Remove Damage Remove Insurance Quotes Remove Property Damage
article thumbnail

What Are the Risks of Liability Only Auto Insurance?

TGS

Liability only auto insurance steps in to cover the damage youve done to the other guys car or their medical bills if theyre hurt. Its got two main parts: bodily injury liability and property damage liability. What About Other Kinds of Damage? With liability-only auto insurance, youre out of luck.

article thumbnail

How to Read Homeowners Insurance Quotes

TGS

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Driving Without Insurance in Florida

TGS

10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. Beyond legal penalties, driving without insurance in Florida leaves you vulnerable. Why Do People Risk Driving Without Insurance in Florida?

article thumbnail

Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. One of the primary reasons for the 2025 California car insurance increase is legislative. As these expenses climb, insurers pass them on to drivers through higher premiums.

article thumbnail

Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

What Does Homeowners Insurance Cover? Most home insurance policies offer two main types of coverage: property damage and personal liability. In those cases, however, the policy will usually only cover property damage to your boat while it is on your property.

article thumbnail

What Does It Mean to Be a No-Fault State?

TGS

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault system, each driver’s own insurance policy is the first line of defense for medical bills and other specified expenses.

article thumbnail

What to Do After a Car Accident: A Step-by-Step Guide

TGS

Avoid standing in the middle of the road or putting yourself in harm’s way while assessing the damage. In many states, you’re required to file a police report for accidents that involve injuries or significant property damage. Plus, having a police report on file can help you later when dealing with insurance claims.

Injury 52