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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy.

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What Does It Mean to Be a No-Fault State?

TGS

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage.

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How to Value a Boat for Insurance

Maritime Insurance International

There are three types of boat insurance policies, each of which pays out on a total loss differently. The type of policy you choose will determine how you will be compensated for the loss of your boat and can impact the premium you will pay for the policy. What Are the Main Types of Boat Insurance?

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Block of Flats Insurance Glossary of Terms

Property Insurance Centre

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

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Cyber Insurance for Contractors: What It Covers & Why They Need It

ProWriters

How can you stress the need for Cyber Liability Insurance for contractors to your clients? Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them. ProWriters sees contractors of all sizes,” says Rasiul.

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Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

One important aspect of homeowners insurance is that it not only protects the physical structure of the home but also extends coverage to personal belongings inside the property. Being prepared can help mitigate risks and potentially make finding homeowners insurance in the future less challenging. Please contact us here!

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The Evolution of Commercial Insurance: Key Trends to Watch in 2025

Protect Commercial Insurance

Consequently, insurers broadened their products to protect against everything from product liability and professional indemnity to an array of workers’ compensations. Enter the digital age, with its rapid pace of change, and commercial insurance once again had to pivot to accommodate new realities.