Distinguished

FEBRUARY 24, 2025

Based on our decades of experience in this industry, here are some of the top exposures we see restaurants facing in markets like Charlotte: Fire damage: Fire is a constant risk in hot kitchens, and even a small incident could lead to heavy repair bills and a temporary closure.

Liability 52

Liability Liability Insurance Insurance Insurer 52

ProWriters

OCTOBER 2, 2024

When a client experiences a data breach, the first move is obvious—find the entry point and stop the damage. Let’s break down the steps involved in a data breach forensic investigation and see how the experts pull back the curtain on cyber crime. But after the initial response , what’s next? But what does this process actually involve?

Cyber 92

Cyber Financial Loss Crime Damage 92

Freeway Insurance

OCTOBER 26, 2023

Insurance companies take into account things like traffic, crime, frequency of accidents and even the weather. So if you live in a city with a lot of traffic or in an area with more crime, your insurance may cost more than if you live in a quieter, safer place. Why Will I Pay More for My Car Insurance If I Live in an Urban Environment?

Crime 52

Crime Auto Insurance Insurance Insurer 52

Property Insurance Centre

MARCH 11, 2025

Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Unoccupied flats pose risks like water damage and squatting, which insurers consider when pricing policies. Some insurers might impose higher excesses or refuse coverage in high-risk flood zones.

Risk 52

Risk Insurance Insurer Insured 52

TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. Location, Location, Location Where your home is located has a huge impact on your premium.

Premium 52

Premium Deductible Out-Of-Pocket Insurance 52

Cover4LetProperty

OCTOBER 1, 2024

Renting out a property comes with many potential risks—damage caused by tenants, legal liability for injuries that happen on the property, or loss of rental income due to unexpected events like a fire or flood. Properties in areas with higher crime rates or those prone to flooding may have higher premiums.

Insurance 60

Insurance Insurer Insured Injury 60

TGS

NOVEMBER 27, 2024

Install a Security System Cost: $100–$300 for basic systems (plus optional monitoring fees) Impact: Security systems don’t just deter crime; they often come with built-in monitoring for fire or carbon monoxide. Install a Water Leak Detection System Cost: $50–$300 Impact: Water damage claims are among the most common for homeowners.

Premium 52

Premium Home Insurance Insurance Insurer 52

ProWriters

JULY 25, 2024

Analysts project cyber crime to cost the U.S. Legal repercussions, financial hits, and damaged reputations are just the tip of the iceberg. Also, having a guide for quickly implementing the pre-planned response strategy is crucial for minimizing damage. Transparency builds trust and mitigates long-term reputational damage.

Protection 53

Protection Cyber Damage Broker 53

Distinguished

SEPTEMBER 10, 2024

This includes damages that arise from: Fires Theft Vandalism Weather events We are also proud to offer coverages beyond property damage for buildings, temporary structures, and building materials. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk 52

Risk General Liability Broker-Agent Insurance 52

TGS

OCTOBER 25, 2024

Every year your home grows older, it becomes more prone to issues such as plumbing leaks, electrical faults, or roof damage—all of which can lead to costly insurance claims. When you renovate or expand your home, you’re increasing its value—and with greater value comes higher costs to repair or rebuild in the event of damage.

Home Insurance 52

Home Insurance Premium Insurance Insurer 52

ProWriters

FEBRUARY 12, 2024

HIPAA breaches can also damage a healthcare organization’s reputation. Reputational damage leads to broken trust, lost customers, and decreased revenue. Patients can find themselves vulnerable to financial and emotional distress. They may spend years repairing their credit and financial records.

Cyber 52

Cyber Liability Insurance Liability Protection 52

Property Insurance Centre

MAY 20, 2024

damage caused by a leak). Terrorism Cover for Block of Flats Insurance policies for individual houses typically include cover for damage or loss caused by an Act of Terrorism. Construction Type : The materials and construction methods used can influence the coverage, particularly concerning fire resistance and susceptibility to damage.

Building 52

Building Liability Insurance Insurer 52

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Risk Management Monitor

SEPTEMBER 1, 2022

Organizations should have a plan for employees if they fall victim to a scam or notice something unusual so IT or information security professionals can solve the issue as quickly as possible and mitigate the damage. It is critical to develop a strong cybersecurity strategy and invest in resources and training.

Protection 58

Protection Risk Liability Damage 58

Property Insurance Centre

JULY 30, 2024

3 By only choosing trustworthy tenants, the chances of problems like late rent or damage decrease. 3 The FTC says it’s fair to refuse a rental applicant based on low income, credit scores, eviction or crime history. It stops big damage and saves money on repairs later. Picking good tenants is crucial.

Building 52

Building Property Insurance Policy Commercial 52

Risk Management Monitor

DECEMBER 3, 2021

Many of them didn’t fully anticipate the widespread, long-lasting damage a pandemic could create. Those that do make the connection are on the path to better mitigating financial exposure, reputational damage, business interruption, and other losses. Doing so increases the ability to develop effective responses.

Risk 45

Risk Building Business Interruption Cyber 45

Prof. Allan Manning

JANUARY 29, 2025

This is where the wording has a Defined Events cover and sometimes an Option for Accidental Damage. ” [ emphasis mine] 1. With no reinsurance protection for terrorism under the Australian Reinsurance Pool Corporation it is up to individual insurers as to whether they will grant their home and contents clients coverage for terrorism.

Policy 208

Policy Business Interruption Risk Commercial 208

Distinguished

MARCH 25, 2025

This kind of coverage ensures each piece is protected at its full appraised value and accounts for risks unique to collectible decoys, such as accidental damage, theft, and environmental factors like humidity and warping. A standard homeowner’s or renter’s policy isnt enough. Ready to get started?

Deductible 52

Deductible Theft Insurance Insurer 52