CDC: Workers Compensation

OCTOBER 8, 2024

Working at roadway incidents frequently exposes responders to potentially being struck by passing motor vehicle traffic leading to serious injury or death. These secondary crashes during responses to roadway incidents contribute to about 50 emergency responder fatalities and injuries annually.[1][2]

Protection 95

Protection Property Damage Injury Damage 95

TGS

MARCH 4, 2025

Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident.

Auto Insurance 52

Auto Insurance License Insured Insurer 52

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents.

Commercial Insurance 40

Commercial Insurance Commercial General Liability Insurance Agency 40

Agency Height

NOVEMBER 19, 2024

Learn who is at fault in rear-end collisions, how car insurance covers damages, and average payouts for property damage and injuries.

Property Damage 52

Property Damage Injury Damage Insured 52

Distinguished

FEBRUARY 24, 2025

Based on our decades of experience in this industry, here are some of the top exposures we see restaurants facing in markets like Charlotte: Fire damage: Fire is a constant risk in hot kitchens, and even a small incident could lead to heavy repair bills and a temporary closure.

Liability 52

Liability Liability Insurance Insured Insurer 52

ProWriters

APRIL 17, 2024

Contingent bodily injury cyber attacks can cause physical harm, directly or indirectly. One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. Cyber Liability for Bodily Injury: Some Examples How might a cyber incident end up causing bodily harm?

Cyber 52

Cyber Injury Liability Liability Insurance 52

Top Insurance Blogs

FEBRUARY 20, 2024

A proof that you have purchased Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance must be presented before you can be allowed to register a vehicle with at least four wheels in Florida.

Injury 52

Injury Property Damage Auto Insurance Liability 52

Freeway Insurance

JANUARY 3, 2025

On January 1, 2025, California raised its minimum liability insurance requirements, nearly doubling the mandatory coverage for bodily injury and property damage. Climate-Related Risks : California is prone to wildfires, floods, and other natural disasters, which can cause significant damage to vehicles. 1, 2025 is here.

Auto Insurance 98

Auto Insurance Premium Liability Insured 98

TGS

NOVEMBER 18, 2024

This is in stark contrast to at-fault states, where the driver who caused the accident (or their insurance) is typically responsible for covering damages. In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. Why Do No-Fault States Exist? What Happens in Serious Accidents?

Auto Insurance 52

Auto Insurance Injury Damage Property Damage 52

Jackson & Jackson

JANUARY 10, 2024

Property Damage : Traditional cyber policies typically don’t cover physical damage caused by cyber events. General Liability Insurance: to help cover claims your business caused property damage or bodily injury. This can be a critical gap for tech companies with significant physical assets.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Jackson & Jackson

APRIL 26, 2024

It provides coverage for physical damage to your property and any loss of income due to business interruption. Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Maritime Insurance International

JUNE 5, 2020

Most home insurance policies offer two main types of coverage: property damage and personal liability. This type of coverage can cover things like legal costs and medical expenses related to the injury. In those cases, however, the policy will usually only cover property damage to your boat while it is on your property.

Property Damage 40

Property Damage Damage Insurance Policy Home Insurance 40

Risk Management Monitor

DECEMBER 17, 2021

Myers, AccuWeather founder and CEO, estimated that the tornadoes are expected to cost about $18 billion in total damage and economic loss. Over 100 workers were trapped inside the building after the next tornado leveled it. Another tornado struck an Amazon warehouse in Edwardsville, Illinois, killing six people and injuring another.

Building 79

Building Damage Property Damage Risk 79

LexisNexis

JANUARY 28, 2025

Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault. Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

LexisNexis

JANUARY 28, 2025

Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault. Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. It provides financial compensation to repair or replace damaged property, ensuring that your business can quickly recover from unexpected events.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

TGS

NOVEMBER 1, 2024

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Avoid standing in the middle of the road or putting yourself in harm’s way while assessing the damage.

Injury 52

Injury Home Insurance Claim Damage 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

It covers you against claims of property damage, personal injury, or negligence. This type of insurance is designed to cover you if a member of the public suffers an injury or their property is damaged because of your business activities. Here’s how you can make an informed decision.

Liability Insurance 52

Liability Insurance Liability Insured Insurer 52

LexisNexis

FEBRUARY 4, 2025

Read now » Related Content Allocation of Latent Injury and Damage Claims State Law Survey Examine the method used across the 50 states and the District of Columbia for allocating damages for latent bodily injury and property damage claims, sometimes called long-tail or continuous injury or damage claims.

Policy 40

Policy Commercial General Liability Injury Damage 40

Paragon Independent Insurance Agencies

MAY 27, 2024

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. If you rely on expensive equipment, such as snowplows, food trucks, or heavy machinery, comprehensive coverage that protects against damage and theft is crucial year-round.

