Distinguished

MARCH 20, 2025

Unlike single-family homes, apartment complexes face heightened risks damage from one unit can quickly spread to others, liability claims can stem from common areas, and evolving building codes can demand costly upgrades. General liability : Covers the costs of fighting litigation plus covered damages that might come from it.

Building 52

Building Protection Damage Liability 52

Frankenmuth Insurance

OCTOBER 10, 2024

Minimize crime with security cameras, ample exterior lighting, and alarm systems. Putting yourself in a robber’s shoes can help you make proactive adjustments and prevent crime. Get commercial coverage you can count on, like liability , workers compensation , or umbrella policies. What valuables can you easily spot from outside?

Crime 111

Crime Workers Compensation Commercial Agents 111

Protect Commercial Insurance

APRIL 11, 2025

– Environmental Liability Coverage : Particularly useful for businesses dealing with hazardous materials, covering clean-up costs from damage caused by pollution. Evaluating Potential Risks and Liabilities Every business is unique and so are the risks and potential liabilities it faces.

Commercial Property 52

Commercial Property Property Insurance Commercial Insurance 52

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Cyber Insurance helps businesses cover the costs of cyber crime and get back on track.

Insurance Broker 86

Insurance Broker Cyber Broker Protection 86

Property Insurance Centre

MARCH 21, 2025

Crime Risk in Certain Urban Areas While overall crime in Manchester is lower than in London, some districts still report higher rates of burglary and vandalism, which can affect insurance costs. Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies.

Premium 52

Premium Insurance Insurer Insured 52

Scott Insurance

FEBRUARY 27, 2024

suburban) and are more susceptible to the use of crime scores when underwriters rate their liability insurance. Unique Challenges for Affordable Housing Although there are exceptions, affordable housing properties are often older than market-rate housing, have more urban/rural exposure (vs.

Deductible 52

Deductible Underwriter Underwriting Property Insurance 52

ProWriters

OCTOBER 2, 2024

Let’s break down the steps involved in a data breach forensic investigation and see how the experts pull back the curtain on cyber crime. Cover Data Breach Forensics With ProWriters’ Cyber Insurance Give your clients complete protection against data breaches with ProWriters’ comprehensive Liability Cyber Insurance.

Cyber 92

Cyber Financial Loss Crime Damage 92

Property Insurance Centre

MARCH 11, 2025

Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Increased Flooding and Climate Risk Parts of London, particularly areas near the Thames, are at a higher risk of surface water flooding due to urbanisation and outdated drainage systems.

Risk 52

Risk Insurance Insurer Insured 52

Cover4LetProperty

OCTOBER 1, 2024

Renting out a property comes with many potential risks—damage caused by tenants, legal liability for injuries that happen on the property, or loss of rental income due to unexpected events like a fire or flood. Landlord liability insurance Property owner’s liability comes as standard with all our landlord insurance policies.

Insurance 60

Insurance Insurer Insured Injury 60

Triple-I: Business Insurance

APRIL 4, 2024

Cyber incidents reported to the FBI’s Internet Crime Complaint Center (IC3) in 2023 totaled 880,418. Email compromise, cryptocurrency fraud, and ransomware increase In addition to record-high financial losses from cybercrimes overall in 2023, the report revealed trends across crime methodology and targets. billion in 2022 to $3.94

Financial Loss 52

Financial Loss Cyber Crime Risk 52

Property Insurance Centre

MAY 20, 2024

Employers’ Liability Insurance Employers’ Liability Insurance protects the insured against claims made by an employee who is injured during the course of carrying out their work for the employer. Location : Geographic location impacts risk assessment for natural disasters, crime rates, and other hazards.

Building 52

Building Liability Insurance Insurer 52

ProWriters

FEBRUARY 12, 2024

Help Your Clients Respond to and Reduce Their Risk of HIPAA Breaches Knowing how to respond to healthcare data breaches is crucial, especially breaches occurring due to cyber crime. Threat actors relentlessly try to gain access to PHI because it is so lucrative on the illegal market.

Cyber 52

Cyber Liability Insurance Liability Protection 52

Distinguished

SEPTEMBER 10, 2024

Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites.  For instance, employees injured on the job should be covered by their Contractor’s General Liability policy.   Our Builder’s Risk program does not cover some specific risks.

Risk 52

Risk General Liability Broker-Agent Insurer 52

ProWriters

MAY 28, 2024

How can you stress the need for Cyber Liability Insurance for contractors to your clients? What Cyber Liability Insurance for Contractors Can Cover The cyber risks contractors face are real and rising. Cyber Insurance for contractors is an essential safety net. Fortunately, robust Cyber Insurance for contractors is readily available.

Cyber 52

Cyber Business Interruption Insurer Insured 52

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

LexisNexis

SEPTEMBER 23, 2024

As the number of AI Businesses continues to multiply, and as the regulatory and liability landscape materializes, practitioners can expect that the number of purchase agreements with specialized definitions and/or representations and warranties will similarly increase. based AI Business.

License 52

License Risk Liability Crime 52

TGS

OCTOBER 3, 2024

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. This is because some dog breeds are statistically more likely to be involved in liability claims. Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage.

Premium 52

Premium Deductible Out-Of-Pocket Insurance 52

Risk Management Monitor

SEPTEMBER 1, 2022

By starting training during onboarding and conducting it regularly as scams evolve or emerge, workers can shift from liabilities to assets. This means ensuring that employees are comfortable reporting scams. Cybersecurity training ranges from phishing testing to password and device management.

Protection 58

Protection Risk Liability Damage 58

Insurance Journal

OCTOBER 31, 2024

A former principal at a Christian boarding school in Missouri that closed in March amid abuse allegations has been charged with sex crimes involving a former student. Craig Wesley Smith Jr. was charged by the prosecutor in Wayne County in …

Crime 264

Crime Liability 264

Property Insurance Centre

JULY 30, 2024

This includes insurance for the building itself, liability risks, and coverage for lost rental income. 3 The FTC says it’s fair to refuse a rental applicant based on low income, credit scores, eviction or crime history. An 80% Loan-to-Value ratio is standard for these loans.

Building 52

Building Property Insurance Policy Commercial 52

LexisNexis

OCTOBER 10, 2024

If no benefits are being paid on account of an injury, counsel for the injured worker should name the PEO or employee leasing company, the special employer and its insurer, and any servicing agent of the PEO and their insurer as parties because there is joint and several liability between the general and special employers.

Workers Compensation 75

Workers Compensation Compensation Workers Compensation Insurance Injury 75

Bankers Insurance

JULY 8, 2024

These policies can also cover areas such as foreign business auto rental, foreign commercial general liability, foreign voluntary workers’ compensation, foreign travel accident/sickness, marine ocean cargo, foreign commercial crime and political risk. Additionally, the U.S.

Insurance 52

Insurance Insurer Insured Workers Compensation 52

Risk Management Monitor

OCTOBER 25, 2022

With high unemployment and higher costs, this also poses a risk to employment practices liability (EPL) insurers. Claims teams are seeing social inflation across most lines of business today, most prominently in bodily injury, wrongful death, EPL, and sexual abuse/molestation liability.

Risk 40

Risk Insurer Insured Insurance 40

Prof. Allan Manning

JANUARY 29, 2025

I also touched on commercial liability coverage. Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. At the request of quite a few readers, I now turn my attention to home and contents. ” [ emphasis mine] 1. . ” [ emphasis mine] 1.

Policy 208

Policy Business Interruption Risk Commercial 208