TGS

MARCH 4, 2025

Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. Why Do People Risk Driving Without Insurance in Florida?

Auto Insurance 52

Auto Insurance License Insured Insurance 52

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

So, how do you determine which commercial insurance products will best protect your business? Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. We understand that every company has different needs.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency General Liability 40

Distinguished

FEBRUARY 24, 2025

Based on our decades of experience in this industry, here are some of the top exposures we see restaurants facing in markets like Charlotte: Fire damage: Fire is a constant risk in hot kitchens, and even a small incident could lead to heavy repair bills and a temporary closure. How Much Does Restaurant Insurance Cost in Charlotte?

Liability 52

Liability Liability Insurance Insured Insurer 52

Mark Jackson Insurance Agency

SEPTEMBER 9, 2024

From helmets to high-top boots, each piece of equipment plays a vital role in protecting riders from the elements and minimizing injuries during accidents. A high-quality, full-face helmet provides the best protection for your head and neck during a crash. Look for eyewear that is shatterproof and offers UV protection.

Protection 52

Protection Injury Damage Theft 52

Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. It is critical to understand how to determine what is covered.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. General Liability Insurance General liability insurance is a fundamental policy that covers your business against claims of bodily injury, property damage, and personal injury.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Hunton Andrews Kurth

FEBRUARY 21, 2024

Many of those cases settled or were dismissed for lack of injury because plaintiffs failed to allege that the purchased item was deficient in an objectively identifiable way. With the certified question answered, a unanimous Ninth Circuit panel allowed the plaintiffs’ “purchase price theory” of monetary damages to proceed.

Injury 100

Injury Claim Damage Protection 100

Frankenmuth Insurance

NOVEMBER 14, 2024

Reduce the effects of storm damage, burst pipes, gas leaks, flooding, fires, and power outages by following these tips. Emergency home repair #1: Storm damage. Severe winds, rain , tornados , hurricanes , and hail can cause structural damage to your home. Take photos of the damage for your insurance records.

Damage 83

Damage Agents Insurance Agent Insurance Agents 83

Top Insurance Blogs

FEBRUARY 20, 2024

A proof that you have purchased Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance must be presented before you can be allowed to register a vehicle with at least four wheels in Florida.

Injury 52

Injury Property Damage Auto Insurance Liability 52

TGS

NOVEMBER 18, 2024

This is in stark contrast to at-fault states, where the driver who caused the accident (or their insurance) is typically responsible for covering damages. In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. Why Do No-Fault States Exist? The answer is—sort of.

Auto Insurance 52

Auto Insurance Injury Damage Property Damage 52

Freeway Insurance

JANUARY 3, 2025

On January 1, 2025, California raised its minimum liability insurance requirements, nearly doubling the mandatory coverage for bodily injury and property damage. Climate-Related Risks : California is prone to wildfires, floods, and other natural disasters, which can cause significant damage to vehicles. 1, 2025 is here.

Auto Insurance 98

Auto Insurance Premium Liability Insured 98

TGS

NOVEMBER 1, 2024

Knowing exactly what to do after a car accident can make all the difference in ensuring a smooth claims process, protecting your rights, and, most importantly, keeping everyone safe. Immediately after the accident, check yourself and your passengers for injuries. And how do you make sure everything is properly documented?

Injury 52

Injury Home Insurance Claim Damage 52

Triple-I: Business Insurance

APRIL 24, 2023

Lightning is a more complex peril than it is often given credit for being, according to Tim Harger, executive director of the Lightning Protection Institute (LPI). People typically think about fire damage when they think about lightning. They had damaged inventory, production downtime, and loss of revenue during the repairs.”

Risk 52

Risk Business Interruption Damage Protection 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks.

Home Insurance 52

Home Insurance Out-Of-Pocket Insured Insurance 52

Cover4LetProperty

OCTOBER 1, 2024

While it shares some similarities with standard home insurance, it includes additional protection tailored to rental properties and tenants. It typically protects against risks such as fire and floods. This would cover you for example, when a tenant may hold you liable for an injury which was caused within / by your property.

Insured 60

Insured Insurance Insurer Injury 60

Boyle Agency Insurance

JULY 19, 2024

Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for if you ever cause an accident that injures another person or damages another person’s property. What Is Property Casualty Insurance?

Casualty Insurance 52

Casualty Insurance Insured Insurance Insurer 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Yet, it’s essential to protect your hard-earned business from the unexpected. It covers you against claims of property damage, personal injury, or negligence. This type of insurance is designed to cover you if a member of the public suffers an injury or their property is damaged because of your business activities.

