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Lack of Insurable Interest Precludes Recovery for Property Damage

The Property Insurance Law Observer

Consequently, the plaintiff was not entitled to indemnity for damage to the property it purported to insure under a commercial property insurance policy. [1] During the policy term, the business claimed that the properties suffered damage caused by a hurricane and submitted a claim to the insurer.

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Housing Code Violations in Philadelphia: An Interview with Katie Vespia

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Other common violations include sanitation and plumbing issues , such as leaking pipes that lead to water damage and mold growth, as well as problems with sewage and drainage systems. The L&I Property History Tool is very useful, providing details on permits, licenses, violations, and appeals linked to a specific address.

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Renovations and Home Insurance: What You Need to Know

Boyle Agency Insurance

Standard home insurance policies typically have restrictions regarding vacant homes, and this specialized coverage can bridge the gap during renovation periods. Builder’s Risk Insurance For major renovations or construction projects, builder’s risk insurance can be invaluable.

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Housing Code Violations in San Francisco: An Interview with Katie Vespia

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Mold & Water Damage are also major concerns; leaks or excessive moisture can lead to mold growth that poses health risks. They can educate clients on which violations require immediate attention and direct them to reliable resourcessuch as lists of licensed contractors and repair servicesto ensure prompt resolution.

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Emergency home repairs: solutions for 6 unexpected issues.

Frankenmuth Insurance

Reduce the effects of storm damage, burst pipes, gas leaks, flooding, fires, and power outages by following these tips. Emergency home repair #1: Storm damage. Severe winds, rain , tornados , hurricanes , and hail can cause structural damage to your home. Take photos of the damage for your insurance records.

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Avoiding Common Home Insurance Claims During Renovations

Mark Jackson Insurance Agency

This can lead to significant water damage, a common cause of home insurance claims. Additionally, turning off the water supply can mitigate potential damages should an accidental puncture occur. Employ a Licensed Electrician Electrical work is complex and can be dangerous if not done correctly, often leading to electrical fires.

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Bumper sticker safety concerns: what every driver should know.

Frankenmuth Insurance

Damage and maintenance issues. Some regions may prohibit bumper stickers from covering license plates or essential markers. Once you’ve tackled these bumper sticker safety concerns, audit your auto insurance policy. Bumper stickers can obstruct your view if they are large, opaque, or poorly placed.