AMAXX

JULY 15, 2024

One of the most critical aspects of managing workers’ compensation claims is ensuring that injured employees receive prompt medical treatment. Mistake #1: Delayed Care Due to Uncertainty A significant mistake in handling workers’ compensation claims is delaying medical treatment for injured employee s.

Workers Compensation 52

Workers Compensation Compensation Claim Workers Comp 52

New Jersey Workers' Comp

JULY 19, 2024

Intentional harm lawsuits can be harrowing for employers to defend because the allegations are generally not covered under the workers’ compensation policy. As the readers know, there are two parts to a workers’ compensation policy. She filed both workers’ compensation claims for these injuries.

Injury 52

Injury Claim Compensation Liability 52

Boyle Agency Insurance

SEPTEMBER 20, 2024

Workers Compensation Insurance – Essential For Business Owners And Employees Workers Compensation Insurance is required for businesses with more than one employee. If you own a business that has a work environment that’s a bit insecure, make sure you have a Workers Compensation Insurance policy in place.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Insurer 52

Mark Jackson Insurance Agency

JUNE 17, 2024

Man Drilling into a Wooden Board by Thijs van der Weide Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. State Laws and Requirements It's important to note that laws regarding workers' compensation insurance vary significantly by state.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Workers Comp 52

New Jersey Workers' Comp

JANUARY 13, 2025

In New Jersey, the Workers Compensation Act is the exclusive remedy for injured workers as stated in N.J.S.A. An employee cannot bring a civil suit against an employer or a co-employee alleging bodily injury. There is no coverage under any portion of the New Jersey standard workers compensation policy. In Laidlow v.

Workers Compensation 52

Workers Compensation Claim Injury Compensation 52

AMAXX

NOVEMBER 26, 2024

Get Immediate Treatment : Ensure that employees have access to immediate medical care following an injury. Implement Pay Without Prejudice : Consider implementing a “pay without prejudice” policy to cover the initial cost of care, regardless of whether the injury is ultimately deemed compensable under workers’ compensation.

Workers Comp 74

Workers Comp Workers Compensation Compensation Injury 74

Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. This policy covers medical expenses and lost wages if an employee gets injured or sick while working.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

AMAXX

SEPTEMBER 3, 2024

Return to Work (RTW) programs are essential components of an effective workers’ compensation system. These challenges can be exacerbated by poor communication, lack of clear policies, or inadequate support systems. However, not all RTW scenarios are straightforward.

Workers Comp 80

Workers Comp Injury Workers Compensation Compensation 80

LexisNexis

SEPTEMBER 9, 2024

Robinson, co-author, Larson’s Workers’ Compensation Law Editorial Note: All section references below are to Larson’s Workers’ Compensation Law, unless otherwise indicated. The court agreed that the fact that the inspector was not traveling at the time of his injury was not controlling. Illinois Workers’ Comp.

Workers Compensation 40

Workers Compensation Compensation Injury Workers Comp 40

LexisNexis

OCTOBER 8, 2024

COMPLEX EMPLOYMENT ISSUES FOR CALIFORNIA WORKERS' COMPENSATION A new softbound supplement to Rassp & Herlick, California Workers’ Compensation Law 284 pages PIN #0006801214509 For current pricing and to order, call 800-543-6862. What constitutes an independent contractor?

Workers Compensation 40

Workers Compensation Compensation Workers Compensation Insurance Liability 40

LexisNexis

OCTOBER 17, 2024

Colleen Casey, Former Commissioner, California Workers’ Compensation Appeals Board Practitioners beware! During that time, he sustained a plethora of industrial injuries, which were routinely processed and handled, culminating in an amended Findings and Award which issued on 5/19/2023. Obtaining the relevant admissible evidence is key.

Injury 75

Injury Workers Compensation Compensation Workers Comp 75

LexisNexis

OCTOBER 22, 2024

By Julius Young, Richard Jacobsmeyer, Barry Bloom, Editors-in-Chief for Herlick, California Workers’ Compensation Handbook [Note: This article is excerpted from the upcoming 2025 edition of Herlick, California Workers’ Compensation Handbook. Since 2020, many workers’ compensation stakeholders have changed their operational models.

Workers Compensation 40

Workers Compensation Compensation Claim Injury 40

Freeway Insurance

JANUARY 3, 2025

Underinsured drivers : About 6% of California drivers are currently underinsured, meaning their coverage levels are not high enough to fully compensate other drivers and their passengers and property in the event of an at-fault accident. Insurers compensate for this increase by raising premiums to cover the heightened risk.

Auto Insurance 92

Auto Insurance Premium Liability Insurer 92

Mark Jackson Insurance Agency

APRIL 15, 2024

“Workers’ comp” is short for “workers’ compensation” and can help pay for medical care and other expenses if one of your employees becomes sick or is hurt on the job from hazards like exposure to chemicals or a fall. It can also cover injuries from repetitive use that develop over time rather than an acute injury that happens suddenly.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault system, each driver’s own insurance policy is the first line of defense for medical bills and other specified expenses.

Auto Insurance 52

Auto Insurance Injury Damage Property Damage 52

Frankenmuth Insurance

SEPTEMBER 19, 2024

A day’s delay is better than an avoidable accident or injury. Get a workers compensation policy. Should a team member be injured or killed on the job, workers compensation can help protect you financially and legally. Contact your local, independent insurance agent for coverage advice and policy services.

Risk 81

Risk Workers Compensation Protection Agents 81

Cover4LetProperty

OCTOBER 1, 2024

A standard home insurance policy will not cover you if you’re renting out your property, which makes landlord insurance a vital part of being a responsible property owner. Landlord insurance can be tailored to meet your specific needs, and policies often come with a variety of options. Why do you need landlord insurance?

