Protect Commercial Insurance

NOVEMBER 1, 2024

Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential. In this blog, we’ll explore the key differences between landlord insurance and standard home insurance.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurance Insurer 52

Property Insurance Centre

FEBRUARY 10, 2025

Whether you own an office building, a retail store, a warehouse, or a manufacturing facility, this type of coverage safeguards your physical assets, ensuring financial stability in the face of damage or loss. But what exactly does commercial property insurance cover? Below are the most common perils covered: 1.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Distinguished

MARCH 20, 2025

From devastating floods to slip-and-fall lawsuits, insuring apartment buildings is no simple task. And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options.

Building 52

Building Protection Damage Liability 52

Cover4LetProperty

JANUARY 29, 2024

At its simplest, therefore, a home is a home, whilst let property is a business asset. To understand why landlord insurance is typically more expensive than standard home insurance, it might be helpful to go back to the basics of insurance itself.

Home Insurance 52

Home Insurance Insurance Insurer Insured 52

Mark Jackson Insurance Agency

JULY 8, 2024

However, amidst the excitement, it's crucial to undertake precautions to avoid common pitfalls that could lead to home insurance claims. Check for Pipes Before Drilling or Cutting Through Walls One of the most common mistakes during home renovations is accidentally cutting through water pipes.

Home Insurance 52

Home Insurance Insurance Claim Claim License 52

Boyle Agency Insurance

MAY 3, 2024

When a NJ disaster strikes, whether it’s a fire, storm, or burglary, your home and belongings can suffer significant damage. This Bogle Agency Insurance blog post will guide you through the necessary steps to take after a disaster strikes and how to navigate the home insurance claims process smoothly.

Home Insurance 52

Home Insurance Insurance Claim Claim Damage 52

TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare.

Home Insurance 52

Home Insurance Premium Insurance Insurer 52

TGS

FEBRUARY 14, 2025

But heres something we often overlook: what happens if that gift is lost, stolen, or damaged? Most standard homeowners or renters insurance policies offer limited coverage for high-value items, often capping jewelry and other valuables at a fraction of their worth. Contact us today to learn more about valuable articles insurance.

Protection 52

Protection Home Insurance Insurance Insurer 52

TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. Well, it all comes down to risk. To insurance providers, that’s a win.

Home Insurance 52

Home Insurance Premium Insurance Insurer 52

TGS

MARCH 4, 2025

Florida law requires all drivers to carry a minimum level of insurance coverage, and failing to comply can lead to penalties, legal trouble, and financial headaches. At TGS Insurance, were here to help you understand the risks of driving uninsured and why securing the right coverage is a smart move for every Florida driver.

Auto Insurance 52

Auto Insurance License Insurance Insurer 52

Distinguished

APRIL 21, 2025

The damage is extensive, and tenants are forced to relocate while repairs are underway. Without the right insurance, the landlord absorbs the full financial hit not just from repairs but also from lost rental income. Properties near major rivers also face flooding risks. In Chicago alone, more than 2.7

Broker 52

Broker Liability Broker-Agent Building 52

Distinguished

APRIL 29, 2025

Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential. Hailstorms , winter storms, and tenant-related liabilities can lead to significant financial losses if landlords are not properly insured.

Liability 52

Liability Financial Loss Insurance Insurer 52

Freeway Insurance

DECEMBER 17, 2024

When winter weather rolls into town, that means one thing for homeowners: an increased risk of weather-related damage. To limit the impact of harsh, freezing temperatures and blustering blizzards, its important to understand some basic snow home maintenance to avoid having to make a costly homeowners insurance claim.

Home Insurance 52

Home Insurance Damage Insurance Insurer 52

Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

Home Insurance 52

Home Insurance Premium Deductible Insurance 52

Freeway Insurance

DECEMBER 24, 2024

Once you purchase your first house and set up a homeowners insurance policy , you may think that your insurance needs will be taken care of for as long as you own the house. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

Home Insurance 52

Home Insurance Insurance Policy Policy Insurance 52

Freeway Insurance

NOVEMBER 19, 2024

You know that your home insurance is there to help you recoup your costs and repair damages to your home after an unexpected situation. But does homeowners insurance cover mold? This pesky fungus can cause serious damage to your property, and getting it fully removed can cost a pretty penny.

Damage 52

Damage Policy Insurance Policy Out-Of-Pocket 52

Distinguished

MARCH 20, 2025

Additionally, defects in windows, doors, handrails, and stairs not only contribute to drafts and security concerns but also increase the risk of falls. Blocked emergency exits or fire escapes and electrical hazards, including exposed wiring or overloaded circuits, further compound these risks.

Broker 52

Broker License Insurance Broker Risk 52

Paragon Independent Insurance Agencies

JANUARY 15, 2025

Homeowners in the greater Plano, TX area face various potential threats, including falling trees, wind and hail, fires, and water damage. Many rely on home insurance solutions from teams like the Paragon Independent Insurance Agency to protect their homes from these risks.

Home Insurance 40

Home Insurance Claim Insurance Agency Agents 40

TGS

APRIL 30, 2025

Insurance tip: Equipment failures and pool-related damage (like leaks) are often excluded from homeowners policies if they stem from neglect. Review Your Insurance Coverage Before Summer Starts Why it matters: Pools increase your liability risk, plain and simple. Have you disclosed your pool to your insurer?

