Insurance Journal

DECEMBER 17, 2024

It’s a question that has cropped up in state courts only on rare occasions: If the owner or officer of a subcontractor firm opts out of workers’ compensation coverage for himself, can he then sue the general contractor for negligence …

Injury 246

Injury Compensation Workers Compensation Claim 246

Protect Commercial Insurance

SEPTEMBER 20, 2024

Introduction to Liability Insurance for UK Tradespeople and Contractors If you’re a tradesperson or contractor in the UK, navigating the world of liability insurance can seem a bit daunting. Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net.

Liability Insurance 52

Liability Insurance Liability Insurer Insurance 52

Mark Jackson Insurance Agency

MARCH 19, 2025

Commercial Liability Insurance to protect against claims related to third-party injuries or property damage. Workers Compensation Insurance to cover employee injuries on the job. Cyber Liability Insurance to protect against data breaches and cyberattacks. This coverage is required in most states.

Workers Compensation 52

Workers Compensation Liability Property Damage Inland Marine Insurance 52

Shield Insurance Agency

MARCH 31, 2025

Commercial Insurance: A Safety Net for Warehouse Operations Commercial insurance provides coverage for a variety of risks associated with warehouse operations. Why Choose Shield Insurance Agency for Your Commercial Insurance Needs?

Commercial Insurance 52

Commercial Insurance Commercial Insurance Agency Injury 52

InsuranceBee

MAY 24, 2024

When it comes to cleaning businesses, one of the most common questions we’re asked is: do janitors need workers’ compensation insurance? The post Why janitors need workers’ compensation insurance appeared first on InsuranceBee Blog. It protects your employees if they get injured or hurt while working for you.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Insurer 52

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

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Commercial Insurance Commercial Insurance Agency General Liability 40

Distinguished

FEBRUARY 24, 2025

Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters. General liability insurance: Coverage for legal claims related to customer injuries or property damage.

Liability 52

Liability Liability Insurance Insurer Insurance 52

Property Insurance Centre

FEBRUARY 24, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1. The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums.

Liability 52

Liability Protection Claim Property Insurance 52

Jackson & Jackson

NOVEMBER 16, 2024

Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. One oversight could lead to costly lawsuits.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively. Understanding General Liability Insurance General liability insurance is a must-have for any business.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Distinguished

MARCH 20, 2025

This multimillion dollar payout goes far and above many apartment building liability insurance limits and highlights why having comprehensive umbrella insurance to fall back on can be so important for your clients. Employee Benefits Liability insurance steps in to cover the benefits as if the employee had been enrolled.

Building 52

Building Protection Damage Liability 52

Insurance Agency of Ohio

MAY 18, 2018

Knowing who is ultimately responsible for these breaches can create enormous headaches and leave business owners uncertain of whether they have a liability, and whether that will be covered by insurance. The agency has been protecting their central Ohio clients with comprehensive insurance programs for over 50 years.

Workers Compensation 52

Workers Compensation Liability Cyber Insurance Agency 52

Jackson & Jackson

APRIL 10, 2024

Liability Insurance Liability insurance is essential for any commercial property owner. Business interruption insurance compensates for lost income during these periods, helping you keep your business afloat until you can resume normal operations.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Protect Commercial Insurance

NOVEMBER 15, 2024

There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Insurance Journal

SEPTEMBER 26, 2024

Federal safety officials said that almost four months after a fatal explosion at a steel-hardening facility in Tennessee, teams are still trying to determine the exact cause of the incident. One worker was killed in the explosion at the Techniques …

Workers Compensation 264

Workers Compensation Compensation Liability Insurance Liability 264

Insurance Journal

AUGUST 29, 2024

CHARLESTON, W.Va. (AP) AP) — Inadequate inspections by an operator and a lack of oversight by the Federal Aviation Administration were partly to blame for the crash of a Vietnam-era tourist helicopter that killed six people in West Virginia two years …

Workers Compensation 264

Workers Compensation Compensation Liability Insurance Liability 264

Property Insurance Centre

JANUARY 4, 2024

Rates for general liability, commercial auto, and umbrella/excess liability continue to increase, albeit at a reduced pace. Workers’ compensation premiums and rates remain stable or may even decrease, while remote work presents challenges for loss control.

Property Insurance 52

Property Insurance Commercial Property Liability Insurer 52

Mark Jackson Insurance Agency

DECEMBER 16, 2024

Evaluate Liability Coverage With legal risks always on the horizon, its important to confirm your liability coverage is adequate. This includes general liability, professional liability, and product liability insurance, depending on your industry.

