Crime Financial Loss Injury 
Distinguished
APRIL 21, 2025
However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. In Chicago alone, more than 2.7
Distinguished
FEBRUARY 24, 2025
Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. Equipment breakdown: A sudden breakdown of refrigeration units, ovens, or HVAC systems can result in both operational disruptions and financial losses for a restaurant.
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Distinguished
MARCH 20, 2025
For example, a resident suffered severe injuries a fractured tibia and fibula after slipping on black ice while walking to her car. Ordinance or law coverage : Covers the cost of repairing or rebuilding structures to meet current building codes after a covered loss, even if the existing structure was not up to code.
Cover4LetProperty
OCTOBER 1, 2024
Renting out a property comes with many potential risks—damage caused by tenants, legal liability for injuries that happen on the property, or loss of rental income due to unexpected events like a fire or flood. This would cover you for example, when a tenant may hold you liable for an injury which was caused within / by your property.
Protect Commercial Insurance
NOVEMBER 8, 2024
Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.
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