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How to Choose the Right Auto Insurance Deductible

TGS

TGS Insurance ยป Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. But what exactly is a deductible, and how do you know which one is right for you? So, how do you choose the right auto insurance deductible ?

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Home Insurance Deductibles: What You Need to Know

Paragon Independent Insurance Agencies

Lenders want to ensure their interest in the property is protected if an unfortunate disaster damages it. The deductible is one of the most important decisions to make when choosing a homeowners policy. We are here to help you fully understand what a home insurance deductible is and which is best for you. Reach out to us today!

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Protect Your Finances: The Truth About Small Insurance Claims

Shield Insurance Agency

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

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5 Must-Know Tips for Comparing Home Insurance Quotes

TGS

Imagine discovering after a claim that the policy wonโ€™t pay enough to replace your roof or cover water damage. Some may exclude things like flood damage, earthquake damage, orโ€”if you live in coastal areasโ€”windstorm coverage. And donโ€™t forget, certain types of claimsโ€”like hurricane damageโ€”can carry their own separate deductibles.

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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. So, not only do these add-ons keep you safe, but they can also keep more money in your pocket.

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Does Health Insurance Cover Wisdom Tooth Removal? Get Clear Answers Here

Smart Insurance Agents

Complications from impacted wisdom teeth, such as pain, infections, and damage to adjacent teeth, often necessitate their removal to maintain oral health. Complications from impacted wisdom teeth, such as pain, infections, and damage to adjacent teeth, often necessitate their removal to maintain oral health.

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Navigating Michigan Auto Insurance: Understanding Collision Coverage

Shield Insurance Agency

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.