Distinguished

FEBRUARY 24, 2025

In this guide, well break down how Distinguisheds restaurant insurance addresses the specific risks faced by Charlottes restaurant owners. Contaminated food: Even the most diligent restaurants run the risk of food contamination leading to customer illness, which can leave them vulnerable to lawsuits.

Liability 52

Liability Liability Insurance Insured Insurance 52

Risk Management Monitor

SEPTEMBER 1, 2022

Cybersecurity should be a top priority for organizations today, especially as employees continue to work remotely without business-grade protections. It is vital that employers protect their organizations and employees from cyberattacks, especially now. Protecting an organization requires the proper tools.

Protection 58

Protection Risk Liability Damage 58

ProWriters

JULY 25, 2024

companies faced the risk of a significant cyber attack. Analysts project cyber crime to cost the U.S. As a Cyber Insurance broker, you can learn from their mistakes to help protect your clients. Ensure compliance with data protection laws like GDPR and CCPA by immediately notifying authorities and affected individuals.

Protection 53

Protection Cyber Damage Broker 53

Property Insurance Centre

MARCH 21, 2025

This diversity in building age and structure affects insuranceolder buildings may face higher premiums due to maintenance risks, while newer developments may require higher coverage for cutting-edge amenities. Insurers often request an EWS1 form or similar documentation to assess fire risks.

Premium 52

Premium Insured Insurance Insurer 52

Majesco

MARCH 27, 2025

The traditional insurance customer relationship is being re-examined and, in some cases, re-energized by the need to address higher risk and higher premiums. Are insurers ready to capitalize on the impact of todays customer tipping points at the same time they protect the customer relationships?

Auto Insurance 52

Auto Insurance Insured Insurance Insurer 52

Risk Management Monitor

MAY 17, 2021

In addition, unsuspecting victims are at risk of receiving surprise tax bills because cybercriminals stole their identities and filed fraudulent claims for COVID-19 unemployment payments. The Federal Trade Commission warns that unemployment fraud puts workers at additional risk of identity theft crimes including tax fraud.

Claim 75

Claim Theft Cyber Crime 75

Frankenmuth Insurance

OCTOBER 31, 2024

Follow these six tips to prevent employee theft and protect your small business. It’s common for businesses to have surveillance systems these days, so add enough measures to protect your business. If you’re currently having a problem with employee theft, consider high-definition cameras to vividly catch the crime.

Theft 93

Theft Crime Protection Building 93

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. To address these diverse risks, Distinguished’s Builder’s Risk Program offers tailored solutions for Alabama’s construction needs.

Risk 52

Risk General Liability Broker-Agent Insured 52

Risk Management Monitor

OCTOBER 25, 2022

According to Beazley’s recent Risk & Resilience Geopolitical Report , inflation is a key area of concern for business leaders and they expect economic uncertainty to remain high through to the end of this year. With high unemployment and higher costs, this also poses a risk to employment practices liability (EPL) insurers.

Risk 40

Risk Insured Insurance Insurer 40

Cover4LetProperty

OCTOBER 1, 2024

If you fail to purchase landlord’s insurance, you are putting yourself at unnecessary financial risk, which could result in disastrous repercussions. Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. It typically protects against risks such as fire and floods.

Insured 60

Insured Insurance Insurer Injury 60

ProWriters

OCTOBER 2, 2024

Sure, you’ll need to assess the compromised data and financial losses, but to truly understand the breach and protect against future risks, data breach forensics is essential. Let’s break down the steps involved in a data breach forensic investigation and see how the experts pull back the curtain on cyber crime.

Cyber 92

Cyber Financial Loss Crime Damage 92

LexisNexis

OCTOBER 31, 2024

US "Over a decade ago, the Supreme Court ruled that the Sixth Amendment requires criminal defense counsel to advise her client whether a guilty plea carries a risk of deportation. citizen facing the risk of deportation following denaturalization to no less protection than a noncitizen facing the risk of deportation.

