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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. One of the primary reasons for the 2025 California car insurance increase is legislative. This is expected to rise to more than $1,000 starting in January. 1, 2025 is here.

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Valuable Articles Insurance : Protect What You Love This Valentine’s Day

TGS

But heres something we often overlook: what happens if that gift is lost, stolen, or damaged? Most standard homeowners or renters insurance policies offer limited coverage for high-value items, often capping jewelry and other valuables at a fraction of their worth. Contact us today to learn more about valuable articles insurance.

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Jewelry Insurance: Protecting More Than Precious Metals

TGS

A slip, a loss, or even theft? Thats where jewelry insurance steps in. Insurance policies for jewelry can vary, but most provide coverage for common risks, such as: Loss : Ever misplaced a ring at the gym or dropped an earring at a bustling party? Jewelry insurance can help replace the item, even if its never found.

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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you.

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Builder’s Risk Insurance in Tennessee: A Broker’s Guide 

Distinguished

Job sites that are under construction are prone to things like fire, theft, and vandalism. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing.

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Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

What Does Homeowners Insurance Cover? Most home insurance policies offer two main types of coverage: property damage and personal liability. In those cases, however, the policy will usually only cover property damage to your boat while it is on your property.

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Christmas Tree Safety: Keeping Your Holiday Bright, Not Hazardous

TGS

And if your tree includes built-in lights, inspect the wiring for any signs of wear or damage. Replace damaged strings immediately. Artificial trees should be stored in a cool, dry place to prevent damage and prolong their life. When shopping for an artificial tree, look for one labeled as “fire-resistant” or “flame-retardant.”