AMAXX

FEBRUARY 4, 2025

A structured Return-to-Work (RTW) program is one of the most effective ways to reduce workers’ compensation costs and improve employee recovery outcomes. Return to Original Position Upon Full Recovery Once the employee reaches maximum medical improvement (MMI) , they return to their pre-injury job.

Workers Comp 97

Workers Comp Workers Compensation Injury Compensation 97

LexisNexis

FEBRUARY 5, 2025

By Christopher Mahon, LexisNexis Legal Insights Contributing Author A September 2024 study from the Workers Compensation Research Institute indicates that workers represented by an attorney in workers compensation claims receive substantially more payments than workers who are not represented by an attorney. See [link].

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AMAXX

JANUARY 13, 2025

Navigating workers’ compensation can be complex, with various parties working together to ensure effective claims management and cost containment. Lets explore the roles of these critical players in a workers’ compensation system. Their expertise enhances the efficiency and accuracy of the claims process.

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AMAXX

JULY 15, 2024

One of the most critical aspects of managing workers’ compensation claims is ensuring that injured employees receive prompt medical treatment. Mistake #1: Delayed Care Due to Uncertainty A significant mistake in handling workers’ compensation claims is delaying medical treatment for injured employee s.

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Workers Compensation Compensation Claim Workers Comp 83

AMAXX

MARCH 17, 2025

There are elements in your workers compensation program that may be creating challenges without you even realizing it. These challenges can stem from incentives, employee motivations, policies, or procedures that deliver unintended consequences. Small injuries go unaddressed, leading to more severe claims down the road.

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Workers Comp Workers Compensation Injury Compensation 66

AMAXX

JULY 29, 2024

In the realm of workers’ compensation, the role of an injury coordinator is pivotal. This position is crucial for managing the complex processes associated with workplace injuries, ensuring both compliance with regulations and the well-being of employees.

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Workers Compensation Injury Compensation Workers Comp 59

AMAXX

MARCH 4, 2025

By shifting your perspective from compliance-as-burden to compliance-as-advantage, you can leverage OSHA requirements to create a safer, more productive workplace, reduce workers compensation costs , and enhance your company’s reputation. A policy or training is implemented to check the compliance box. Heres how: 1.

Workers Comp 71

Workers Comp Workers Compensation Injury Compensation 71

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. Ensure your insurance policy is up-to-date.

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Workers Compensation Liability Property Damage Injury 52

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams.

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Workers Comp Risk Workers Compensation Injury 59

AMAXX

NOVEMBER 11, 2024

Returning an injured employee to work is a critical aspect of workers’ compensation management. These flawed policies often prevent employees from returning promptly, which can lead to increased costs and decreased morale. Employees may find staying home more attractive if it is financially advantageous and less demanding.

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Policy Workers Comp Workers Compensation Injury 98

AMAXX

MARCH 24, 2025

Now, we address the remaining elements that auditors consider essential in ensuring you fully optimize your workers’ compensation premium calculations, highlighting scenarios that often require particular attention and strategic management. Upon mutual agreement, the policy is then issued with the corrected classification codes.

Workers Comp 59

Workers Comp Premium Workers Compensation Compensation 59

AMAXX

APRIL 14, 2025

Injuries are an inevitable part of the workplace, but lost time doesnt have to be. Transitional duty keeps injured workers productive and engaged, while helping employers manage workers compensation costs and maintain continuity in staffing. There are two primary types of transitional duty strategies: Modified Work and Alternate Work.

Workers Comp 59

Workers Comp Workers Compensation Injury Compensation 59

LexisNexis

SEPTEMBER 17, 2024

Hamilton, Former Assistant Secretary and Deputy Commissioner, California Workers’ Compensation Appeals Board Over the past several decades California has implemented broad legislative changes aimed at lowering the costs associated with workers’ compensation, especially medical expenditures. Mueller, K.L, Mueller, K.L,

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Boyle Agency Insurance

JANUARY 8, 2025

Workers Compensation Insurance for Employers and Employees Workers Compensation Insurance is required for businesses with more than one employee. Full-time employees and part-time employees of a business are covered by Workers Compensation Insurance. The illness or injury must have occurred while an employee is at work.

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Workers Compensation Insurance Workers Compensation Compensation Insurance 52

AMAXX

NOVEMBER 26, 2024

Get Immediate Treatment : Ensure that employees have access to immediate medical care following an injury. Implement Pay Without Prejudice : Consider implementing a “pay without prejudice” policy to cover the initial cost of care, regardless of whether the injury is ultimately deemed compensable under workers’ compensation.

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Workers Comp Workers Compensation Compensation Injury 105

Boyle Agency Insurance

SEPTEMBER 20, 2024

Workers Compensation Insurance – Essential For Business Owners And Employees Workers Compensation Insurance is required for businesses with more than one employee. If you own a business that has a work environment that’s a bit insecure, make sure you have a Workers Compensation Insurance policy in place.

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Workers Compensation Insurance Workers Compensation Compensation Insurance 52

New Jersey Workers' Comp

JULY 19, 2024

Intentional harm lawsuits can be harrowing for employers to defend because the allegations are generally not covered under the workers’ compensation policy. As the readers know, there are two parts to a workers’ compensation policy. She filed both workers’ compensation claims for these injuries.

Injury 52

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Mark Jackson Insurance Agency

JUNE 17, 2024

Man Drilling into a Wooden Board by Thijs van der Weide Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. State Laws and Requirements It's important to note that laws regarding workers' compensation insurance vary significantly by state.

