Distinguished

OCTOBER 15, 2024

This could be the contractor, developer, or property owner, depending on who stands to suffer a financial loss if the property is damaged during construction. Instead, a contractor’s operations liability should be covered by a separate Contractor’s General Liability policy. damage to the structure under construction).

Policy 52

Policy Risk Broker-Agent Inland Marine 52

Top Insurance Blogs

FEBRUARY 20, 2024

A proof that you have purchased Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance must be presented before you can be allowed to register a vehicle with at least four wheels in Florida.

Property Damage 52

Property Damage Injury Auto Insurance Liability 52

Mark Jackson Insurance Agency

MAY 21, 2024

The Crucial Role of Liability Coverage One of the main concerns for any business, including those based at home, is liability. Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

American Agents Alliance

AUGUST 22, 2024

On September 28, 2022, Governor Gavin Newsom signed Senate Bill 1107, also known as the Protect California Drivers Act , into law, which will double minimum auto liability limits. The underlying reason for the increase in liability limits comes down to rising costs in various sectors. Why Are Limits Being Increased?

Auto Insurance 40

Auto Insurance Agents Property Damage Broker-Agent 40

Boyle Agency Insurance

JULY 19, 2024

Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for if you ever cause an accident that injures another person or damages another person’s property.

Casualty Insurance 52

Casualty Insurance Liability Theft Insurance 52

Cover4LetProperty

OCTOBER 1, 2024

Renting out a property comes with many potential risks—damage caused by tenants, legal liability for injuries that happen on the property, or loss of rental income due to unexpected events like a fire or flood. Landlord liability insurance Property owner’s liability comes as standard with all our landlord insurance policies.

Insurance 53

Insurance Insurer Insured Injury 53

Cover4LetProperty

JANUARY 29, 2024

Essentially, insurance is about risk and a calculation of the probability of loss or damage being suffered by the insured item or items. Risk is assessed with respect to the likelihood of loss or damage leading the insured to make a claim, since the settlement of claims paid out to the insured represent a liability for the insurer.

Home Insurance 52

Home Insurance Damage Insurance Insurer 52

ProWriters

APRIL 3, 2024

Both types of policies involve legal liabilities and are important. Understanding E&O Insurance Errors and Omissions (E&O) Insurance is liability coverage protecting professionals against claims for negligence, errors, or mistakes made in the course of their work. E&O is a subset of Professional Liability Insurance.

Liability 52

Liability Cyber Property Damage Claim 52

Mark Jackson Insurance Agency

SEPTEMBER 9, 2024

From helmets to high-top boots, each piece of equipment plays a vital role in protecting riders from the elements and minimizing injuries during accidents. Ear Protection: Safeguarding Your Hearing Prolonged exposure to wind and engine noise can lead to hearing damage. Look for eyewear that is shatterproof and offers UV protection.

Protection 52

Protection Injury Theft Damage 52

Mark Jackson Insurance Agency

JUNE 17, 2024

In the event of a workplace injury or illness, this insurance ensures that employees are not left to cope with the financial burden of medical bills and lost wages on their own. Firstly, it limits an employer's liability for work-related injuries and illnesses, protecting the business from potentially crippling legal costs and settlements.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Workers Comp 52

Jackson & Jackson

APRIL 26, 2024

It provides coverage for physical damage to your property and any loss of income due to business interruption. Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

LexisNexis

SEPTEMBER 17, 2024

Read now » Related Content Theories of Recovery in Medical Malpractice Cases Learn about the theories of liability used to support medical malpractice claims. Review four common medical malpractice causes of action: negligence, strict liability, vicarious liability, and informed consent.

Risk 40

Risk Liability Claim Damage 40

Hunton Andrews Kurth

JULY 20, 2023

As reported on Hunton’s Insurance Recovery Blog , the Fifth Circuit recently held that Blue Bell Creameries’ commercial general liability (CGL) insurers do not have a duty to defend the ice cream company in a shareholder lawsuit, which arose from a Listeria outbreak.

Commercial General Liability 40

Commercial General Liability General Liability Injury Property Damage 40

Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. General Liability Insurance General liability insurance is essential for any business, including tailors.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Cover4LetProperty

DECEMBER 1, 2023

Covered risks Home insurance: Typically covers the structure of the home, contents, personal possessions, and liability for the homeowner. Liability Home insurance: Provides liability coverage for the homeowner in case someone is injured on the property. fire, flood) and tenants are unable to occupy the premises.

Home Insurance 52

Home Insurance Insurance Insurer Liability 52

Bankers Insurance

MAY 16, 2024

Additionally, more and more people live in wildland-urban interfaces, where homes can be particularly vulnerable to severe weather damage. Reduce liability risks. In most cases, home insurance policies include personal liability coverage.

Home Insurance 52

Home Insurance Policyholder Out-Of-Pocket Property Damage 52

Property Insurance Centre

JANUARY 30, 2024

In addition to buildings insurance , it is also important to consider additional covers such as public liability, landlord home emergency , and legal cover. Consider additional covers like public liability and landlord home emergency. It ensures that the walls, flooring, and enduring fixtures and fittings are protected.

Liability 52

Liability Insurance Insurer Insured 52

Maritime Insurance International

JUNE 5, 2020

Most home insurance policies offer two main types of coverage: property damage and personal liability. Personal liability coverage provides financial protection for events where another person is injured and you are determined to be at fault. Most home policies typically only offer around $1,000 max for boat property damage.

