The Property Insurance Law Observer

JANUARY 23, 2025

District Court for the Middle District of Florida granted the insurers motion in limine and excluded evidence and testimony regarding replacement cost value of damages, matching, and to limit damages to direct physical loss. Actual Cash Value v. 2d 684, 690 (Fla. 2d DCA 2008).

Damage 130

Damage Insurer Insured Insurance 130

TGS

OCTOBER 3, 2023

Deductibles 8. If you suffer from losses or damages beyond those limits, you will be responsible for paying the rest out of pocket. Deductibles In the event of a worst-case scenario, your deductible is the amount you’ll be obligated to pay out-of-pocket before your insurance will step in to foot the rest of the bill.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

TGS

SEPTEMBER 6, 2023

Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. However, for many home renovation projects, you will need to inform your insurance agent.

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. While a standard homeowners policy often includes some coverage for personal property, which can extend to art and collectibles, it’s often not enough for most serious collectors.

Insurer 52

Insurer Insured Insurance Policy 52

TGS

SEPTEMBER 11, 2023

This will include dwelling structure, personal property, loss of use, and increased rebuilding costs. This covers any damage caused by wind or hail events. With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage.

Insurer 52

Insurer Insured Insurance Out-Of-Pocket 52