American Agents Alliance

AUGUST 22, 2024

The legislation, effective January 1, 2025, will increase the current minimum of $15,000 per claimant and $30,000 per occurrence for bodily injury, and $5,000 for property damage (15/30/5), to $30,000 per claimant, $60,000 per occurrence for bodily injury, and $15,000 for property damage (30/60/15).

Auto Insurance 40

Auto Insurance Agents Property Damage Broker-Agent 40

Jackson & Jackson

APRIL 26, 2024

It provides coverage for physical damage to your property and any loss of income due to business interruption. Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Paragon Independent Insurance Agencies

MAY 27, 2024

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Maritime Insurance International

JUNE 5, 2020

Most home insurance policies offer two main types of coverage: property damage and personal liability. This type of coverage can cover things like legal costs and medical expenses related to the injury. In those cases, however, the policy will usually only cover property damage to your boat while it is on your property.

Property Damage 40

Property Damage Damage Insurance Policy Home Insurance 40

Insurance Journal

AUGUST 1, 2024

People who live near East Palestine, Ohio, can now get $25,000 apiece for any injuries they sustained after last year’s Norfolk Southern freight train derailment on top of whatever money they get for property damage as part of the $600 …

Injury 263

Injury Property Damage Damage 263

ProWriters

APRIL 3, 2024

E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage.

Liability 52

Liability Cyber Property Damage Claim 52

Bankers Insurance

MAY 16, 2024

Additionally, more and more people live in wildland-urban interfaces, where homes can be particularly vulnerable to severe weather damage. As insurance companies leave certain markets or refuse to issue policies to certain properties, homeowners may be forced to seek more expensive options, such as state-supported insurers.

Home Insurance 52

Home Insurance Policyholder Out-Of-Pocket Property Damage 52

Hunton Andrews Kurth

JULY 20, 2023

Background In 2015, a Listeria outbreak caused bodily injury to a number of Blue Bell’s customers, resulted in a nationwide recall of Blue Bell products, and triggered the share price of Blue Bell’s stock to drop. That failure led to the contamination, the bodily injury, and, ultimately, the economic impact.

Commercial General Liability 40

Commercial General Liability General Liability Injury Property Damage 40

Cover4LetProperty

JANUARY 29, 2024

At its simplest, therefore, a home is a home, whilst let property is a business asset. Essentially, insurance is about risk and a calculation of the probability of loss or damage being suffered by the insured item or items.

Home Insurance 52

Home Insurance Damage Insurance Insurer 52

Risk Management Monitor

DECEMBER 17, 2021

Myers, AccuWeather founder and CEO, estimated that the tornadoes are expected to cost about $18 billion in total damage and economic loss. Over 100 workers were trapped inside the building after the next tornado leveled it. Another tornado struck an Amazon warehouse in Edwardsville, Illinois, killing six people and injuring another.

Damage 79

Damage Property Damage Building Risk 79

TGS

OCTOBER 10, 2023

Classic car insurance starts with the minimum liability requirements established by your state (for both property damage and bodily injury ). Some great examples are uninsured/ underinsured motorist coverage and medical payments/ personal injury protection coverage.

Auto Insurance 52

Auto Insurance Insurance Insurer Insured 52

Scott Insurance

JANUARY 28, 2022

Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure.

General Liability 52

General Liability Deductible Liability Property Damage 52

Scott Insurance

FEBRUARY 10, 2023

Development projects come with significant inherent risk and, unfortunately, you can be sued for bodily injury or property damage during and after construction even if you are not responsible. Is Being Listed as an Additional Insured on your General Contractor’s Policy Enough?

Liability 52

Liability Property Damage Risk Policy 52

Protect Commercial Insurance

JULY 26, 2024

Here are a few key areas to consider: Property Insurance Your tailoring business likely has valuable equipment, such as sewing machines, cutting tables, and fabric inventory. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Cover4LetProperty

DECEMBER 1, 2023

Landlord insurance: Addresses specific risks associated with renting, such as tenant damage to the property. Tenant-related issues Home insurance: Typically does not address issues related to tenants, as it is not designed for rental situations. How can I be sure I have the correct type of insurance?

