Protect Commercial Insurance

SEPTEMBER 20, 2024

Yet, it’s essential to protect your hard-earned business from the unexpected. It covers you against claims of property damage, personal injury, or negligence. This type of insurance is designed to cover you if a member of the public suffers an injury or their property is damaged because of your business activities.

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Boyle Agency Insurance

JULY 19, 2024

Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for if you ever cause an accident that injures another person or damages another person’s property. What Is Property Casualty Insurance?

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Cover4LetProperty

OCTOBER 1, 2024

While it shares some similarities with standard home insurance, it includes additional protection tailored to rental properties and tenants. It typically protects against risks such as fire and floods. This would cover you for example, when a tenant may hold you liable for an injury which was caused within / by your property.

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Distinguished

OCTOBER 15, 2024

This could be the contractor, developer, or property owner, depending on who stands to suffer a financial loss if the property is damaged during construction. In this case, the owner is covered for the physical damage to the property (e.g., damage to the structure under construction).

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Mark Jackson Insurance Agency

OCTOBER 16, 2024

However, fewer may be aware of umbrella insurance —a type of coverage that goes beyond the limits of your existing policies to protect you from substantial financial risk. Choosing the right umbrella policy can provide peace of mind, especially if you have significant assets to protect. What Is Umbrella Insurance?

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Mark Jackson Insurance Agency

JUNE 17, 2024

Man Drilling into a Wooden Board by Thijs van der Weide Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. It also offers benefits to the employer, including legal protection and stability.

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Jackson & Jackson

APRIL 26, 2024

This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events. It provides coverage for physical damage to your property and any loss of income due to business interruption.

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Frankenmuth Insurance

SEPTEMBER 19, 2024

They can cause significant damage to your property, disrupt your operations, and lead to substantial financial losses. Protect your structure. Provide personal protective equipment (PPE). In extreme heat and extreme cold stretches, provide additional PPE to protect workers. Risk #1: Weather and natural disasters.

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American Agents Alliance

AUGUST 22, 2024

On September 28, 2022, Governor Gavin Newsom signed Senate Bill 1107, also known as the Protect California Drivers Act , into law, which will double minimum auto liability limits. By staying informed and proactive, agents can help their clients adjust to the new requirements while ensuring they remain protected on the road.

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Triple-I: Business Insurance

APRIL 24, 2023

Lightning is a more complex peril than it is often given credit for being, according to Tim Harger, executive director of the Lightning Protection Institute (LPI). People typically think about fire damage when they think about lightning. They had damaged inventory, production downtime, and loss of revenue during the repairs.”

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Mark Jackson Insurance Agency

MAY 21, 2024

Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations. For a home-based business, this is particularly important, as standard homeowners' policies typically do not cover injuries that occur in the course of business activities.

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Cover4LetProperty

JANUARY 29, 2024

Essentially, insurance is about risk and a calculation of the probability of loss or damage being suffered by the insured item or items. Risk is assessed with respect to the likelihood of loss or damage leading the insured to make a claim, since the settlement of claims paid out to the insured represent a liability for the insurer.

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Jackson & Jackson

JANUARY 10, 2024

While these policies are essential in today’s digital landscape, knowing what they do not cover is vital for complete protection. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

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Shield Insurance Agency

JUNE 11, 2024

Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail. Prepare now to protect yourself, your loved ones, and your home. Check to see if you are covered for flood damage.

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Hunton Andrews Kurth

FEBRUARY 21, 2024

Many of those cases settled or were dismissed for lack of injury because plaintiffs failed to allege that the purchased item was deficient in an objectively identifiable way. With the certified question answered, a unanimous Ninth Circuit panel allowed the plaintiffs’ “purchase price theory” of monetary damages to proceed.

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ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. But when you help your business clients appreciate the difference between E&O vs. EPLI, you’ll help them effectively manage their risks and ensure adequate protection.

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Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. Product liability insurance protects you in case a customer claims that your product caused them harm or damage.

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Bankers Insurance

MAY 8, 2024

Hurricanes are capable of producing winds in excess of 155 mph and causing catastrophic damage to coastlines and several hundred miles inland. Additionally, hurricanes can also lead to storm surges along the coast and cause extensive damage from heavy rainfall. Permanent storm shutters offer the best protection for windows.

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Bankers Insurance

MAY 16, 2024

These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. Additionally, more and more people live in wildland-urban interfaces, where homes can be particularly vulnerable to severe weather damage. In most cases, home insurance policies include personal liability coverage.