Property Damage 40

Property Damage Damage Insurance Policy Home Insurance 40

Scott Insurance

JANUARY 28, 2022

Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure. Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e.,

General Liability 52

General Liability Deductible Liability Property Damage 52

Property Insurance Centre

JANUARY 4, 2024

Weather Conditions and Natural Disasters Since 1980, there have been 360 weather- and climate-related natural catastrophes , resulting in damages and costs of over $2.57 The impacts of weather events and natural disasters go beyond immediate property damage, affecting communities and economies on a larger scale.

Property Insurance 52

Property Insurance Commercial Property Liability Premium 52

Cover4LetProperty

AUGUST 23, 2022

Most landlord insurance policies are unlikely to include the employers’ liability insurance cover you are legally obliged to arrange if you employ anyone (but for a few rare exceptions) to help run your buy to let business. What doesn’t buy-to-let insurance cover?

Insurance 40

Insurance Insurer Insured Property Insurance 40

TGS

OCTOBER 10, 2023

Classic car insurance starts with the minimum liability requirements established by your state (for both property damage and bodily injury ). Some great examples are uninsured/ underinsured motorist coverage and medical payments/ personal injury protection coverage.

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

TGS

OCTOBER 3, 2023

If you suffer from losses or damages beyond those limits, you will be responsible for paying the rest out of pocket. Coverage: Section II When someone is injured or suffers damage to their belongings while on your property, you are responsible for paying for their financial losses. This number is typically per person, per accident.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Jackson & Jackson

MAY 22, 2024

It covers property damage, loss of income, liability claims, etc. For instance, a policy might cover repairing or replacing a roof damaged by a storm or the value of stolen office equipment. A comprehensive insurance policy that includes essential coverage, such as fire, theft, and liability, is crucial.

Property Insurance 52

Property Insurance Commercial Property Commercial Broker-Agent 52

Protect Commercial Insurance

JUNE 27, 2024

Insurance policies such as property, liability, and professional indemnity can provide a crucial safety net, making it essential for businesses of all sizes. For example, a small retail shop could face severe repercussions from events such as fire, theft, or customer injuries on premises.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Business Interruption 52

Hunton Andrews Kurth

MAY 12, 2022

that promised to cover “any actual accidental or unintentional contamination, [or] impairment of Products” where consumption of such products would result in identifiable symptoms of bodily injury. Starr Indemnity & Liability Co. , (HCC), issued a policy to Andrew Smith Co. In Apex Oil Co. 6:22-cv-00473 (W.D. Total Recalls: 17.

Injury 52

Injury Damage Policy Insured 52

Maritime Insurance International

JUNE 5, 2020

Some providers may offer a discount if you take a boating safety course, as this can be seen as a reduction in liability. Some of the most common discount opportunities include: Boating Safety. Bundle discounts may be available when purchasing multiple lines of insurance through the same provider. Zero Claims.

Liability 40

Liability Insurance Policy Insurance Insurer 40

Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. What is Homeowners Insurance?

Insurance 52

Insurance Insurer Insured Risk 52

Maritime Insurance International

MARCH 3, 2020

A boat insurance policy could offer you coverage for the following: Property Damage. An accident resulting in damage to or loss of your own boat or someone else’s property can be covered. Bodily Injury. Boating accidents can lead to significant injury for you, your passengers, or others. Uninsured Boaters.

Insurance 40

Insurance Insurer Insured Premium 40

TGS

SEPTEMBER 6, 2023

Here are some common renovations that call for a second look at the gaps in your standard home insurance policy: DIY: If you choose to take on a home renovation yourself, you will be fully responsible for any accidents and injuries throughout the project. That includes house guests or friends lending a hand with the renovation.

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. It provides financial compensation to repair or replace damaged property, ensuring that your business can quickly recover from unexpected events.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Distinguished

SEPTEMBER 25, 2024

Vandalism : Intentional damage to the job site by third parties, including things like broken glass or graffiti. Property damage : Damages to the building that is being constructed or renovated. Equipment : Covers damages to or theft of equipment used on the job site.

Risk 52

Risk Broker-Agent Insurance Insurer 52

Property Insurance Centre

MAY 20, 2024

damage caused by a leak). Terrorism Cover for Block of Flats Insurance policies for individual houses typically include cover for damage or loss caused by an Act of Terrorism. Employers’ Liability Insurance covers individuals who are considered employees , even if they do not have a formal contract of employment.

Building 52

Building Liability Liability Insurance Insurance 52

LexisNexis

AUGUST 28, 2024

How do you cross-examine a medical-legal physician who uses AI to (1) establish a diagnosis, (2) causation of injury, (3) determine WPI ratings, or (4) apportionment? Remember, no one can cross-examine a computer or a computer program or application. An AI program cannot examine the injured worker, can it? Will it some day? and 4610.6.

Workers Compensation 75

Workers Compensation Compensation Claim Injury 75

Distinguished

SEPTEMBER 10, 2024

This includes damages that arise from: Fires Theft Vandalism Weather events We are also proud to offer coverages beyond property damage for buildings, temporary structures, and building materials. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk 52

Risk General Liability Broker-Agent Insurance 52

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52