Compensation, Workers Comp and Workers Compensation

Colorado Governor Wants to Privatize State’s Workers’ Comp Carrier

Insurance Journal

JANUARY 3, 2025

Jared Polis wants to spin off the state’s stake in Pinnacol Assurance, privatizing the workers’ compensation carrier of last resort to help it make more money and plug government budget holes. Colorado Gov. The big idea is that pulling up …

Workers Comp

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Florida Appeals Court Upsets Applecart on Workers’ Comp Statute of Limitations

Insurance Journal

JANUARY 15, 2025

A recent decision and concurring opinion by a Florida appeals court may have upset years of practice and could raise costs for workers’ compensation insurers. Some claims that carriers were once ready to close out of due to the statute …

Workers Comp

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Dermatologicals Now the Costliest Drug Group in California Workers Comp

Insurance Journal

JANUARY 14, 2025

Dermatologicals, which include a number of high-priced, private label drugs, account for the biggest share of the total drug spend in the California workers’ compensation system, a new report shows. Data from the California Workers’ Compensation Institute shows recent shifts …

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California Insurance Commissioner OKs Lower Workers’ Comp Benchmark Rate

Insurance Journal

JULY 12, 2024

California Insurance Commissioner Ricardo Lara today issued a decreased pure premium rate for workers’ compensation insurance, lowering the annual benchmark rate from $1.41 per $100 of payroll— representing a 2.1% percent decrease from last year. The advisory rate …

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Georgia Governor Reappoints Bahl to Workers’ Comp Board

Insurance Journal

JULY 15, 2024

Brian Kemp has reaapointed Neera Bahl to another term on the state Board of Workers’ Compensation. Georgia Gov. The three-member board, which includes Director Benjamin Vinson and Chairman Frank McKay, acts as the appeals panel, hearing appeals from administrative law …

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WCIRB Summarizes 2024 California Workers’ Comp Legislation

Insurance Journal

OCTOBER 3, 2024

The Workers’ Compensation Insurance Rating Bureau is giving its take on bills passed and passed on by California Legislature this year. The Legislature recessed for the year and Gov. Gavin Newsom had until Sept. 30 to sign or veto any …

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BTW Settles Whistleblower Suit on Overbilling of Federal Workers’ Comp Program

Insurance Journal

JANUARY 1, 2025

BTW Solutions bills itself as a drug wholesaler and billing service and as a way for physicians to maximize profits on workers’ compensation and personal-injury-protection patients through the use of topical creams and durable medical equipment. The Benton, Arkansas-based …

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Minnesota Workers’ Comp System Stable Despite COVID-19 Impact

Insurance Journal

JULY 17, 2024

Workers’ compensation claim rates and benefits paid in Minnesota continue to be stable or follow their long-term downward trajectories, a new Department of Labor and Industry (DLI) report shows. The 2024 Minnesota Workers’ Compensation System Report presents trend data regarding …

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Pinnacol’s EverPeak Workers’ Comp Coverage Expands Into South Carolina

Insurance Journal

SEPTEMBER 12, 2024

EverPeak Insurance, a workers’ compensation insurer that specializes in hard-to-place industries and small businesses, has recently expanded into South Carolina. Vice President and Chief Operating Officer Vlad Stojanovic said the move will help address the difficulties that some employers face …

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WCIRB: California Workers’ Comp Written Premium in 2023 Was up Slightly

Insurance Journal

OCTOBER 8, 2024

California workers’ compensation written premium in 2023 was slightly above 2022, while written premium for the first six months of 2024 is 2% lower than the first six months of 2023, a new report shows. The Workers’ Compensation Insurance Rating …

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Cyber Risk: West Virginia OIC Plans to Dispose of Older Workers’ Comp Files

Insurance Journal

AUGUST 22, 2024

The West Virginia insurance commissioner’s office has adopted a new policy: It will soon begin destroying workers’ compensation claim files that are 10 years old or older. “Given increasing cybersecurity concerns and the type of information contained in the closed …

Workers Comp

Workers Comp Cyber Compensation Risk

Washington Workers’ Comp Premium Going up in 2025

Insurance Journal

DECEMBER 1, 2024

The average cost of workers’ compensation insurance in Washington will go up about 3.8% Employers and workers together will pay on average roughly $1 per week more for each … in 2025, the Washington State Department of Labor & Industries announced.

