Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Understanding General Liability Insurance General liability insurance is a must-have for any business. It covers legal expenses and damages related to accidents, injuries, or negligence claims on your business premises. It provides them with benefits if they suffer work-related injuries or illnesses.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. It provides financial compensation to repair or replace damaged property, ensuring that your business can quickly recover from unexpected events.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Injury claim severity in the state is slightly higher than in the rest of the country. Property damage liability claims per 100 insured vehicles are 15 percent higher, and relative body injury claims frequency is 60 percent higher. The five-year average count for liability claims increased 24.9

Commercial General Liability 52

Commercial General Liability Commercial Umbrella Claim Liability 52

Jackson & Jackson

JANUARY 10, 2024

Property Damage : Traditional cyber policies typically don’t cover physical damage caused by cyber events. General Liability Insurance: to help cover claims your business caused property damage or bodily injury. This can be a critical gap for tech companies with significant physical assets.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Distinguished

SEPTEMBER 10, 2024

This includes damages that arise from: Fires Theft Vandalism Weather events We are also proud to offer coverages beyond property damage for buildings, temporary structures, and building materials. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk 52

Risk General Liability Broker-Agent Insurer 52

Hunton Andrews Kurth

JULY 20, 2023

As reported on Hunton’s Insurance Recovery Blog , the Fifth Circuit recently held that Blue Bell Creameries’ commercial general liability (CGL) insurers do not have a duty to defend the ice cream company in a shareholder lawsuit, which arose from a Listeria outbreak.

Commercial General Liability 40

Commercial General Liability General Liability Injury Property Damage 40

Distinguished

OCTOBER 15, 2024

This could be the contractor, developer, or property owner, depending on who stands to suffer a financial loss if the property is damaged during construction. Instead, a contractor’s operations liability should be covered by a separate Contractor’s General Liability policy. damage to the structure under construction).

Policy 52

Policy Risk Broker-Agent Liability 52

Protect Commercial Insurance

JULY 26, 2024

Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. General Liability Insurance General liability insurance is essential for any business, including tailors. Product Liability Insurance As a tailor, you create and sell products to your customers.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

ProWriters

APRIL 3, 2024

E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage.

Liability 52

Liability Cyber Property Damage Claim 52

Distinguished

SEPTEMBER 25, 2024

Vandalism : Intentional damage to the job site by third parties, including things like broken glass or graffiti. Property damage : Damages to the building that is being constructed or renovated. Equipment : Covers damages to or theft of equipment used on the job site.

Risk 52

Risk Broker-Agent Insurer Insured 52

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. Ask yourself: – Does having general liability insurance save me from costly lawsuits?

Business Insurance 52

Business Insurance Liability Insurance Liability Insurer 52

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Property Insurance Centre

JANUARY 4, 2024

Weather Conditions and Natural Disasters Since 1980, there have been 360 weather- and climate-related natural catastrophes , resulting in damages and costs of over $2.57 The impacts of weather events and natural disasters go beyond immediate property damage, affecting communities and economies on a larger scale.

Property Insurance 52

Property Insurance Commercial Property Liability Insurer 52

LexisNexis

DECEMBER 10, 2024

This survey covers state law on the issue of faulty workmanship as an occurrence for purposes of coverage determination under a commercial general liability (CGL) policy. Generally, an insured's work product is not covered, but defective workmanship that causes property damage is covered.

General Liability 40

General Liability Liability Commercial General Liability Liability Insurance 40

Hunton Andrews Kurth

JULY 16, 2021

Specifically, the ATVs exceed mandatory maximum speed limits for youth ATVs, posing a risk of a high-speed crash that could lead to serious injury or death. These products do not meet the CPSC’s mandatory safety standards. The CPSC issued the same warning for another brand of youth ATVs a few months earlier.

General Liability 52

General Liability Commercial General Liability Liability Injury 52

LexisNexis

NOVEMBER 19, 2024

Understand less common situations involving construction accidents or personal injuries that occur within the construction area. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Claim 40

Claim Property Damage Injury General Liability 40

Triple-I: Workers Compensation

APRIL 20, 2021

The CLAIM Act would let these businesses obtain insurance to cover the same risks of theft, damage, injury, loss, and liability as all other businesses. Easier to operate Passage of these laws would make it easier for cannabis-related businesses to operate.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40

Hunton Andrews Kurth

SEPTEMBER 9, 2021

seeking to avoid coverage under commercial general liability policies for a derivative lawsuit against Blue Bell’s directors and officers arising out of a 2015 Listeria outbreak that resulted in a nationwide recall of ice cream products. We will continue to monitor the case for further developments. Total Recalls: 21.

Commercial General Liability 52

Commercial General Liability Injury General Liability Claim 52