Liability 52

Liability Protection Policy Home Insurance 52

Property Insurance Centre

FEBRUARY 24, 2025

From financial losses to reputational damage, legal battles, and even the risk of shutting down, the impact can be severe. Whether you’re a small business owner, contractor, or entrepreneur, understanding liability risks is crucial for survival. This means your personal assetshome, car, and savingscould be at risk.

Liability 52

Liability Protection Claim Property Insurance 52

Distinguished

MARCH 6, 2025

Along with this, mold and water damage often due to leaking pipes, poor ventilation, or roof damageposes serious health hazards if not promptly repaired. Pending or unresolved housing violations can make it difficultor even impossiblefor a property owner to obtain insurance , depending on the severity of the issue.

Building 59

Building Damage Insurance Broker Underwriter 59

Triple-I: Homeowners Insurance

JULY 9, 2024

Restoring power to millions of Texans could take days or even weeks, subjecting residents who will not have air conditioning to further risk as a sweltering heatwave settles over the state. When subjected to extreme heat, roofs can become more brittle and prone to damage from wind or hail. “So, property/casualty market.

Risk 52

Risk Premium Damage Policy 52

Wren Insurance Agency

OCTOBER 23, 2024

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state. The more damage, the more likely premiums will rise at renewal.

Policy 74

Policy Insurance Companies Premium Damage 74

Distinguished

MARCH 19, 2025

Mold & Water Damage are also major concerns; leaks or excessive moisture can lead to mold growth that poses health risks. Additionally, Electrical Hazards like exposed wiring or unpermitted electrical workpose serious safety risks. Insurers view these violations as signs of deferred maintenance and increased risk.

Building 52

Building Broker Damage Insurance Broker 52

Distinguished

MARCH 21, 2025

In Chicago, housing code violations not only affect tenant safety and property values but also play a critical role in insurance risk assessments. Understanding these violationsfrom heating failures to structural hazardsis essential for insurance brokers advising property owners.

Building 52

Building Insurance Broker Broker Damage 52

Property Insurance Centre

MAY 2, 2025

Loss of stock by theft or an accident such as a burst pipe can cause a business thousands of pounds in damage. Insuring your stock for the correct amount will give the ultimate peace of mind. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.

Insurance 52

Insurance Insurer Insured Policy 52

Frankenmuth Insurance

NOVEMBER 14, 2024

Reduce the effects of storm damage, burst pipes, gas leaks, flooding, fires, and power outages by following these tips. Emergency home repair #1: Storm damage. Severe winds, rain , tornados , hurricanes , and hail can cause structural damage to your home. Take photos of the damage for your insurance records.

Damage 83

Damage Agents Insurance Agent Insurance Agents 83

Distinguished

MARCH 17, 2025

In New York City, housing code violations challenge property owners, tenants, and insurance brokers alike. With infractions ranging from heating failures to illegal conversions, understanding these issues is essential for assessing risk and underwriting policies.

Broker 52

Broker Insurance Broker Building Underwriter 52

Cover4LetProperty

DECEMBER 1, 2023

The main difference between home insurance and landlord insurance lies in the intended purpose and cover. Here are the key distinctions: Occupancy Home insurance: this type of insurance is designed for owner-occupied properties. It takes into account the unique risks associated with renting out a property.

Home Insurance 52

Home Insurance Insurance Insurer Insured 52

Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home.

Liability 52

Liability Business Interruption Home Insurance Professional Liability Insurance 52

TGS

NOVEMBER 27, 2024

Let’s dive into some budget-friendly safety upgrades that can help you save money while giving your home insurance provider fewer reasons to worry. Why Home Safety Affects Insurance Premiums Insurance companies calculate premiums based on risk. Keeping your landscaping tidy reduces both risks.

Premium 52

Premium Home Insurance Insurance Insurer 52

Shield Insurance Agency

JUNE 11, 2024

The Red Cross | Thunderstorm | Home Insurance | Auto Insurance | Contact Us Need Help Now? Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail.

Insurance Agency 52

Insurance Agency Home Insurance Building Damage 52

Cover4LetProperty

OCTOBER 1, 2024

If you fail to purchase landlord’s insurance, you are putting yourself at unnecessary financial risk, which could result in disastrous repercussions. Here we discuss what landlord insurance covers, why it is so important, plus other considerations. What is landlord insurance? Why do you need landlord insurance?

Insurance 60

Insurance Insurer Insured Injury 60

TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. It makes sense, right?

Premium 52

Premium Deductible Out-Of-Pocket Insurance 52

Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage.

Out-Of-Pocket Expense 40

Out-Of-Pocket Expense Out-Of-Pocket Home Insurance Insurance Policy 40

TGS

SEPTEMBER 6, 2023

On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. What Will a Standard Home Insurance Policy Cover During Renovations? Do You Need a Different Insurance Policy During Home Renovations?

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Property Insurance Centre

OCTOBER 18, 2024

Recent data from 2023 and 2024 highlights the financial strain on insurers and property owners alike, driven by more severe storms, heavy rainfall, and unpredictable weather patterns. Rising Claims Due to Extreme Weather In 2023, UK insurers faced record-breaking claims from weather-related damage.

Property Insurance 52

Property Insurance Premium Insurance Insurer 52