Liability Insurance 52

Liability Insurance Liability Insured Insurer 52

Mark Jackson Insurance Agency

JUNE 17, 2024

Man Drilling into a Wooden Board by Thijs van der Weide Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. It also offers benefits to the employer, including legal protection and stability.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Workers Comp 52

Jackson & Jackson

APRIL 26, 2024

This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events. It provides coverage for physical damage to your property and any loss of income due to business interruption.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

To protect your livelihood and manage costs effectively, it’s essential to optimize your business insurance coverage. While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Start by evaluating your specific risks.

Business Interruption 52

Business Interruption Theft Liability Insured 52

Mark Jackson Insurance Agency

MAY 21, 2024

Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations. For a home-based business, this is particularly important, as standard homeowners' policies typically do not cover injuries that occur in the course of business activities.

Liability 52

Liability Business Interruption Home Insurance Professional Liability Insurance 52

TGS

JANUARY 6, 2025

These changes are designed to provide better financial protection for drivers, passengers, and others involved in auto accidents. Protecting Yourself Beyond Minimum Limits While meeting the state’s minimum insurance requirements is mandatory, its important to recognize that these limits might still fall short in a severe accident.

Auto Insurance 52

Auto Insurance Insured Insurer Insurance 52

Cover4LetProperty

JANUARY 29, 2024

Essentially, insurance is about risk and a calculation of the probability of loss or damage being suffered by the insured item or items. Risk is assessed with respect to the likelihood of loss or damage leading the insured to make a claim, since the settlement of claims paid out to the insured represent a liability for the insurer.

Home Insurance 52

Home Insurance Insured Insurance Insurer 52

Jackson & Jackson

JANUARY 10, 2024

While these policies are essential in today’s digital landscape, knowing what they do not cover is vital for complete protection. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively. It covers legal expenses and damages related to accidents, injuries, or negligence claims on your business premises.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Jackson & Jackson

NOVEMBER 16, 2024

From data breaches to equipment breakdowns, IT businesses need tailored protection to stay secure and competitive in today’s fast-paced tech landscape. Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Shield Insurance Agency

JUNE 11, 2024

Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail. Prepare now to protect yourself, your loved ones, and your home. Check to see if you are covered for flood damage.

Insurance Agency 52

Insurance Agency Home Insurance Building Damage 52

LexisNexis

JANUARY 28, 2025

Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault. Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

LexisNexis

JANUARY 28, 2025

Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault. Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

Maritime Insurance International

JUNE 5, 2020

Most home insurance policies offer two main types of coverage: property damage and personal liability. Here’s what you need to know: Property damage that is typically eligible for coverage under a homeowner’s policy is damage to your property including your home, structures on your property like sheds and garages, and personal property.

Property Damage 40

Property Damage Damage Insurance Policy Home Insurance 40

Distinguished

OCTOBER 15, 2024

This could be the contractor, developer, or property owner, depending on who stands to suffer a financial loss if the property is damaged during construction. In this case, the owner is covered for the physical damage to the property (e.g., damage to the structure under construction).

Policy 52

Policy Risk Broker-Agent Liability 52

Mark Jackson Insurance Agency

OCTOBER 16, 2024

However, fewer may be aware of umbrella insurance —a type of coverage that goes beyond the limits of your existing policies to protect you from substantial financial risk. Choosing the right umbrella policy can provide peace of mind, especially if you have significant assets to protect. What Is Umbrella Insurance?

Liability 52

Liability Policy Insurance Policy Protection 52

ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. But when you help your business clients appreciate the difference between E&O vs. EPLI, you’ll help them effectively manage their risks and ensure adequate protection.

Liability 52

Liability Cyber Claim Policy 52

Distinguished

SEPTEMBER 25, 2024

What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? Distinguished offers protection against: Acts of God : Such as weather events that are beyond human control. Distinguished offers protection against: Acts of God : Such as weather events that are beyond human control.

Risk 52

Risk Broker-Agent Insured Insurer 52

Cover4LetProperty

JANUARY 21, 2023

Those differences help to explain why landlords cannot simply use one of the very many standard home insurance policies on the market to protect the bricks and mortar and the contents of residential property which is currently let to tenants. But they all share an interest in protecting the property in which they have invested.

Insured 52

Insured Insurance Insurer Damage 52

Protect Commercial Insurance

NOVEMBER 22, 2024

It’s essential for business owners to separate fact from fiction to ensure they have the right protection. Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit. Some protect against property damage, while others focus more on liability issues.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insured 52