Insurer 60

Insurer Insured Insurance Injury 60

Protect Commercial Insurance

SEPTEMBER 20, 2024

It covers you against claims of property damage, personal injury, or negligence. This type of insurance is designed to cover you if a member of the public suffers an injury or their property is damaged because of your business activities. It covers the cost of compensation and associated legal fees if an employee decides to sue.

Liability Insurance 52

Liability Insurance Liability Property Damage Insurer 52

New Jersey Workers' Comp

MARCH 25, 2024

in workers’ compensation medical and temporary disability benefits to petitioner, Darshelle Joseph. The workers’ compensation case had not yet been resolved. Mr. Joseph sued the tortfeasor and recovered $14,000 in settlement with his uninsured motorist insurance policy in December 2021. NJ Transit paid $7,112.90

Workers Compensation 40

Workers Compensation Compensation Liability Insurance Carrier 40

Jackson & Jackson

APRIL 10, 2024

Make sure to understand the specific perils covered by your policy, as not all natural disasters might be included. It protects you from claims arising from accidents or injuries on your property. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

Having the right insurance policies in place ensures your business is protected even during the offseason. For example, a customer slipping on your premises or an employee injury could lead to financial strain if you're not adequately covered. Reviewing your policy annually helps ensure it aligns with your current operations.

Business Interruption 52

Business Interruption Theft Liability Commercial Property 52

LexisNexis

AUGUST 28, 2024

Rassp, Chairman of the Board of Directors, Friends Research Institute (friendsresearch.org) Disclaimers: The opinions expressed in this article are those of the author and are not those of the State of California Department of Industrial Relations, Division of Workers’ Compensation, or the Workers’ Compensation Appeals Board.

Workers Compensation 75

Workers Compensation Compensation Claim Injury 75

TGS

JANUARY 6, 2025

However, they also highlight the importance of reviewing your policy and making informed decisions about your coverage. Why Are the Minimum Limits Increasing? How TGS Insurance Agency Can Help The new minimum insurance limits represent a step toward better financial protection on North Carolinas roads.

Auto Insurance 52

Auto Insurance Insurer Insured Insurance 52

LexisNexis

DECEMBER 2, 2024

Oakland, CA -- The California Department of Industrial Relations (DIR) has issued the 2025 assessments that workers’ compensation insurers are required to collect from policyholders to cover the budget of the state Division of Workers’ Compensation (DWC) and five related programs set up by state lawmakers.

Workers Comp 40

Workers Comp Workers Compensation Policyholder Premium 40

Bankers Insurance

JULY 8, 2024

Companies with employees who travel for business may want to consider supplemental coverage from a travel insurance policy. Purchasing an international travel insurance policy may be the only way you can cover all your bases. This coverage provides workers’ compensation benefits in the event of a work-related injury or illness.

Insurer 52

Insurer Insured Insurance Workers Compensation 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. Every industry comes with its own set of risks.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

AMAXX

NOVEMBER 19, 2024

Click Link to Access Free PDF Download “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” The Role of Collective Bargaining Agreements Collective bargaining agreements (CBAs) often define the rules and expectations around many employment issues, including return-to-work policies.

Workers Comp 77

Workers Comp Workers Compensation Injury Building 77

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

It covers legal expenses and damages related to accidents, injuries, or negligence claims on your business premises. Workers’ Compensation: Protecting Your Team Workers’ compensation insurance is essential if you have employees. It provides them with benefits if they suffer work-related injuries or illnesses.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. Both types of policies involve legal liabilities and are important. Coverage limits, deductibles, and other policy terms can be adjusted to align with the company’s nature and size.

Liability 52

Liability Cyber Property Damage Claim 52

Word & Brown

DECEMBER 11, 2024

Having disability insurance can help an individual maintain a regular income (and associated lifestyle) when unable to work due to a new illness or injury. Policies with shorter maximum benefit periods typically have lower premiums. Work-related disability is covered by Workers Compensation insurance. LTD plans may differ.

Workers Compensation 52

Workers Compensation Injury Insured Insurer 52

Protect Commercial Insurance

MAY 30, 2024

It provides financial compensation to repair or replace damaged property, ensuring that your business can quickly recover from unexpected events. Liability Insurance Liability insurance protects your business from legal claims and financial obligations resulting from injuries, property damage, or negligence caused by your business operations.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Protect Commercial Insurance

NOVEMBER 15, 2024

Whether it’s covering expenses due to unexpected disruptions or safeguarding your assets, having a reliable insurance policy can be a game-changer. – Workers’ Compensation Insurance : Provides for employees in case of workplace injuries or illnesses.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Cover4LetProperty

JANUARY 21, 2023

Those differences help to explain why landlords cannot simply use one of the very many standard home insurance policies on the market to protect the bricks and mortar and the contents of residential property which is currently let to tenants.

Insurer 52

Insurer Insured Insurance Damage 52

Protect Commercial Insurance

NOVEMBER 1, 2024

. – Loss of Rental Income : If the property becomes uninhabitable due to a covered peril, such as a fire or severe storm, this coverage compensates for lost rental income until repairs are made. – Landlord Insurance : This type of policy extends beyond the basics.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurer Insured 52

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. The good news?

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Jackson & Jackson

APRIL 26, 2024

Special considerations are needed for earthquake and flood coverage, as these are typically not included in standard policies. Business Interruption : If your business operations are halted due to covered damage to your property, this coverage can compensate for lost income and help pay ongoing expenses.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Jackson & Jackson

MAY 23, 2024

For example, businesses in California’s earthquake-prone areas may consider adding earthquake insurance to their policy to protect their property from potential damage. Once you have a clear understanding of your risks, you can seek out insurance policies that provide the necessary coverage while avoiding unnecessary expenses.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurer Insured 52