The Property Insurance Law Observer

OCTOBER 16, 2024

The court emphasized that under both the insurance policy’s plain language and Florida Statute §627.7011(3)(a), payment of replacement cost value is contingent upon the actual completion of repairs. Universal”) after their property sustained water damage that led to mold. in damages.

Property Insurance 130

Property Insurance Damage Casualty Insurance Policy 130

Word & Brown

APRIL 1, 2025

Premium Only Plans (POPs): Also known as a Section 125 Cafeteria Plan, a Premium Only Plan enables enrolled employees to pay their health insurance premiums with pre-tax dollars. Plus, your clients can save on Federal Insurance Contribution Act (FICA) taxes and Workers Compensation.

Deductible 52

Deductible Premium Out-Of-Pocket Insurance Policy 52

Protect Commercial Insurance

APRIL 4, 2025

Benefits for Landlords There are several compelling benefits for landlords who choose to invest in Rent Guarantee Insurance: – Continuous Income : Perhaps the most notable benefit is the assurance of receiving rental income on time, which is essential for meeting mortgage payments and other property-related expenses.

Out-Of-Pocket 40

Out-Of-Pocket Insurer Insured Insurance 40

Property Insurance Centre

FEBRUARY 24, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1. The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums.

Liability 52

Liability Protection Claim Property Insurance 52

Property Insurance Centre

JANUARY 30, 2025

Because of these risks, many standard building insurance policies may not fully cover an unoccupied flat for extended periods, typically beyond 30-60 days. Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE What Type of Insurance Do You Need?

Property Insurance 52

Property Insurance Insurer Insured Insurance 52

New Jersey Workers' Comp

MARCH 25, 2024

in workers’ compensation medical and temporary disability benefits to petitioner, Darshelle Joseph. The workers’ compensation case had not yet been resolved. Mr. Joseph sued the tortfeasor and recovered $14,000 in settlement with his uninsured motorist insurance policy in December 2021. NJ Transit paid $7,112.90

Workers Compensation 40

Workers Compensation Compensation Liability Insurance Carrier 40

New Jersey Workers' Comp

JULY 19, 2024

Intentional harm lawsuits can be harrowing for employers to defend because the allegations are generally not covered under the workers’ compensation policy. As the readers know, there are two parts to a workers’ compensation policy. She filed both workers’ compensation claims for these injuries.

Injury 52

Injury Claim Compensation Policy 52

Cover4LetProperty

OCTOBER 9, 2022

That’s when you will turn to your landlord insurance policy for support and financial assistance. When you are purchasing your landlord insurance policy, there might be a natural temptation to get it over and done with as fast as possible so that you can continue with your normal daily business.

Liability 52

Liability Insurer Insured Insurance 52

Protect Commercial Insurance

MARCH 28, 2025

What is Rent Guarantee Insurance? Rent guarantee insurance is like a security blanket for landlords. It’s a special type of insurance policy designed to protect landlords from the financial uncertainties associated with renting out their properties. Their legal team can guide you through the proceedings.

Insurer 40

Insurer Insured Insurance Out-Of-Pocket 40

Redbird Agents

JULY 18, 2024

Content on the website is limited primarily to final expense insurance products No local offices you can visit if you prefer to meet someone face-to-face Not open on the weekends About Choice Mutual Choice Mutual is an independent insurance agency licensed in all 50 states founded in 2014 by CEO Anthony Martin.

Insurer 130

Insurer Insured Insurance Policy 130

Insurance Agency of Ohio

MAY 18, 2018

Knowing who is ultimately responsible for these breaches can create enormous headaches and leave business owners uncertain of whether they have a liability, and whether that will be covered by insurance. The agency has been protecting their central Ohio clients with comprehensive insurance programs for over 50 years.

Workers Compensation 52

Workers Compensation Liability Cyber Insurance Agency 52

Freeway Insurance

JANUARY 3, 2025

Underinsured drivers : About 6% of California drivers are currently underinsured, meaning their coverage levels are not high enough to fully compensate other drivers and their passengers and property in the event of an at-fault accident. What’s Causing the 2025 Insurance Boost in California?

Auto Insurance 98

Auto Insurance Premium Liability Insurer 98

Jackson & Jackson

APRIL 10, 2024

Business interruption insurance compensates for lost income during these periods, helping you keep your business afloat until you can resume normal operations. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Bankers Insurance

SEPTEMBER 12, 2023

Subrogation is more than just a fancy insurance term – it’s a right held by your insurance carrier under your policy that allows them to seek reimbursement from the party found responsible for the accident after they’ve paid a claim for a covered cause of loss.

Insurance Carrier 52

Insurance Carrier Compensation Deductible Claim 52

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

Building 52

Building Liability Insurer Insured 52

LexisNexis

DECEMBER 17, 2024

Impact of Climate Change on Coverage under Builder's Risk Insurance Policies for Renewable Energy Projects Acquaint yourself with the issues that might arise under a standard builder's risk insurance policy. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Property Insurance 40

Property Insurance Insurance Policy Compensation Policy 40

Distinguished

MARCH 20, 2025

Fortunately, the property owner had Ordinance or Law Coverage A as part of their insurance policy, allowing them to receive the full building limit for the loss. Employee Benefits Liability insurance steps in to cover the benefits as if the employee had been enrolled.

Building 52

Building Protection Damage Liability 52

TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage.

Injury 52

Injury Auto Insurance Damage Property Damage 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

This insurance protects your business if an employee becomes ill or injured because of their work. It covers the cost of compensation and associated legal fees if an employee decides to sue. In that case, this insurance can cover the costs of defending against such claims and any compensation payments that may follow.

Liability Insurance 52

Liability Insurance Liability Insurer Insured 52

Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Insurance Agents Insurance Agent Insurer 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Insurance Agents Insurance Agent Insurer 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Insurer Insured Insurance 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Insurer Insured Insurance 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Insurer Insured Insurance 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52