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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you.

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Cyber Insurance for Contractors: What It Covers & Why They Need It

ProWriters

How can you stress the need for Cyber Liability Insurance for contractors to your clients? Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them. Contractors’ increasing reliance on Internet of Things (IoT) devices also poses risks.

Cyber 52
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Why and How Your Zip Code Affects What You’ll Pay for Car Insurance

Freeway Insurance

Insurance companies take into account things like traffic, crime, frequency of accidents and even the weather. So if you live in a city with a lot of traffic or in an area with more crime, your insurance may cost more than if you live in a quieter, safer place.

Crime 52
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Block of Flats Insurance Glossary of Terms

Property Insurance Centre

While standard block of flats insurance policies may not include Terrorism cover , it is an important consideration, especially for properties situated in high-risk areas. Location : Geographic location impacts risk assessment for natural disasters, crime rates, and other hazards.