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The California Wildfires - What Impact Will They Have On Florida Insurance?

Wren Insurance Agency

Here in Florida unfortunately, we know the incredible damage wildfires can do. And while this is positive news, we feel it's important to understand what your home insurance does (and doesn't) cover when it comes to fire damage. In 1998, dry conditions resulted in more than a half million acres burning to the ground.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

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Do You Own a Townhome? If so, you may be over-insured!

Wren Insurance Agency

For example, if your bylaws state that your HOA covers roof replacement, it is likely you will only need to purchase condo insurance, or a "walls-in" HO6 policy to cover your personal property and items within the unit itself like walls and fixtures. Roof included.

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How to Read Homeowners Insurance Quotes

TGS

Limits This portion of your home insurance quote breaks down the maximum amount that your home insurance policy will pay for each type of coverage. If you suffer from losses or damages beyond those limits, you will be responsible for paying the rest out of pocket.

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Discover the Added Value of Renter’s Insurance in Michigan

Shield Insurance Agency

Whether you’re renting a downtown apartment in Detroit or a cozy house in Ann Arbor, renters insurance offers valuable protection for your possessions and peace of mind for you as a tenant. With the right insurance plan, you can rest easy knowing that your valuables are covered.

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South Carolina Wind Pool Insurance Explained

TGS

This will include dwelling structure, personal property, loss of use, and increased rebuilding costs. This covers any damage caused by wind or hail events. With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage.

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