTEMBER 3, 2024

Return to Work (RTW) programs are essential components of an effective workers’ compensation system. These challenges can be exacerbated by poor communication, lack of clear policies, or inadequate support systems. However, not all RTW scenarios are straightforward.

Workers Comp 78

Workers Comp Injury Workers Compensation Compensation 78

LexisNexis

OCTOBER 17, 2024

Colleen Casey, Former Commissioner, California Workers’ Compensation Appeals Board Practitioners beware! During that time, he sustained a plethora of industrial injuries, which were routinely processed and handled, culminating in an amended Findings and Award which issued on 5/19/2023. Obtaining the relevant admissible evidence is key.

Injury 75

Injury Workers Compensation Compensation Workers Comp 75

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

It covers legal expenses and damages related to accidents, injuries, or negligence claims on your business premises. Workers’ Compensation: Protecting Your Team Workers’ compensation insurance is essential if you have employees. It provides them with benefits if they suffer work-related injuries or illnesses.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Mark Jackson Insurance Agency

APRIL 15, 2024

“Workers’ comp” is short for “workers’ compensation” and can help pay for medical care and other expenses if one of your employees becomes sick or is hurt on the job from hazards like exposure to chemicals or a fall. It can also cover injuries from repetitive use that develop over time rather than an acute injury that happens suddenly.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

It covers you against claims of property damage, personal injury, or negligence. This type of insurance is designed to cover you if a member of the public suffers an injury or their property is damaged because of your business activities. It covers the cost of compensation and associated legal fees if an employee decides to sue.

Liability Insurance 52

Liability Insurance Liability Property Damage Insured 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. Every industry comes with its own set of risks.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

New Jersey Workers' Comp

MARCH 25, 2024

in workers’ compensation medical and temporary disability benefits to petitioner, Darshelle Joseph. The workers’ compensation case had not yet been resolved. Mr. Joseph sued the tortfeasor and recovered $14,000 in settlement with his uninsured motorist insurance policy in December 2021. NJ Transit paid $7,112.90

Workers Compensation 40

Workers Compensation Compensation Liability Insurance Carrier 40

Cover4LetProperty

OCTOBER 1, 2024

A standard home insurance policy will not cover you if you’re renting out your property, which makes landlord insurance a vital part of being a responsible property owner. Landlord insurance can be tailored to meet your specific needs, and policies often come with a variety of options. Why do you need landlord insurance?

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Insurer Insured Insurance Injury 60

Protect Commercial Insurance

NOVEMBER 15, 2024

Whether it’s covering expenses due to unexpected disruptions or safeguarding your assets, having a reliable insurance policy can be a game-changer. – Workers’ Compensation Insurance : Provides for employees in case of workplace injuries or illnesses.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

AMAXX

NOVEMBER 19, 2024

Click Link to Access Free PDF Download “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” The Role of Collective Bargaining Agreements Collective bargaining agreements (CBAs) often define the rules and expectations around many employment issues, including return-to-work policies.

Workers Comp 76

Workers Comp Workers Compensation Injury Building 76

Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. It protects you from claims arising from accidents or injuries on your property. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Bankers Insurance

JULY 8, 2024

Companies with employees who travel for business may want to consider supplemental coverage from a travel insurance policy. Purchasing an international travel insurance policy may be the only way you can cover all your bases. This coverage provides workers’ compensation benefits in the event of a work-related injury or illness.

Workers Compensation 52

Workers Compensation Insurer Insured Insurance 52

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. The good news?

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Frankenmuth Insurance

SEPTEMBER 19, 2024

A day’s delay is better than an avoidable accident or injury. Get a workers compensation policy. Should a team member be injured or killed on the job, workers compensation can help protect you financially and legally. Contact your local, independent insurance agent for coverage advice and policy services.

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Risk Workers Compensation Protection Agents 83

Protect Commercial Insurance

NOVEMBER 1, 2024

. – Loss of Rental Income : If the property becomes uninhabitable due to a covered peril, such as a fire or severe storm, this coverage compensates for lost rental income until repairs are made. – Landlord Insurance : This type of policy extends beyond the basics.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurer Insured 52

LexisNexis

NOVEMBER 8, 2024

Robinson, Co-Editor-in-Chief, Workers’ Compensation Emerging Issues Analysis ( LexisNexis ) (This article is excerpted from the upcoming 2024 Edition of Workers’ Compensation Emerging Issues Analysis (LexisNexis). By Thomas A. Section numbers below refer to the text in that book. Demographic shifts are further complicating the picture.