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Texas Workers’ Comp is Growing, Profitable, Adding Doctors

Insurance Journal

NOVEMBER 14, 2024

Texas’s worker’s compensation market is stable and steadily growing. The workers’ compensation market is one of the few consistently profitable lines in the state, according to the Worker’s Compensation Annual Report 2024 from the Insurance Council of Texas. Texas has …

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FCBI, a Florida Workers’ Comp Fund, Acquires MidSouth Mutual in Tennessee

Insurance Journal

AUGUST 25, 2024

FCBI, a self-insurance fund founded 45 years ago to provide workers’ compensation plans to Florida citrus growers, is expanding well beyond the Sunshine State with the acquisition of MidSouth Mutual Insurance Co. in Tennessee. MidSouth has been demutualized and has …

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Long COVID Claims Still Impact California’s Workers Comp System, Report Shows

Insurance Journal

OCTOBER 6, 2024

The impact and surge of long-term COVID on the California workers’ compensation system since 2020 has been prevalent, including long-term impacts on disability and long-term patterns of medical cost and treatment on long COVID claims. That’s from a report by …

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‘Dr. Taxes’ in Georgia Charged with Taking Workers’ Comp Premiums from Clients

Insurance Journal

SEPTEMBER 9, 2024

A businessman in south Georgia who called his business a tax preparation site for immigrants is now facing multiple charges that he swindled clients out of thousands of dollars in workers’ compensation insurance premiums. Emmanuel Torres Cruz, 34, was arrested …

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West Virginia Governor Touts 20th-Straight Workers’ Comp Loss Cost Decrease

Insurance Journal

AUGUST 13, 2024

The National Council on Compensation Insurance is recommending a 9.1% decrease in workers’ compensation loss cost projections for the West Virginia voluntary market. If approved by regulators, it would mark the 20th straight year of rate decreases for the state, …

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California Workers’ Comp Report Shows ‘Relatively Stable’ System Post-Pandemic

Insurance Journal

JULY 29, 2024

The California workers’ compensation system has been relatively stable in the post-pandemic era, as premium levels rose by 1% in 2023 and are forecast to increase modestly in 2024—while decreases in average insurer charged rates are moderating, a new report …

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Summit Expands Workers’ Comp Coverage to Illinois

Insurance Journal

DECEMBER 5, 2024

Summit, a regional provider of workers’ compensation insurance services, announced the expansion of its coverage into Illinois.

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Former New Orleans Sewerage & Water Board Employee Arrested for Workers’ Comp Fraud

Insurance Journal

DECEMBER 26, 2024

Louisiana Attorney General Liz Murrill’s Louisiana Bureau of Investigation Special Agents arrested a former employee with the Sewerage & Water Board of New Orleans on December 20 for allegedly committing workers’ compensation fraud. On August 27, 2024, LBI Special Agents …

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NCCI Calls For Tiny Workers’ Comp Rate Decrease for Florida After New Doctor Fees

Insurance Journal

SEPTEMBER 3, 2024

Annual workers’ compensation rate cuts in the double digits have become routine in almost every U.S. That trend may have now come to an end in Florida, where the National Council on Compensation Insurance is recommending … state in recent years.

