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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Plaintiffs argued that the damage was covered under the policy, primarily resulting from theft.

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Prepare for the Unexpected — How to Help Policyholders With Disaster Planning

American Agents Alliance

That means considering the three basic priorities of life safety, property preservation, and incident stabilization in a disaster plan. Discuss how to inventory personal property with receipts, photos, and videos. Provide a checklist so your policyholders can easily keep track of personal property.

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How to Read Homeowners Insurance Quotes

TGS

A lot of factors go into calculating your home insurance premium. How to Read Your Homeowners Insurance Quote 1. Insurance Company 2. Name of Insured 4. Insured Address 6. Insurance Company The name of the carrier that will be insuring your home can be found at the top of your quote.

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Do You Own a Townhome? If so, you may be over-insured!

Wren Insurance Agency

For example, if your bylaws state that your HOA covers roof replacement, it is likely you will only need to purchase condo insurance, or a "walls-in" HO6 policy to cover your personal property and items within the unit itself like walls and fixtures. If you're not exactly sure what you're looking for, just give us a call.

Policy 52
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Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

This guide aims to shed light on the basics of homeowners insurance, the challenges specific to California’s insurance market, the reasons why finding coverage is more challenging now, tips for homeowners to navigate these obstacles, and a glimpse into the future of homeowners insurance in the state.

Insured 52
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Does Homeowners Insurance Cover Collectibles? 

Distinguished

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Does Homeowners Insurance Typically Cover Art or Collectibles?

Insured 52
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Discover the Added Value of Renter’s Insurance in Michigan

Shield Insurance Agency

Whether you’re renting a downtown apartment in Detroit or a cozy house in Ann Arbor, renters insurance offers valuable protection for your possessions and peace of mind for you as a tenant. With the right insurance plan, you can rest easy knowing that your valuables are covered.