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Workers Compensation Insurance Workers Compensation Compensation Workers Comp 52

AMAXX

SEPTEMBER 3, 2024

Return to Work (RTW) programs are essential components of an effective workers’ compensation system. These challenges can be exacerbated by poor communication, lack of clear policies, or inadequate support systems. However, not all RTW scenarios are straightforward.

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Workers Comp Injury Workers Compensation Compensation 104

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. If you have employees, securing workers’ compensation insurance can provide financial support for medical bills and lost wages if a workplace injury occurs.

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Commercial Insurance Commercial Insurance Agency General Liability 40

Distinguished

MARCH 20, 2025

Not only are they insured in the event of a covered risk, but they can also sleep well at night knowing they have a policy limit that is high enough to cover whatever gets thrown their way. For example, a resident suffered severe injuries a fractured tibia and fibula after slipping on black ice while walking to her car.

Building 52

Building Protection Damage Liability 52

Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. This policy covers medical expenses and lost wages if an employee gets injured or sick while working.

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Insurance Policy Policy General Liability Workers Compensation Insurance 52

Distinguished

FEBRUARY 24, 2025

From understanding local exposures to leveraging tailored package policies, youll gain the insider knowledge needed to win your clients trust and business. Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims.

Liability 52

Liability Liability Insurance Insurance Insured 52

LexisNexis

OCTOBER 8, 2024

COMPLEX EMPLOYMENT ISSUES FOR CALIFORNIA WORKERS' COMPENSATION A new softbound supplement to Rassp & Herlick, California Workers’ Compensation Law 284 pages PIN #0006801214509 For current pricing and to order, call 800-543-6862. What constitutes an independent contractor?

Workers Compensation 40

Workers Compensation Compensation Workers Compensation Insurance Liability 40

Word & Brown

APRIL 1, 2025

Plus, your clients can save on Federal Insurance Contribution Act (FICA) taxes and Workers Compensation. Premium Only Plans (POPs): Also known as a Section 125 Cafeteria Plan, a Premium Only Plan enables enrolled employees to pay their health insurance premiums with pre-tax dollars.

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Deductible Premium Out-Of-Pocket Insurance Policy 52

New Jersey Workers' Comp

APRIL 3, 2024

For those who do not like workers’ compensation, blame Otto Von Bismarck. Yes, the man known as the Iron Chancellor, who united all the kingdoms and states into one Germany, passed the first modern workers’ compensation law in 1874. On April 4, 2024, New Jersey marks its 113 th year of workers’ compensation.

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Workers Compensation Compensation Injury Claim 40

Freeway Insurance

JANUARY 3, 2025

Underinsured drivers : About 6% of California drivers are currently underinsured, meaning their coverage levels are not high enough to fully compensate other drivers and their passengers and property in the event of an at-fault accident. Insurers compensate for this increase by raising premiums to cover the heightened risk.

Auto Insurance 98

Auto Insurance Premium Liability Insurance 98

TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault system, each driver’s own insurance policy is the first line of defense for medical bills and other specified expenses.

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Injury Auto Insurance Damage Property Damage 52

AMAXX

NOVEMBER 19, 2024

Click Link to Access Free PDF Download “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” The Role of Collective Bargaining Agreements Collective bargaining agreements (CBAs) often define the rules and expectations around many employment issues, including return-to-work policies.

Workers Comp 98

Workers Comp Workers Compensation Injury Building 98

Cover4LetProperty

OCTOBER 1, 2024

A standard home insurance policy will not cover you if you’re renting out your property, which makes landlord insurance a vital part of being a responsible property owner. Landlord insurance can be tailored to meet your specific needs, and policies often come with a variety of options. Why do you need landlord insurance?

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Insurance Insured Insurer Injury 60

Protect Commercial Insurance

SEPTEMBER 20, 2024

It covers you against claims of property damage, personal injury, or negligence. This type of insurance is designed to cover you if a member of the public suffers an injury or their property is damaged because of your business activities. It covers the cost of compensation and associated legal fees if an employee decides to sue.

Liability Insurance 52

Liability Insurance Liability Insurance Insured 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

Having the right insurance policies in place ensures your business is protected even during the offseason. For example, a customer slipping on your premises or an employee injury could lead to financial strain if you're not adequately covered. Reviewing your policy annually helps ensure it aligns with your current operations.

Business Interruption 52

Business Interruption Theft Liability Insurance 52

LexisNexis

AUGUST 28, 2024

Rassp, Chairman of the Board of Directors, Friends Research Institute (friendsresearch.org) Disclaimers: The opinions expressed in this article are those of the author and are not those of the State of California Department of Industrial Relations, Division of Workers’ Compensation, or the Workers’ Compensation Appeals Board.

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Workers Compensation Compensation Claim Injury 75

New Jersey Workers' Comp

MARCH 25, 2024

in workers’ compensation medical and temporary disability benefits to petitioner, Darshelle Joseph. The workers’ compensation case had not yet been resolved. Mr. Joseph sued the tortfeasor and recovered $14,000 in settlement with his uninsured motorist insurance policy in December 2021. NJ Transit paid $7,112.90

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LexisNexis

DECEMBER 2, 2024

Oakland, CA -- The California Department of Industrial Relations (DIR) has issued the 2025 assessments that workers’ compensation insurers are required to collect from policyholders to cover the budget of the state Division of Workers’ Compensation (DWC) and five related programs set up by state lawmakers.

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Workers Comp Workers Compensation Policyholder Premium 40

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. Every industry comes with its own set of risks.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. It protects you from claims arising from accidents or injuries on your property. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

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Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52