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Washington Metal Fabricator Faces Felony in $340K Workers’ Comp Scam

Insurance Journal

SEPTEMBER 19, 2024

A Washington man who claimed he was too injured to work while operating a metal fabrication shop faces a felony charge in an alleged $340,000 workers’ compensation scam. Travis Lee Johnson, 52, of Spokane Valley, pleaded not guilty recently to …

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Report: 1Q 2024 California Workers’ Comp Written Premium 3% Lower Than Year Ago

Insurance Journal

JULY 31, 2024

Written premium for the first quarter of 2024 was 3% lower than the first quarter of 2023, while written premium in 2023 was slightly above 2022, according to the Workers’ Compensation Insurance Rating Bureau of California. The WCIRB released its …

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California Vocational School Owner Charged With Fraud in Workers’ Comp Scheme

Insurance Journal

OCTOBER 24, 2024

The owner of a Fresno, California-based for-profit vocational school was charged with engaging in fraudulent billing practices related to workers’ compensation. Paul Steve Ramirez, 59, was charged with 11 felony counts, including insurance fraud. The fraudulent insurance claims could reach …

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Man Banned for Life from California’s Workers’ Comp System Charged for Billing Nearly $100M

Insurance Journal

OCTOBER 16, 2024

A man banned for life from the California workers’ compensation system after being twice convicted of fraud was charged with billing nearly $100 million as part of an extensive workers’ comp fraud scheme. David Fish was charged along with a …

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Understanding the Key Parties in Workers’ Compensation

AMAXX

JANUARY 13, 2025

Navigating workers’ compensation can be complex, with various parties working together to ensure effective claims management and cost containment. Lets explore the roles of these critical players in a workers’ compensation system. Their expertise enhances the efficiency and accuracy of the claims process.

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Claim Frequency in California Workers’ Comp Higher in L.A. Area, Study Shows

Insurance Journal

DECEMBER 4, 2024

Claim frequency in California workers’ compensation remains significantly higher in the Los Angeles Basin than in the northern part of the state, a new study shows. The Workers’ Compensation Insurance Rating Bureau of California released its WCIRB Geo Study 2024, …

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Report Examines Migraine Drugs as a Potential Cost Driver in California Workers’ Comp

Insurance Journal

OCTOBER 7, 2024

Migraine drugs represent a small percentage of prescriptions dispensed to injured workers in California, but they make up a larger share of workers’ compensation drug payments, a new report shows. Fewer than 1% of all prescriptions dispensed to injured California …

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Workers Comp Compensation Workers Compensation

SC Supreme Court Urges Legislative Fix to Pre-existing Health Issue in Workers’ Comp

Insurance Journal

JULY 15, 2024

South Carolina lawmakers next year may be asked to revamp a workers’ compensation employment test that judges have relied on for more than 50 years, if the state Supreme Court has its way. The court last week said that a …

Workers Comp

Workers Comp Compensation Workers Compensation Injury

Massachusetts Weighs Workers’ Comp Rate Hike to Correct for ‘Excessive’ 2024 Cut

Insurance Journal

DECEMBER 17, 2024

Massachusetts workers’ compensation insurers have filed for a 7.1% increase in average rates for industrial classes beginning July 1, 2025 the first rate increase since 2016. Why an increase in 2025? According to the industry, it’s because the state …

Workers Comp

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Do landscaping companies need workers’ compensation insurance?

InsuranceBee

JULY 23, 2024

When you’re running a landscaping or lawn care business, one of the most crucial questions you can ask yourself is: do I need workers’ compensation insurance? Frankly, with workers’ comp, there’s little to no gray area. The post Do landscaping companies need workers’ compensation insurance?

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Workers’ Comp Mega Claims Total $1B-Plus Yearly, Multiagency Study Shows

Insurance Journal

DECEMBER 12, 2024

Mega claims in workers’ compensation represent far less than 1% of total workers’ comp claims yet account for more than 2% of total loss dollars, and total in excess of $1 billion each year, a new study from 10 state …

Workers Comp

Workers Comp Claim Compensation Workers Compensation

Washington Adult Family Home Operator Facing Felony Charge in Alleged Workers’ Comp Scam

Insurance Journal

JULY 16, 2024

A Spokane, Washington woman who ran an adult family home while claiming she was too injured to work faces a felony charge in a $60,000 workers’ compensation fraud case. Serah Kamau, 52, reportedly operated her business, Brookhouse Adult Family Home, …

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Alabama Prisoners Work at Stores But Not Eligible for Parole or Workers’ Comp