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Property Insurance Centre

JANUARY 30, 2024

Freehold Block of Flats Insurance: Top Cover Tips If you own a freehold block of flats , it’s crucial to have the right insurance coverage to protect your investment. Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats.

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TGS

OCTOBER 10, 2023

TGS Insurance » Blog Requirements for Classic Car Insurance Classic car insurance is designed to protect your unique, vintage cars in storage and on the road. This protects the quality of your classic car from lesser aftermarket parts. What’s Included in Classic Car Insurance?

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Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. Understanding your needs will help you select a policy that adequately protects your assets and provides peace of mind.

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Cover4LetProperty

DECEMBER 1, 2023

Landlord insurance Whether you are an “accidental” or a “professional” landlord, though, the property needs the protection of buy to let insurance, which is another name for landlord insurance. Loss of rent Home insurance: Generally does not include protection for loss of rental income, as it is not designed for rental properties.

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Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. .

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Maritime Insurance International

JUNE 5, 2020

Most home insurance policies offer two main types of coverage: property damage and personal liability. Here’s what you need to know: Property damage that is typically eligible for coverage under a homeowner’s policy is damage to your property including your home, structures on your property like sheds and garages, and personal property.

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Cover4LetProperty

AUGUST 23, 2022

Buy to let property insurance (also known as landlord insurance) is cover specifically designed to protect the principal assets of a buy to let business. Most important of all, once you cross that boundary into letting your home, or any part of it, your insurance requirements automatically change too.

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Scott Insurance

FEBRUARY 10, 2023

This step is critical in protecting your organization’s assets and should include consultation with an attorney familiar with statutes in your state. Development projects come with significant inherent risk and, unfortunately, you can be sued for bodily injury or property damage during and after construction even if you are not responsible.

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Protect Commercial Insurance

JUNE 27, 2024

Commercial insurance offers particularly critical protections here. For example, a small retail shop could face severe repercussions from events such as fire, theft, or customer injuries on premises. It’s also tied specifically to disruptions caused by direct physical loss or damage, such as from natural disasters or accidents.

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Maritime Insurance International

MARCH 3, 2020

Given the risks you face, boat insurance can be a wise purchase to help protect your investment. A boat insurance policy could offer you coverage for the following: Property Damage. An accident resulting in damage to or loss of your own boat or someone else’s property can be covered. Bodily Injury. Uninsured Boaters.

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Frankenmuth Insurance

JUNE 13, 2024

Did the winter season or time away bring any damage to your space? A vacation is meant to be carefree … which can sometimes mean accidents or injuries. For added protection, encourage water shoes or sandals instead of bare feet. Inspect the cottage for wear or repairs. Stock your first-aid kit.

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Scott Insurance

JANUARY 28, 2022

Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure.

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Hunton Andrews Kurth

MAY 12, 2022

that promised to cover “any actual accidental or unintentional contamination, [or] impairment of Products” where consumption of such products would result in identifiable symptoms of bodily injury. (HCC), issued a policy to Andrew Smith Co. Subsequent testing confirmed that Aspergillus spp. In Apex Oil Co. Total Recalls: 17.

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TGS

SEPTEMBER 6, 2023

Here are some common renovations that call for a second look at the gaps in your standard home insurance policy: DIY: If you choose to take on a home renovation yourself, you will be fully responsible for any accidents and injuries throughout the project. That includes house guests or friends lending a hand with the renovation.

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Hunton Andrews Kurth

JUNE 9, 2021

Acting Chairman Robert Adler voted for the standard and issued a statement characterizing it as “one of the strongest, most protective rules I have seen in all my years at CPSC.” Landec seeks compensatory damages of not less than $5.5 million, as well as punitive damages. Three Commissioners issued statements about it.

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Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. General Liability Insurance General liability insurance is a fundamental policy that covers your business against claims of bodily injury, property damage, and personal injury.

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Maritime Insurance International

JUNE 5, 2020

With proper coverage, you can protect your investment and even cover expenses following an accident. Unlike car insurance, boat insurance is not required in most states. Whether or not your state requires you to insure your boat, however, insurance is still a good idea in many cases. Some states require boat insurance.

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LexisNexis

AUGUST 28, 2024

The opinions expressed herein are based in part on the “Common Rule” 45 CFR 46 that pertains to the ethical requirements in medical research and the protection of research participants. There is no current legal requirement that 45 CFR 46 applies to injured workers whose claims may involve the use of AI. Will it some day?

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