Home Insurance 52

Home Insurance Insurance Insurer Liability 52

Cover4LetProperty

AUGUST 23, 2022

If you’re looking for buy to let insurance, you’ll need to ensure that your property and the business in which it plays its part are fully covered along the following lines: Buildings insurance the risks to the structure and fabric of the building itself are many and varied; typically, landlord insurance covers risks such as fire, flooding, storm damage, (..)

Insurance 40

Insurance Insurer Insured Property Insurance 40

Jackson & Jackson

MAY 22, 2024

. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. It covers property damage, loss of income, liability claims, etc.

Property Insurance 52

Property Insurance Commercial Property Commercial Broker-Agent 52

TGS

OCTOBER 3, 2023

If you suffer from losses or damages beyond those limits, you will be responsible for paying the rest out of pocket. Coverage: Section II When someone is injured or suffers damage to their belongings while on your property, you are responsible for paying for their financial losses.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. What is Homeowners Insurance?

Insurance 52

Insurance Insurer Insured Risk 52

Maritime Insurance International

MARCH 3, 2020

A boat insurance policy could offer you coverage for the following: Property Damage. An accident resulting in damage to or loss of your own boat or someone else’s property can be covered. Bodily Injury. Boating accidents can lead to significant injury for you, your passengers, or others. Uninsured Boaters.

Insurance 40

Insurance Insurer Insured Premium 40

Maritime Insurance International

JUNE 5, 2020

When buying boat insurance, you will have the opportunity to select your coverage options. Here’s what you need to know.

Liability 40

Liability Insurance Policy Insurance Insurer 40

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. It provides financial compensation to repair or replace damaged property, ensuring that your business can quickly recover from unexpected events.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Distinguished

SEPTEMBER 25, 2024

Vandalism : Intentional damage to the job site by third parties, including things like broken glass or graffiti. Property damage : Damages to the building that is being constructed or renovated. Equipment : Covers damages to or theft of equipment used on the job site.

Risk 52

Risk Broker-Agent Insurance Insurer 52

Property Insurance Centre

JANUARY 4, 2024

Outdated property valuations result in underinsured properties. Weather Conditions and Natural Disasters Since 1980, there have been 360 weather- and climate-related natural catastrophes , resulting in damages and costs of over $2.57 Insureds are facing substantial property losses, leading to increased financial burdens.

Property Insurance 52

Property Insurance Commercial Property Liability Premium 52

Distinguished

SEPTEMBER 10, 2024

Our Builder’s Risk program is a comprehensive insurance solution that covers under-construction properties and their works sites against all the most common risk factors. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk 52

Risk General Liability Broker-Agent Insurance 52

Protect Commercial Insurance

MAY 24, 2024

General Liability Insurance General liability insurance is a fundamental policy that covers your business against claims of bodily injury, property damage, and personal injury. In this article, we will explore five often overlooked insurance policies that can provide valuable coverage for your business.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Cover4LetProperty

JANUARY 2, 2024

The appropriate cover, therefore, is the insurance that delivers the protection demanded by your individual circumstances as a landlord – at a competitively rated price: Building insurance central to your buy to let business, of course, is the property itself; this needs to reflect a worst case scenario in which the building is completely destroyed, (..)

Liability 52

Liability Damage Home Insurance Property Damage 52

Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. For example, businesses in California’s earthquake-prone areas may consider adding earthquake insurance to their policy to protect their property from potential damage.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurance Insurer 52

Cover4LetProperty

OCTOBER 10, 2022

You almost certainly asked for a deposit as security for any damage or breakages your tenant might cause during the tenancy, the payment of rent and other bills when they fall due, and the possible cost of cleaning the premises when the tenancy comes to an end. What do I do with the deposit I ask my tenants for?

Insurance 52

Insurance Insurer Insured Property Insurance 52