Insurance Journal

DECEMBER 23, 2024

DADEVILLE, Ala. (AP) AP) A storm was looming when the inmate serving 20 years for armed robbery was assigned to transport fellow prisoners to their jobs at private manufacturers supplying goods to companies like Home Depot and Wayfair. It didn’t …

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Viewpoint: Landmark Workers’ Comp Subrogation Decision in Nevada

Insurance Journal

OCTOBER 14, 2024

In one of the most pro-subrogation decisions in a generation, the Nevada Supreme Court has overnight turned Nevada into one of the most favorable states for workers’ compensation subrogation. With the stroke of a pen, the court in its Sept.

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Workers Comp Compensation Workers Compensation Liability

Employer’s Clinic May Not be Protected by Workers’ Comp Remedy, SC Court Says

Insurance Journal

AUGUST 12, 2024

The South Carolina Court of Appeals has signaled that employers who offer on-site health clinics may not be immune from tort claims from injured or sickened workers. It’s the latest twist to a question that has bounced around courts and …

Workers Comp

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Washington State Meter Reader Pleads Guilty in Workers’ Comp Scam

Insurance Journal

AUGUST 21, 2024

A 56-year-old former Washington State meter reader who claimed she was so traumatized from a workplace dog attack that she fainted at the sight of dogs has pleaded guilty in a workers’ compensation fraud case. According to a Washington State …

Workers Comp

Workers Comp Compensation Claim Workers Compensation

Understanding the Two Primary Benefits of Workers’ Compensation for Employers

AMAXX

JANUARY 14, 2025

Workers’ compensation programs are a cornerstone of workplace safety and risk management. Exclusivity: Protection Against Lawsuits One of the most significant benefits of workers compensation for employers is the exclusive remedy provision.

Workers Compensation

Workers Compensation Compensation Workers Comp Injury

Two Main Reasons Why Workers’ Compensation Costs Skyrocket

AMAXX

OCTOBER 15, 2024

One of the most significant challenges for employers today is managing the rising costs of workers’ compensation claims. This post will dive into the two primary reasons why workers’ compensation costs are often higher than they should be, and how employers can take charge of the process to reduce those expenses.

Workers Compensation

Workers Compensation Compensation Workers Comp Injury

Vocational School Owner Arraigned in $1M Workers’ Comp Fraud Case

Insurance Journal

AUGUST 29, 2024

Los Angeles area vocational school owner, Guillermo Frias, 65, of Paramount, and the school’s accounting manager, Yesid Colon, 54, of Baldwin Park, were arraigned following a California Department of Insurance investigation into allegations they submitted fraudulent claims to receive money …

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5 Reasons Why Workers’ Compensation Reserves Are Higher Than Expected

AMAXX

AUGUST 21, 2024

In the complex world of workers’ compensation, setting accurate reserves is a critical task for adjusters. 5 Reasons Why Workers’ Compensation Reserves Are Higher Than Expected: 1. 5 Reasons Why Workers’ Compensation Reserves Are Higher Than Expected: 1. Is the Cost for the Claim for Life?

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Workers Compensation Compensation Workers Comp Injury

4 Step Process to Successfully Settle More Workers’ Compensation Claims

AMAXX

NOVEMBER 5, 2024

Successfully settling workers’ compensation (WC) claims can significantly reduce costs and streamline processes for employers and insurers. This four-step process not only reduces costs but also fosters better outcomes for injured workers and employers alike.

Workers Compensation

Workers Compensation Compensation Claim Workers Comp

Get Started Building Your NEW Workers’ Comp Program in 2025

AMAXX

JANUARY 6, 2025

When embarking on the journey to master workers compensation, the road is well-traveled and marked by proven strategies. Our three components to achieve workers comp mastery are: Framework , Employer Controls , and External Controls. Workers compensation programs are multifaceted, and leaders often struggle to prioritize.

