Elmore

JANUARY 15, 2025

Unwise policies worsened the damage, and insurance squeeze, from wildfires The post The costly calamity in Los Angeles appeared first on Elmore Insurance Brokers.

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Elmore

JANUARY 22, 2025

Growing appreciation of the risks will cause wider damage to homeowners equity The post Climate risk is US housing markets neighbour from hell appeared first on Elmore Insurance Brokers.

Risk 52

Risk Insurance Broker Damage Broker 52

Risk Management Monitor

AUGUST 30, 2021

Striking on the same date that Hurricane Katrina devastated the region 16 years ago, Ida caused significant wind damage, storm surge and flooding in Louisiana and Mississippi and has left 1 million homes and businesses without power, including the entire city of New Orleans.

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Risk Damage Building Business Interruption 74

Elmore

NOVEMBER 25, 2024

Tenbury Wells overwhelmed as Storm Bert causes damage across the UK The post Calls to prioritise flood defences as West Midlands town hit again by storm appeared first on Elmore Insurance Brokers.

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Elmore

JANUARY 16, 2025

Basel-based FSB says damage caused by floods, droughts and fires threatens broader pullback in lending The post Top financial watchdog warns climate change set to trigger market panics appeared first on Elmore Insurance Brokers.

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Property Insurance Centre

FEBRUARY 24, 2025

From financial losses to reputational damage, legal battles, and even the risk of shutting down, the impact can be severe. Damage to Reputation and Customer Trust A liability claim can do more than drain your financesit can destroy your reputation. Looking for a quote now?

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Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital.

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Liability Liability Insurance Insurer Insurance 52

Elmore

AUGUST 6, 2024

Avoid the car crash of expensive insurance and spurious damage claims on holiday this year The post Holiday car rental firms drive me round the bend appeared first on Elmore Insurance Brokers.

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Elmore

DECEMBER 21, 2024

Asset manager demands at least 27mn in damages after buying financial adviser platform from mutual The post M&G sues Royal London over client exposure to inappropriately risky investments appeared first on Elmore Insurance Brokers.

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Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

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Property Insurance Centre

MARCH 11, 2025

Unoccupied flats pose risks like water damage and squatting, which insurers consider when pricing policies. Specialist and High-Net-Worth Cover Many blocks in London, especially in prime areas like Kensington or Mayfair, require high-value home insurance tailored to luxury properties. Looking for a quote now?

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Property Insurance Centre

SEPTEMBER 11, 2024

Lift Inspection policies will often accompany a Purpose Built Flats Insurance Policy, and for good reason. Although some Purpose Built Flats Insurance policies will provide some cover to machinery and plant for material damage cover, they will not provide any assistance should the lift break down. Looking for a quote now?

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Insurance Policy Policy Boiler and Machinery Insurer 52

ProWriters

NOVEMBER 12, 2024

As a Cyber Insurance broker, you can do much to help healthcare clients safeguard sensitive information, reduce their risk of data breaches, and respond effectively should one take place. HIPAA breaches can also damage a healthcare organization’s reputation. They may spend years repairing their credit and financial records.

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Cyber Liability Insurance Protection Liability 87

Distinguished

OCTOBER 31, 2024

Notify your insurer and broker as soon as possible, detailing how, when, and where the loss occurred and what property may be damaged. Insurance companies often have resources that can be dispatched immediately to help mitigate the damages and prevent additional losses. Strategies for keeping people safe?

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Protection Broker-Agent Inland Marine Broker 52

ProWriters

JULY 25, 2024

As a Cyber Insurance broker, you can learn from their mistakes to help protect your clients. Legal repercussions, financial hits, and damaged reputations are just the tip of the iceberg. For Cyber Insurance brokers, ensuring clients have effective data breach response plans isn’t just a good idea—it’s essential.

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Jackson & Jackson

MAY 22, 2024

. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. It covers property damage, loss of income, liability claims, etc.

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Property Insurance Centre

OCTOBER 18, 2024

Recent data from 2023 and 2024 highlights the financial strain on insurers and property owners alike, driven by more severe storms, heavy rainfall, and unpredictable weather patterns. Rising Claims Due to Extreme Weather In 2023, UK insurers faced record-breaking claims from weather-related damage. Looking for a quote now?

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Property Insurance Premium Insurer Insurance 52

Property Insurance Centre

JANUARY 16, 2025

Flood damage can include physical destruction of property, inventory loss, and business interruption costs, making insurance a vital component of risk management. Specialised policies may also cover: Debris Removal: Costs associated with clearing and disposing of flood-damaged materials. Looking for a quote now?

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Commercial Commercial Property Insurer Insurance 52

Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. – Provided that add-ons are part of the lease. What is Covered?

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Protect Commercial Insurance

SEPTEMBER 20, 2024

Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net. It covers you against claims of property damage, personal injury, or negligence. Let’s dive into the essentials of liability insurance and what it means for your business. Here’s how you can make an informed decision.

