The Property Insurance Law Observer

OCTOBER 16, 2024

The court emphasized that under both the insurance policy’s plain language and Florida Statute §627.7011(3)(a), payment of replacement cost value is contingent upon the actual completion of repairs. Universal”) after their property sustained water damage that led to mold. in damages.

Property Insurance 130

Property Insurance Damage Casualty Insurance Policy 130

Word & Brown

APRIL 1, 2025

Premium Only Plans (POPs): Also known as a Section 125 Cafeteria Plan, a Premium Only Plan enables enrolled employees to pay their health insurance premiums with pre-tax dollars. Plus, your clients can save on Federal Insurance Contribution Act (FICA) taxes and Workers Compensation.

Deductible 52

Deductible Premium Out-Of-Pocket Insurance Policy 52

Property Insurance Centre

FEBRUARY 24, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1. The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums.

Liability 52

Liability Protection Claim Property Insurance 52

Property Insurance Centre

JANUARY 30, 2025

Because of these risks, many standard building insurance policies may not fully cover an unoccupied flat for extended periods, typically beyond 30-60 days. Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE What Type of Insurance Do You Need?

Property Insurance 52

Property Insurance Insured Insurer Insurance 52

New Jersey Workers' Comp

MARCH 25, 2024

in workers’ compensation medical and temporary disability benefits to petitioner, Darshelle Joseph. The workers’ compensation case had not yet been resolved. Mr. Joseph sued the tortfeasor and recovered $14,000 in settlement with his uninsured motorist insurance policy in December 2021. NJ Transit paid $7,112.90

Workers Compensation 40

Workers Compensation Compensation Liability Insurance Carrier 40

New Jersey Workers' Comp

JANUARY 13, 2025

In New Jersey, the Workers Compensation Act is the exclusive remedy for injured workers as stated in N.J.S.A. 12, 2024), found as follows: (1) the insurer had no duty to provide coverage against the employees negligence based claims (including claims for gross negligence against the employer) because of the exclusive remedy bar under N.J.S.A.

Workers Compensation 52

Workers Compensation Claim Injury Compensation 52

New Jersey Workers' Comp

JULY 19, 2024

Intentional harm lawsuits can be harrowing for employers to defend because the allegations are generally not covered under the workers’ compensation policy. As the readers know, there are two parts to a workers’ compensation policy. She filed both workers’ compensation claims for these injuries.

Injury 52

Injury Claim Compensation Policy 52

Cover4LetProperty

OCTOBER 9, 2022

That’s when you will turn to your landlord insurance policy for support and financial assistance. When you are purchasing your landlord insurance policy, there might be a natural temptation to get it over and done with as fast as possible so that you can continue with your normal daily business.

Liability 52

Liability Insured Insurer Insurance 52

Protect Commercial Insurance

MARCH 28, 2025

What is Rent Guarantee Insurance? Rent guarantee insurance is like a security blanket for landlords. It’s a special type of insurance policy designed to protect landlords from the financial uncertainties associated with renting out their properties. Their legal team can guide you through the proceedings.

Insured 40

Insured Insurer Insurance Out-Of-Pocket 40

Redbird Agents

JULY 18, 2024

Content on the website is limited primarily to final expense insurance products No local offices you can visit if you prefer to meet someone face-to-face Not open on the weekends About Choice Mutual Choice Mutual is an independent insurance agency licensed in all 50 states founded in 2014 by CEO Anthony Martin.

Insured 130

Insured Insurer Insurance Policy 130

Mark Jackson Insurance Agency

APRIL 15, 2024

They should also protect their employees with workers’ comp insurance. Here’s what you need to know about this type of insurance coverage. Contact us at 714-779-2629 today for more information or to request an insurance quote. What Is Workers’ Comp? Be sure to ask about the workers’ comp laws that govern your area.

Workers Comp 52

Workers Comp Protection Workers Compensation Commercial Umbrella 52

Jackson & Jackson

APRIL 10, 2024

Business interruption insurance compensates for lost income during these periods, helping you keep your business afloat until you can resume normal operations. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Insurance Agency of Ohio

MAY 18, 2018

Knowing who is ultimately responsible for these breaches can create enormous headaches and leave business owners uncertain of whether they have a liability, and whether that will be covered by insurance. The agency has been protecting their central Ohio clients with comprehensive insurance programs for over 50 years.

Workers Compensation 52

Workers Compensation Liability Cyber Insurance Agency 52

Freeway Insurance

JANUARY 3, 2025

Underinsured drivers : About 6% of California drivers are currently underinsured, meaning their coverage levels are not high enough to fully compensate other drivers and their passengers and property in the event of an at-fault accident. What’s Causing the 2025 Insurance Boost in California?

Auto Insurance 98

Auto Insurance Premium Liability Insured 98

Bankers Insurance

SEPTEMBER 12, 2023

Subrogation is more than just a fancy insurance term – it’s a right held by your insurance carrier under your policy that allows them to seek reimbursement from the party found responsible for the accident after they’ve paid a claim for a covered cause of loss.

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Distinguished

MARCH 20, 2025

Fortunately, the property owner had Ordinance or Law Coverage A as part of their insurance policy, allowing them to receive the full building limit for the loss. Employee Benefits Liability insurance steps in to cover the benefits as if the employee had been enrolled.

Building 52

Building Protection Damage Liability 52

Insurance Agency of Ohio

DECEMBER 22, 2020

Consider other objectives you may have for your life insurance Some types of life insurance policies include a savings feature that can be used for purposes other than paying death benefits. Some policies come with one or both included with the basic contract but, if not, it is generally a good idea to add them.

Life Insurance 52

Life Insurance Premium Insured Insurer 52

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

Building 52

Building Liability Insured Insurer 52

LexisNexis

DECEMBER 17, 2024

Impact of Climate Change on Coverage under Builder's Risk Insurance Policies for Renewable Energy Projects Acquaint yourself with the issues that might arise under a standard builder's risk insurance policy. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Property Insurance 40

Property Insurance Insurance Policy Policy Compensation 40

TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage.

Auto Insurance 52

Auto Insurance Injury Damage Property Damage 52

Bankers Insurance

JULY 8, 2024

TRAVEL INSURANCE FOR BUSINESSES Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay and more. Travel insurance is designed for problems that arise suddenly during a trip. Additionally, the U.S.

Insured 52

Insured Insurer Insurance Workers Compensation 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

This insurance protects your business if an employee becomes ill or injured because of their work. It covers the cost of compensation and associated legal fees if an employee decides to sue. In that case, this insurance can cover the costs of defending against such claims and any compensation payments that may follow.

Liability Insurance 52

Liability Insurance Liability Insured Insurer 52

Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Insurance Agent Insurance Agents Insured 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Insurance Agent Insurance Agents Insured 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Insured Insurer Insurance 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Insured Insurer Insurance 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Insured Insurer Insurance 52

P&L Financial Services

AUGUST 29, 2024

Myth 1: Senior Benefits Agents Are Just Salespeople One of the biggest misconceptions about senior benefits agents is that their job is solely about selling insurance policies. Compensation often includes a base salary, commissions, and bonuses, which can significantly boost overall earnings.

Agents 52

Agents Policy Insurance Policy Compensation 52