Court Differentiates Vandalism from Theft in First Party Insurance Policy
The Property Insurance Law Observer
MARCH 12, 2024
On November 20, 2021, after the home was vacant for an extended period of time, unidentified individuals broke into and damaged Plaintiffs’ property, taking various items. After investigating, Allstate denied coverage, invoking the policy’s vandalism exclusion and increased risk provision. Citing to Allemand v.
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