TGS

JANUARY 6, 2025

However, they also highlight the importance of reviewing your policy and making informed decisions about your coverage. Why Are the Minimum Limits Increasing? The previous minimum liability limits have been in place for years and are no longer sufficient to cover the average costs associated with auto accidents.

Auto Insurance 52

Auto Insurance Insurer Insured Insurance 52

TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault system, each driver’s own insurance policy is the first line of defense for medical bills and other specified expenses.

Auto Insurance 52

Auto Insurance Injury Damage Property Damage 52

Property Insurance Centre

JANUARY 16, 2025

Commercial Flood Insurance in the United Kingdom: Types of Coverage Available Commercial flood insurance policies typically cover: Property Damage: Repair or replacement of buildings, fixtures, and equipment. Business Interruption: Compensation for lost income during downtime caused by flooding.

Commercial 52

Commercial Commercial Property Insurer Insured 52

Property Insurance Centre

MARCH 19, 2024

Understanding Consumer Education and Property Insurance As an informed consumer, education on consumer rights and property insurance is crucial. It empowers individuals to make informed decisions about insurance coverage and understand their policy rights. This guide draws on some information from America as well as the UK.

Property Insurance 52

Property Insurance Policyholder Insured Insurer 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. Every industry comes with its own set of risks.

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Business Insurance Liability Insurance Liability Policy 52

Freeway Insurance

JANUARY 3, 2025

Underinsured drivers : About 6% of California drivers are currently underinsured, meaning their coverage levels are not high enough to fully compensate other drivers and their passengers and property in the event of an at-fault accident. Insurers compensate for this increase by raising premiums to cover the heightened risk.

Auto Insurance 52

Auto Insurance Premium Liability Insurer 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Unlike standard home insurance, which is tailored for owner-occupied homes, landlord insurance is crafted to address risks associated with renting out your property. Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurer Insured 52

Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. For example, businesses in California’s earthquake-prone areas may consider adding earthquake insurance to their policy to protect their property from potential damage.

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Small Business Insurance Business Insurance Insurer Insured 52

Protect Commercial Insurance

NOVEMBER 8, 2024

By understanding your policy needs, shopping around, and exploring available discounts, you can effectively manage insurance premiums and keep your business financially secure. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. The good news?

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. Understanding your needs will help you select a policy that adequately protects your assets and provides peace of mind.

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Insurer Insured Insurance Risk 52

Distinguished

NOVEMBER 7, 2024

If the principal fails to fulfill these obligations, the surety is responsible for rectifying the breach, either through financial compensation or by ensuring the completion of the contract. Performance Bonds: Guarantee the completion of a project according to contractual terms, protecting the owner against losses from contractor default.

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Cover4LetProperty

NOVEMBER 3, 2024

If the owner of buy to let property has mistakenly arranges standard home insurance (suitable for the owner-occupier) any claim may be rejected on the grounds that the premises are in fact occupied by tenants and the policy will become void. Further reading: Why is landlord insurance more expensive than home insurance?

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Insured Insurer Insurance Home Insurance 40

Cover4LetProperty

DECEMBER 1, 2023

Liability Home insurance: Provides liability coverage for the homeowner in case someone is injured on the property. Landlord insurance: Offers liability protection for landlords, covering legal expenses and compensation if a tenant or visitor is injured on the property.

Home Insurance 52

Home Insurance Insurer Insured Insurance 52

Cover4LetProperty

JANUARY 2, 2024

Getting the most appropriate insurance cover for your let property is therefore worth more than a second thought and something which you might prefer to entrust to a specialist insurance provider.

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Liability Damage Home Insurance Property Damage 52

Cover4LetProperty

OCTOBER 10, 2022

That is why a buildings insurance and contents policy typically arranged for the owner-occupying homeowner will not cover a property that is being let out either totally or even in part (a room or two in your own home, for instance). What does let property insurance cover offer by way of protection?

Insurer 52

Insurer Insured Insurance Property Insurance 52

Property Insurance Centre

JANUARY 4, 2024

Unpredictable weather events and the rise in natural catastrophes pose significant challenges for the property insurance industry. Insureds are facing substantial property losses, leading to increased financial burdens. Furthermore, underinsurance can result in delayed or denied claims, leaving property owners in a difficult situation.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Cover4LetProperty

AUGUST 23, 2022

It is no longer possible to rely on the owner-occupier home buildings and contents policy that previously offered you protection – you will need to get a fresh quote for specially formulated insurance for landlords. How is let property insurance different from home insurance? What does landlord insurance cover?

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Insurer Insured Insurance Property Insurance 40

Protect Commercial Insurance

JANUARY 10, 2025

These partnerships not only broaden your client base but also offer a seamless solution to meet customer needs across various policy areas, such as commercial property. From property damage and liability to business interruption cover, clients get everything under one roof.

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Broker Building Commercial Property Commercial 52