Workers Compensation 40

Workers Compensation Compensation Injury Claim 40

ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important. Coverage limits, deductibles, and other policy terms can be adjusted to align with the company’s nature and size.

Liability 52

Liability Cyber Property Damage Claim 52

Cover4LetProperty

NOVEMBER 3, 2024

If the owner of buy to let property has mistakenly arranges standard home insurance (suitable for the owner-occupier) any claim may be rejected on the grounds that the premises are in fact occupied by tenants and the policy will become void. Further reading: Why is landlord insurance more expensive than home insurance?

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Insurer Insured Insurance Home Insurance 40

Protect Commercial Insurance

MAY 30, 2024

It provides financial compensation to repair or replace damaged property, ensuring that your business can quickly recover from unexpected events. Liability Insurance Liability insurance protects your business from legal claims and financial obligations resulting from injuries, property damage, or negligence caused by your business operations.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

LexisNexis

AUGUST 28, 2024

Rassp, Chairman of the Board of Directors, Friends Research Institute (friendsresearch.org) Disclaimers: The opinions expressed in this article are those of the author and are not those of the State of California Department of Industrial Relations, Division of Workers’ Compensation, or the Workers’ Compensation Appeals Board.

Workers Compensation 75

Workers Compensation Compensation Claim Injury 75

Jackson & Jackson

MAY 23, 2024

For example, businesses in California’s earthquake-prone areas may consider adding earthquake insurance to their policy to protect their property from potential damage. Once you have a clear understanding of your risks, you can seek out insurance policies that provide the necessary coverage while avoiding unnecessary expenses.

Small Business Insurance 52

Small Business Insurance Business Insurance Insured Insurer 52

Jackson & Jackson

APRIL 26, 2024

Special considerations are needed for earthquake and flood coverage, as these are typically not included in standard policies. Business Interruption : If your business operations are halted due to covered damage to your property, this coverage can compensate for lost income and help pay ongoing expenses.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Cover4LetProperty

JANUARY 21, 2023

Those differences help to explain why landlords cannot simply use one of the very many standard home insurance policies on the market to protect the bricks and mortar and the contents of residential property which is currently let to tenants.

Insurer 52

Insurer Insured Insurance Damage 52

Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. Understanding your needs will help you select a policy that adequately protects your assets and provides peace of mind.

Insurer 52

Insurer Insured Insurance Risk 52

Property Insurance Centre

MAY 20, 2024

Most policies specifically designed for blocks of flats make provision for inflationary increases each year, with the Declared Value automatically index-linked by the annual percentage shown in the Building Cost Information Service (BCIS) Index provided by the Royal Institute of Chartered Surveyors (RICS). This can apply to a total loss (e.g.

Building 52

Building Liability Insurer Insured 52

Cover4LetProperty

DECEMBER 1, 2023

Landlord insurance: Offers liability protection for landlords, covering legal expenses and compensation if a tenant or visitor is injured on the property. Liability Home insurance: Provides liability coverage for the homeowner in case someone is injured on the property.

Home Insurance 52

Home Insurance Insurer Insured Insurance 52

Cover4LetProperty

AUGUST 23, 2022

It is no longer possible to rely on the owner-occupier home buildings and contents policy that previously offered you protection – you will need to get a fresh quote for specially formulated insurance for landlords. How is let property insurance different from home insurance? What does landlord insurance cover?

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Insurer Insured Insurance Property Insurance 40

Cover4LetProperty

JANUARY 2, 2024

Getting the most appropriate insurance cover for your let property is therefore worth more than a second thought and something which you might prefer to entrust to a specialist insurance provider.

Liability 52

Liability Damage Home Insurance Property Damage 52

Property Insurance Centre

JANUARY 4, 2024

It’s crucial for property owners to regularly review their insurance policies and update their property valuations to ensure they have adequate coverage in place. ” By updating property valuations, carriers can also avoid potential issues related to policy disputes and claims settlements.

Property Insurance 52

Property Insurance Commercial Property Liability Premium 52

LexisNexis

AUGUST 15, 2024

Hamilton, Former Assistant Secretary and Deputy Commissioner, California Workers’ Compensation Appeals Board The June 13, 2024 edition of the LexisNexis Workers’ Compensation eNewsletter included an article that discussed the requirements of an expedited request for medical treatment and the utilization review (UR) of that request (see [link] ).

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Workers Compensation Claim Compensation Injury 75