Business Interruption 52

Business Interruption Theft Liability Insured 52

American Agents Alliance

AUGUST 22, 2024

The legislation, effective January 1, 2025, will increase the current minimum of $15,000 per claimant and $30,000 per occurrence for bodily injury, and $5,000 for property damage (15/30/5), to $30,000 per claimant, $60,000 per occurrence for bodily injury, and $15,000 for property damage (30/60/15).

Auto Insurance 40

Auto Insurance Agents Broker-Agent Property Damage 40

Protect Commercial Insurance

NOVEMBER 1, 2024

Unlike standard home insurance, which is tailored for owner-occupied homes, landlord insurance is crafted to address risks associated with renting out your property. Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks.

Home Insurance 52

Home Insurance Out-Of-Pocket Insured Insurer 52

ProWriters

APRIL 3, 2024

E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage.

Liability 52

Liability Cyber Claim Policy 52

TGS

JANUARY 6, 2025

Under the updated law, North Carolina drivers will now be required to carry the following minimum liability insurance limits: $50,000 for bodily injury per person (up from $30,000) $100,000 for bodily injury per accident (up from $60,000) $50,000 for property damage (up from $25,000) These increases aim to reflect the rising costs of medical care and (..)

Auto Insurance 52

Auto Insurance Insured Insurer Insurance 52

Bankers Insurance

MAY 16, 2024

Additionally, more and more people live in wildland-urban interfaces, where homes can be particularly vulnerable to severe weather damage. As insurance companies leave certain markets or refuse to issue policies to certain properties, homeowners may be forced to seek more expensive options, such as state-supported insurers.

Home Insurance 52

Home Insurance Policyholder Insured Insurer 52

Distinguished

SEPTEMBER 25, 2024

Vandalism : Intentional damage to the job site by third parties, including things like broken glass or graffiti. Property damage : Damages to the building that is being constructed or renovated. Equipment : Covers damages to or theft of equipment used on the job site.

Risk 52

Risk Broker-Agent Insured Insurer 52

Cover4LetProperty

JANUARY 29, 2024

At its simplest, therefore, a home is a home, whilst let property is a business asset. Essentially, insurance is about risk and a calculation of the probability of loss or damage being suffered by the insured item or items.

Home Insurance 52

Home Insurance Insured Insurer Insurance 52

Jackson & Jackson

NOVEMBER 16, 2024

If a client trips over cables during a meeting at your office or your equipment damages their property, General Liability Insurance provides coverage. This policy covers damages or injuries caused by your company vehicles, as well as protection against theft, vandalism, and accidents.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Scott Insurance

JANUARY 28, 2022

Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure.

General Liability 52

General Liability Deductible Liability Property Damage 52

Hunton Andrews Kurth

JULY 20, 2023

Background In 2015, a Listeria outbreak caused bodily injury to a number of Blue Bell’s customers, resulted in a nationwide recall of Blue Bell products, and triggered the share price of Blue Bell’s stock to drop. That failure led to the contamination, the bodily injury, and, ultimately, the economic impact.

Commercial General Liability 40

Commercial General Liability General Liability Injury Property Damage 40

Protect Commercial Insurance

MAY 24, 2024

General Liability Insurance General liability insurance is a fundamental policy that covers your business against claims of bodily injury, property damage, and personal injury. In this article, we will explore five often overlooked insurance policies that can provide valuable coverage for your business.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Scott Insurance

FEBRUARY 10, 2023

Development projects come with significant inherent risk and, unfortunately, you can be sued for bodily injury or property damage during and after construction even if you are not responsible. Is Being Listed as an Additional Insured on your General Contractor’s Policy Enough?

Liability 52

Liability Policy Risk Property Damage 52

Distinguished

SEPTEMBER 10, 2024

Our Builder’s Risk program is a comprehensive insurance solution that covers under-construction properties and their works sites against all the most common risk factors. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk 52

Risk General Liability Broker-Agent Insured 52

TGS

DECEMBER 2, 2024

To comply with state law, you need to carry at least the following coverage: Personal Injury Protection (PIP) : $10,000 minimum to cover medical expenses for you and your passengers. Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property.

Auto Insurance 52

Auto Insurance License Insured Insurer 52

TGS

OCTOBER 10, 2023

Classic car insurance starts with the minimum liability requirements established by your state (for both property damage and bodily injury ). Some great examples are uninsured/ underinsured motorist coverage and medical payments/ personal injury protection coverage.

Auto Insurance 52

Auto Insurance Insured Insurer Insurance 52

Cover4LetProperty

JANUARY 2, 2024

The appropriate cover, therefore, is the insurance that delivers the protection demanded by your individual circumstances as a landlord – at a competitively rated price: Building insurance central to your buy to let business, of course, is the property itself; this needs to reflect a worst case scenario in which the building is completely destroyed, (..)

Liability 52

Liability Damage Home Insurance Building 52