Damage Deductible Insurance Companies 
The Property Insurance Law Observer
JANUARY 23, 2025
Clear Blue Specialty Insurance Company , No. District Court for the Middle District of Florida granted the insurers motion in limine and excluded evidence and testimony regarding replacement cost value of damages, matching, and to limit damages to direct physical loss. 6:23-cv-2025-ACC-DCI, 2024 U.S. 2d DCA 2008).
Paragon Independent Insurance Agencies
JULY 31, 2024
Lenders want to ensure their interest in the property is protected if an unfortunate disaster damages it. Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. The deductible is one of the most important decisions to make when choosing a homeowners policy. Reach out to us today!
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Freeway Insurance
JANUARY 3, 2025
One of the primary reasons for the 2025 California car insurance increase is legislative. On January 1, 2025, California raised its minimum liability insurance requirements, nearly doubling the mandatory coverage for bodily injury and property damage. Be sure to ask about all available discounts to reduce your overall premium.
Shield Insurance Agency
AUGUST 20, 2024
Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.
Shield Insurance Agency
APRIL 19, 2024
This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible.
TGS
OCTOBER 30, 2024
Imagine discovering after a claim that the policy won’t pay enough to replace your roof or cover water damage. Some may exclude things like flood damage, earthquake damage, or—if you live in coastal areas—windstorm coverage. And don’t forget, certain types of claims—like hurricane damage—can carry their own separate deductibles.
TGS
OCTOBER 3, 2024
Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you.
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