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Liability Insurance Liability Insurer Insurance 52

Distinguished

MARCH 6, 2025

Along with this, mold and water damage often due to leaking pipes, poor ventilation, or roof damageposes serious health hazards if not promptly repaired. Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. Pest infestations are also widespread.

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Property Insurance Centre

JULY 21, 2024

Aspray, a leading property damage claims management company, can act on your behalf when you need to make a claim. Aspray’s repeat win is a reflection of their unwavering commitment to delivering top-notch service to their clients, ensuring that they receive the best possible outcome in times of property damage.

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Claim Property Damage Building Property Insurance 52

Property Insurance Centre

MAY 20, 2024

This could mean that if the property is insured for 50% of its correct rebuilding cost, the insurer only pays 50% of the claimed amount. damage caused by a leak). The clause or condition of the block of flats insurance policy may vary between insurers. This can apply to a total loss (e.g.

Building 52

Building Liability Insurer Insurance 52

Triple-I: Homeowners Insurance

OCTOBER 21, 2024

In a recent episode of the All Eyes on Economics podcast with Triple-I Chief Economist and Data Scientist Dr. Michel Léonard, CBE, Rampersaud discussed the services she provides her clients as both a realtor and insurance broker. Because this is going to be a long-term commitment for 30 years until you own the home.”

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Distinguished

SEPTEMBER 10, 2024

Our Builder’s Risk program is a comprehensive insurance solution that covers under-construction properties and their works sites against all the most common risk factors. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

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Risk General Liability Broker-Agent Insurer 52

Cover4LetProperty

OCTOBER 10, 2022

The principal costs of running your buy to let business are likely to include the mortgage repayments (typically, in the case of buy to let mortgages, these are likely to be interest-only mortgages), the cost of repairs and maintenance, any letting agent’s fees, and landlords’ insurance. What are let property insurance brokers?

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Property Insurance Centre

NOVEMBER 11, 2024

This shows the insurer, you are not a persistent claimer, which will inevitably put their account in deficit. Insurers, do not however, look on negatively when a customer claims for substantial damage when they need genuine help. Maintain your property regularly – A well maintained property will lead to less claims.

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Property Insurance Centre

AUGUST 8, 2024

Essentially, the cover you lost will re re-applied to your office buildings policy – such as theft or malicious damage for example will no longer be excluded. What do we recommend as a broker for unoccupied office insurance? What happens when the unoccupied property becomes empty again? Looking for a quote now?

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Insurer Insurance Insured Premium 52

Property Insurance Centre

MARCH 19, 2024

Insurance guides provide clear explanations of the rights and responsibilities individuals have throughout the claims process, ensuring they are informed and empowered to take the necessary steps to protect their interests. An immediate response to property damage is crucial.

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Property Insurance Policyholder Insurer Insurance 52

Property Insurance Centre

DECEMBER 23, 2024

The BS3621 requirement not only has many physical qualities to protect your property from potential break-ins, it is also essential to be compliant with your insurance policy. Without this level of security, insurer will often exclude cover for malicious damage, fire or theft! Looking for a quote now?

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Property Insurance Centre

AUGUST 28, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Without an adequate alarm system in place, insurers may not offer terms or increase the premium significantly to reflect the extra risk they may be covering. Looking for a quote now?

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Insurer Insurance Insured Property Insurance 52

Property Insurance Centre

JANUARY 4, 2024

Weather Conditions and Natural Disasters Since 1980, there have been 360 weather- and climate-related natural catastrophes , resulting in damages and costs of over $2.57 Unpredictable weather events and the rise in natural catastrophes pose significant challenges for the property insurance industry.

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Property Insurance Commercial Property Liability Insurer 52

Property Insurance Centre

JANUARY 30, 2024

Block of flats insurance primarily consists of buildings insurance , which is a requirement imposed by the leases for the individual flats. This type of insurance is designed to safeguard the physical structure of the property, providing financial protection in the event of damage or loss due to various risks.

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Property Insurance Centre

JULY 30, 2024

3 By only choosing trustworthy tenants, the chances of problems like late rent or damage decrease. It stops big damage and saves money on repairs later. It reduces the chances of problems like late rent or damage. This includes looking into their financial situation with credit checks and talking to previous landlords.

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Building Property Insurance Policy Commercial 52

Healthinsurance.org

MAY 20, 2024

In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do?

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ProWriters

NOVEMBER 13, 2024

This incident caused the data access challenges, service interruptions, and damage to revenue and reputation an actual supply chain cyber attack can cause. What’s more, cyber criminals took advantage of the situation to prey on confused individuals and compromised systems.

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Property Insurance Centre

NOVEMBER 26, 2024

They should look for any signs of wear, damage, or degradation. If the PPE looks damaged, it should be taken out of service and replaced. Workers should replace their PPE if it shows signs of wear, damage, or when the manufacturer advises it. Not replacing worn or damaged PPE can be dangerous.

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