Business Insurance 52

Business Insurance Liability Cyber Business Interruption 52

Insurance Journal

JULY 12, 2024

MEMPHIS, Tenn. (AP) AP) — A sitting Tennessee sheriff pleaded not guilty Wednesday to charges that he illegally profited from the work of jail inmates under his supervision and housed dozens of them in a home outside of the prison without …

Workers Compensation 257

Workers Compensation Compensation Liability Insurance Liability 257

Insurance Journal

AUGUST 28, 2024

Two workers were killed and a third was injured when an airplane tire apparently exploded at a Delta Air Lines maintenance shop at Hartsfield-Jackson International Airport in Atlanta, prompting an investigation by the U.S. Occupational Safety and Health Administration. The …

Workers Compensation 252

Workers Compensation Compensation Liability Insurance Liability 252

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Insurance Journal

NOVEMBER 17, 2024

LOUISVILLE, Ky. (AP) AP) — The president of a Kentucky plant that exploded earlier this week said the company is accountable for the accident and will pay damages to residents affected by the blast. “First and foremost, we are devastated by …

Damage 246

Damage Workers Compensation Compensation Commercial 246

Insurance Journal

DECEMBER 20, 2024

The Cleveland Clinic, a health care system with hospitals and clinics around the world, said it plans to build a 150-bed hospital in the Palm Beach area and will quadruple the size of an outpatient clinic there. Cleveland has operated …

Building 246

Building Workers Compensation Insurance Workers Compensation Property Insurance 246

Insurance Journal

NOVEMBER 5, 2024

ERWIN, Tenn. (AP) AP) — Rescue workers in Tennessee have recovered the body of the final person still missing after massive flooding from Hurricane Helene hit a plastics factory there. Rosa Andrade, 29, was one of six employees killed after they …

Workers Compensation 243

Workers Compensation Compensation Commercial Liability Insurance 243

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

Commercial liability insurance is another must-have, as accidents can happen during both active and slower periods. Additionally, it’s wise to consider business interruption insurance, especially for seasonal operations. Insurance needs evolve as your business grows.

Business Interruption 52

Business Interruption Theft Liability Insurer 52

Insurance Journal

DECEMBER 4, 2024

(Bloomberg) — JPMorgan Chase & Co. plans to hire 300 people in the Orlando area over the next two years, part of the largest US bank’s expansion in the South. The firm will renovate its 250,000-square-foot (23,226-square-meter) campus in central …

Workers Compensation 234

Workers Compensation Commercial Property Injury Property Insurance 234

Freeway Insurance

JANUARY 3, 2025

Underinsured drivers : About 6% of California drivers are currently underinsured, meaning their coverage levels are not high enough to fully compensate other drivers and their passengers and property in the event of an at-fault accident. What’s Causing the 2025 Insurance Boost in California?

Auto Insurance 98

Auto Insurance Premium Liability Insurer 98

Cover4LetProperty

DECEMBER 1, 2023

Liability Home insurance: Provides liability coverage for the homeowner in case someone is injured on the property. Landlord insurance: Offers liability protection for landlords, covering legal expenses and compensation if a tenant or visitor is injured on the property.

Home Insurance 52

Home Insurance Insurer Insurance Insured 52

TGS

JANUARY 6, 2025

Why Are the Minimum Limits Increasing?

Auto Insurance 52

Auto Insurance Insurer Insurance Insured 52

Property Insurance Centre

MAY 20, 2024

Employers’ Liability Insurance Employers’ Liability Insurance protects the insured against claims made by an employee who is injured during the course of carrying out their work for the employer. Employers’ Liability Insurance is a legal requirement for the block management company.

Building 52

Building Liability Insurer Insurance 52

ProWriters

MAY 28, 2024

Cyber Insurance for contractors is an essential safety net. How can you stress the need for Cyber Liability Insurance for contractors to your clients? Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them.

Cyber 52

Cyber Business Interruption Insurer Insurance 52

ProWriters

APRIL 3, 2024

E&O is a subset of Professional Liability Insurance. E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage.

Liability 52

Liability Cyber Claim Policy 52

Cover4LetProperty

OCTOBER 1, 2024

Contents insurance If you rent out a furnished or partly furnished property, contents insurance can cover the cost of replacing furniture, appliances, or other items that belong to you as the landlord. Note that tenant belongings are not covered under this policy—they will need their own tenants contents insurance for personal items.

Insurer 60

Insurer Insurance Insured Injury 60

Cover4LetProperty

JANUARY 21, 2023

You should note that not all elements of the following cover come as standard in any given let property insurance policy, so it is important you understand what your policy cover entails: Building insurance at the heart of any landlord insurance is likely to be the protection of the physical structure and fabric of the building and its contents; this (..)

Insurer 52

Insurer Insurance Insured Damage 52

Insurance Journal

FEBRUARY 10, 2025

ATLANTA (AP) A clean energy company is abandoning a plan to build a giant electric battery factory in Atlanta’s suburbs after it shifted to buy a solar panel plant in Texas. Freyr Battery told officials in Newnan last week …

Building 147

Building Workers Compensation Property Insurance Compensation 147

Top Insurance Blogs

APRIL 19, 2025

If you own a clothing store in Canada, there’s a need for you to protect your business with adequate insurance coverage. Ask any Canadian apparel retailer, and they will tell you […] The post How a Clothing Store in Canada Can Protect Itselves with Adequate Insurance appeared first on My Top Insurance Blogs.

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Protection Insurer Insurance Insured 52

Protect Commercial Insurance

NOVEMBER 8, 2024

Here’s a quick look at some of the most common types: – Property Insurance: This protects the physical premises and equipment of your business against damage or loss due to events like fire, theft, or natural disasters.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52