Crime 45

Crime Risk Claim Protection 45

Freeway Insurance

OCTOBER 26, 2023

Insurance companies take into account things like traffic, crime, frequency of accidents and even the weather. So if you live in a city with a lot of traffic or in an area with more crime, your insurance may cost more than if you live in a quieter, safer place. Why Will I Pay More for My Car Insurance If I Live in an Urban Environment?

Crime 52

Crime Auto Insurance Insured Insurance 52

Risk Management Monitor

JANUARY 27, 2022

In a presentation at the RIMS TechRisk/RiskTech virtual event , Scott Stransky, managing director and head of the Cyber Risk Analytics Center at Marsh McLennan, outlined some of the key data that can help companies get a full view of their risk. and consider alternative terms and conditions.

Cyber 66

Cyber Underwriter Underwriting Risk 66

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. Adequate insurance coverage ensures that your business is fully protected against potential risks that could harm its financial health.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you.

Premium 52

Premium Deductible Out-Of-Pocket Insured 52

ProWriters

FEBRUARY 12, 2024

Protecting that data from unauthorized access is essential, too. However they happen, security breaches in healthcare can have serious consequences for patients and the organizations responsible for protecting patients’ data. Healthcare data breaches can occur for many reasons.

Cyber 52

Cyber Liability Insurance Liability Protection 52

TGS

NOVEMBER 27, 2024

But here’s the good news: making your home safer doesn’t just protect your family and property—it can also lead to lower insurance premiums. Why Home Safety Affects Insurance Premiums Insurance companies calculate premiums based on risk. Keeping your landscaping tidy reduces both risks. The answer is yes!

Premium 52

Premium Home Insurance Insured Insurance 52

Risk Management Monitor

JUNE 11, 2021

Data security spans two areas of organizational risk: unauthorized data use and privacy issues associated with authorized data processes. When evaluating an identity management strategy, it is imperative to start at a high level, which includes data access governance to limit access and meaningfully reduce the risk of loss or theft.

Risk 49

Risk Cyber Protection Theft 49

ProWriters

MAY 28, 2024

Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them. Why Contractors Face Major Risks From Cyber Attacks A construction firm or other contractor may not handle as much sensitive information as, say, healthcare providers or financial institutions do.

Cyber 52

Cyber Business Interruption Insured Insurance 52

LexisNexis

NOVEMBER 19, 2024

Read now » Related Content Risk of Cryptoassets—A Financial Crime, Money Laundering, and Terrorist Financing Perspective Review this practice note for an overview of cryptoassets from a financial crime, money laundering, and terrorist financing perspective.

Crime 40

Crime License Risk Protection 40

LexisNexis

DECEMBER 10, 2024

READ NOW » Related Content Risk of CryptoassetsA Financial Crime, Money Laundering, and Terrorist Financing Perspective Review this practice note for an overview of cryptoassets from a financial crime, money laundering, and terrorist financing perspective.

Crime 40

Crime License Risk Protection 40

TGS

OCTOBER 25, 2024

Insurance companies take this aging process into account when assessing risk, and as your home’s structure and systems age, the likelihood of a claim increases. What You Can Do: One way to counteract the higher costs of insuring an aging home is to invest in upgrades that can reduce the risk of claims.

Home Insurance 52

Home Insurance Premium Insured Insurance 52

Property Insurance Centre

MAY 20, 2024

Securing comprehensive insurance protection is crucial for block of flats owners and management companies. While standard block of flats insurance policies may not include Terrorism cover , it is an important consideration, especially for properties situated in high-risk areas. cleaner or gardener).

Building 52

Building Liability Insured Insurance 52

Bankers Insurance

JULY 8, 2024

If you consider the expense for any troubles your employees may encounter, travel insurance can be a cost-effective option to avoid that risk. For example, insurance for a $2,000 trip may cost $80 to $160. Additionally, the U.S. This coverage provides workers’ compensation benefits in the event of a work-related injury or illness.

