Remove Damage Remove Deductible Remove Personal Property
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How to Read Homeowners Insurance Quotes

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Deductibles 8. If you suffer from losses or damages beyond those limits, you will be responsible for paying the rest out of pocket. Deductibles In the event of a worst-case scenario, your deductible is the amount you’ll be obligated to pay out-of-pocket before your insurance will step in to foot the rest of the bill.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

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Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. However, for many home renovation projects, you will need to inform your insurance agent.

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Does Homeowners Insurance Cover Collectibles? 

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Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. While a standard homeowners policy often includes some coverage for personal property, which can extend to art and collectibles, it’s often not enough for most serious collectors.

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South Carolina Wind Pool Insurance Explained

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This will include dwelling structure, personal property, loss of use, and increased rebuilding costs. This covers any damage caused by wind or hail events. With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage.

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