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Workers Comp Building Workers Compensation Compensation

Workers’ Compensation Post-Injury Response Procedure: A Key to Effective Injury Management

AMAXX

SEPTEMBER 16, 2024

Click Link to Access Free PDF Download “Step-By-Step Process To Master Workers’ Comp In 90 Days” The Importance of a Consistent Post-Injury Response A well-documented and standardized post-injury response plan offers multiple benefits. This includes gathering witness statements and creating an incident report.

Injury

Injury Workers Compensation Compensation Workers Comp

Colorado Governor Wants to Privatize State’s Workers’ Comp Carrier

Florida Appeals Court Upsets Applecart on Workers’ Comp Statute of Limitations

Trending Sources

Dermatologicals Now the Costliest Drug Group in California Workers Comp

California Insurance Commissioner OKs Lower Workers’ Comp Benchmark Rate

Georgia Governor Reappoints Bahl to Workers’ Comp Board

WCIRB Summarizes 2024 California Workers’ Comp Legislation

BTW Settles Whistleblower Suit on Overbilling of Federal Workers’ Comp Program

Minnesota Workers’ Comp System Stable Despite COVID-19 Impact

Pinnacol’s EverPeak Workers’ Comp Coverage Expands Into South Carolina

WCIRB: California Workers’ Comp Written Premium in 2023 Was up Slightly

Cyber Risk: West Virginia OIC Plans to Dispose of Older Workers’ Comp Files

Washington Workers’ Comp Premium Going up in 2025

Texas Workers’ Comp is Growing, Profitable, Adding Doctors

FCBI, a Florida Workers’ Comp Fund, Acquires MidSouth Mutual in Tennessee

Long COVID Claims Still Impact California’s Workers Comp System, Report Shows

‘Dr. Taxes’ in Georgia Charged with Taking Workers’ Comp Premiums from Clients

West Virginia Governor Touts 20th-Straight Workers’ Comp Loss Cost Decrease

California Workers’ Comp Report Shows ‘Relatively Stable’ System Post-Pandemic

Summit Expands Workers’ Comp Coverage to Illinois

Former New Orleans Sewerage & Water Board Employee Arrested for Workers’ Comp Fraud

NCCI Calls For Tiny Workers’ Comp Rate Decrease for Florida After New Doctor Fees

Washington Metal Fabricator Faces Felony in $340K Workers’ Comp Scam

Report: 1Q 2024 California Workers’ Comp Written Premium 3% Lower Than Year Ago

California Vocational School Owner Charged With Fraud in Workers’ Comp Scheme

Man Banned for Life from California’s Workers’ Comp System Charged for Billing Nearly $100M

Understanding the Key Parties in Workers’ Compensation

Claim Frequency in California Workers’ Comp Higher in L.A. Area, Study Shows

Report Examines Migraine Drugs as a Potential Cost Driver in California Workers’ Comp

SC Supreme Court Urges Legislative Fix to Pre-existing Health Issue in Workers’ Comp

Massachusetts Weighs Workers’ Comp Rate Hike to Correct for ‘Excessive’ 2024 Cut

Do landscaping companies need workers’ compensation insurance?

Workers’ Comp Mega Claims Total $1B-Plus Yearly, Multiagency Study Shows

Washington Adult Family Home Operator Facing Felony Charge in Alleged Workers’ Comp Scam

Alabama Prisoners Work at Stores But Not Eligible for Parole or Workers’ Comp

Viewpoint: Landmark Workers’ Comp Subrogation Decision in Nevada

Employer’s Clinic May Not be Protected by Workers’ Comp Remedy, SC Court Says

Washington State Meter Reader Pleads Guilty in Workers’ Comp Scam

Understanding the Two Primary Benefits of Workers’ Compensation for Employers

Two Main Reasons Why Workers’ Compensation Costs Skyrocket

Vocational School Owner Arraigned in $1M Workers’ Comp Fraud Case

5 Reasons Why Workers’ Compensation Reserves Are Higher Than Expected

4 Step Process to Successfully Settle More Workers’ Compensation Claims

Get Started Building Your NEW Workers’ Comp Program in 2025

Workers’ Compensation Post-Injury Response Procedure: A Key to Effective Injury Management

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