Damage Financial Loss Personal Property 
TGS
OCTOBER 3, 2023
If you suffer from losses or damages beyond those limits, you will be responsible for paying the rest out of pocket. You can always ask your insurance agent to clarify what perils, or causes of financial loss , are covered by your policy and fall under the All Perils deductible.
Distinguished
JULY 22, 2024
Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. While a standard homeowners policy often includes some coverage for personal property, which can extend to art and collectibles, it’s often not enough for most serious collectors.
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