Damage Deductible Insurance Carrier 
The Property Insurance Law Observer
JANUARY 23, 2025
District Court for the Middle District of Florida granted the insurers motion in limine and excluded evidence and testimony regarding replacement cost value of damages, matching, and to limit damages to direct physical loss. Actual Cash Value v. 2d 684, 690 (Fla. 2d DCA 2008).
Risk Management Monitor
AUGUST 9, 2022
Last week, a severe thunderstorm unleashed massive hailstones in Alberta, Canada, damaging dozens of cars and unleashing potentially record-breaking hailstones the size of grapefruits. In that case, a hotel filed a lawsuit against its insurer for refusing to cover hail-related roof damage under a commercial property insurance policy.
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American Agents Alliance
APRIL 3, 2025
The Relationship Between Tariffs and Insurance Costs Rising tariffs could impact many different lines of business, but some experts have narrowed their focus to the effects on homeowners and auto (both personal and commercial). This drives up the cost to repair, impacting claims costs. This may be more frequently than at renewal time.
Risk Management Monitor
AUGUST 30, 2021
Striking on the same date that Hurricane Katrina devastated the region 16 years ago, Ida caused significant wind damage, storm surge and flooding in Louisiana and Mississippi and has left 1 million homes and businesses without power, including the entire city of New Orleans.
TGS
OCTOBER 3, 2023
TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.
Scott Insurance
JANUARY 31, 2024
Although individual rates are based on specific factors such as location, credit score, claims history, age of dwelling and deductible, some general trends are leading to higher rates across the board. In 2023 alone, 28 weather events caused at least $1 billion of damage each. The post Why are Homeowners Insurance Rates Increasing?
Boyle Agency Insurance
APRIL 27, 2024
Common Factors That Affect Homeowners Insurance Cost Some factors that determine the premium on your Homeowners Insurance are: Deductible – This is the amount of money you pay on a claim before the policy coverage takes over. Deductibles are meant to induce homeowners to take good care of the condition of their property.
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