Insured 52

Insured Insurance Insurer Workers Compensation 52

LexisNexis

SEPTEMBER 23, 2024

1 You should also consider whether specific uses of AI technologies by the AI Business import higher or additional risk (e.g., For instance, a U.S.-based based AI Business that markets or provides its AI products within the EU may be subject to the jurisdiction of the prospective EU AI Act. based AI Business.

License 52

License Risk Liability Crime 52

Majesco

DECEMBER 5, 2024

Anything from quoting to underwriting, servicing, billing or claims may no longer operate at the level expected by customers, putting trust and loyalty at risk. And with the continued rapid advancement and adoption of technologies by consumers, this becomes a crucial component of the buyer persona.

Auto Insurance 40

Auto Insurance Insured Insurance Insurer 40

LexisNexis

DECEMBER 17, 2024

Department of the Treasurys Financial Crimes Enforcement Network (FinCEN) has imposed record-breaking penalties on major banks for violating the Bank Secrecy Act (BSA) and the Office of Foreign Assets Control (OFAC) sanctions. These penalties underscore the use of U.S.

Crime 40

Crime Protection Policy Risk 40

Property Insurance Centre

JULY 30, 2024

Also, they must protect the tenant’s deposit in a scheme within 30 days 1. Landlords need to follow data protection rules. Protect Tenant Rights Looking after tenant rights is as important as following the law. This includes insurance for the building itself, liability risks, and coverage for lost rental income.

Building 52

Building Property Insurance Policy Commercial 52

LexisNexis

NOVEMBER 19, 2024

excise tax on the sale of firearms, firearm parts, and ammunition, to fund support services for crime victims, mental health services for veterans and youth, and school safety programs. For example, Colorado proposed, and voters approved, an Excise Tax on Firearms Dealers, Manufacturers, and Ammunition Vendors, creating a new 6.5%

Crime 40

Crime Protection Risk 40

Risk Management Monitor

JUNE 29, 2021

Corporate risk managers need to consider how to best protect employees in a way that doesn’t make them feel singled out, working with them to stay safe and respect local laws without compromising their own values. Social media can also put travelers at risk. 70 countries consider consensual LGBTQ+ relationships a?crime.?If

Risk 75

Risk Crime Protection Building 75

LexisNexis

OCTOBER 15, 2024

Treasury Department’s Financial Crimes Enforcement Network (FinCEN) recently issued a nationwide reporting rule effective December 1, 2025. The Practical Guidance and Law360 Podcasts Resource Kit features interviews with industry-leading attorneys on cutting edge issues in the law: NFTs, Cannabis, COVID, and more.

Crime 40

Crime Policy Agents Insurance Companies 40

Prof. Allan Manning

JANUARY 29, 2025

With no reinsurance protection for terrorism under the Australian Reinsurance Pool Corporation it is up to individual insurers as to whether they will grant their home and contents clients coverage for terrorism. I think this is something that we should all be aware of and assess each risk on its merits. ” [ emphasis mine] 1.

Policy 208

Policy Business Interruption Risk Commercial 208

Distinguished

MARCH 25, 2025

Whether your client owns a single high-value decoy or an extensive collection, youll walk away with the knowledge to confidently provide them with specialized coverage that protects their prized possessions. Comprehensive coverage ensures each decoy is protected at its full worth.

Deductible 52

Deductible Theft Insured Insurance 52

LexisNexis

DECEMBER 2, 2024

b)(2) the lawyer may reveal information “to prevent the client from committing a crime.” The client who has an outstanding order of removal and who has not left the US will potentially be committing a crime under INA § 243. There are several exceptions to the confidentiality obligation under ABA Model Rule 1.6 is Rule 1.6(b)(6)

Crime 45

Crime Protection Claim Agents 45

LexisNexis

FEBRUARY 11, 2025

Aliens may be removed if they were inadmissible at the time of entry, have been convicted of certain crimes, or meet other criteria set by federal law. Unauthorized workers trying to support their families, for example, likely pose less danger than alien smugglers or aliens who commit a serious crime. United States , 567 U.S.

Crime 49

Crime Policy Protection Risk 49