Crime Deductible Underwriting 
Distinguished
MARCH 20, 2025
It also shows that being aware of any separate deductibles for wind or hail is an important part of assessing your clients coverage options. Crime insurance : Protects against financial losses caused by theft, burglary, or employee dishonesty, covering stolen money, securities, or property. We prioritize human insights over automation.
Scott Insurance
FEBRUARY 27, 2024
The Hardening Property Insurance Market Since 2017, the property insurance market has been hardening, resulting in lower available limits, higher deductibles and increased premiums. Uneven investment profits causing insurers to pursue underwriting profit, which translates to stricter underwriting criteria and declined submissions.
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Majesco
MARCH 27, 2025
Weather and catastrophic events, crime, more frequent and larger lawsuits, and high-tech vehicles also contribute significantly to their perceptions of what is driving up auto insurance costs. Hence, every area can take advantage of its features from product development to customer engagement to underwriting, billing, and claims.
Majesco
DECEMBER 5, 2024
Anything from quoting to underwriting, servicing, billing or claims may no longer operate at the level expected by customers, putting trust and loyalty at risk. In addition, other actions taken included raising deductibles, particularly for homeowners, and reducing coverage for both auto and homeowners.
Distinguished
MARCH 25, 2025
Here are some of the factors our expert underwriters would consider when creating a policy for your client: Collection value: The higher the collection’s appraised value, the more it will cost to insure. Location: Storing a collection in an area prone to natural disasters or with higher crime rates can increase insurance costs.
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