Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency General Liability 40

Property Insurance Centre

FEBRUARY 10, 2025

Whether you own an office building, a retail store, a warehouse, or a manufacturing facility, this type of coverage safeguards your physical assets, ensuring financial stability in the face of damage or loss. ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Distinguished

FEBRUARY 10, 2025

Whats Covered The policy covers a wide range of risks for direct physical damage, including fire and theft, under an all-risk policy structure with broad coverage. Specific hazards, typically on a location basis, may be restricted, like water damage for flood-prone areas or basement and first-floor storage.

Broker-Agent 52

Broker-Agent Insurer Insurance Insured 52

Freeway Insurance

JANUARY 3, 2025

In 2025, California implemented significant changes to auto insurance minimum liability limits due to Senate Bill 1107. The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. This is expected to rise to more than $1,000 starting in January.

Auto Insurance 98

Auto Insurance Premium Liability Insurer 98

Jackson & Jackson

NOVEMBER 16, 2024

Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. If you rely on expensive equipment, such as snowplows, food trucks, or heavy machinery, comprehensive coverage that protects against damage and theft is crucial year-round.

Business Interruption 52

Business Interruption Theft Liability Insurer 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Its primary purpose is to protect landlords from financial loss stemming from tenant-related incidents, property damage, and other rental-specific risks. – Liability Insurance : Protects landlords from legal and medical expenses if a tenant or visitor is injured on the property and holds the landlord accountable.

Home Insurance 52

Home Insurance Out-Of-Pocket Insurer Insurance 52

Boyle Agency Insurance

JULY 19, 2024

Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for if you ever cause an accident that injures another person or damages another person’s property.

Casualty Insurance 52

Casualty Insurance Insurer Insurance Insured 52

Mark Jackson Insurance Agency

MAY 21, 2024

The Crucial Role of Liability Coverage One of the main concerns for any business, including those based at home, is liability. Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

Neilson Marketing Services

OCTOBER 2, 2024

A single breach could lead to devastating consequences, including financial losses, legal liabilities, damage to your reputation, and the potential loss of client trust. Such breaches can lead to identity theft, legal ramifications, and irreparable damage to your reputation.

Cyber 104

Cyber Damage Protection Financial Loss 104

Distinguished

OCTOBER 15, 2024

This could be the contractor, developer, or property owner, depending on who stands to suffer a financial loss if the property is damaged during construction. Instead, a contractor’s operations liability should be covered by a separate Contractor’s General Liability policy. damage to the structure under construction).

Policy 52

Policy Risk Broker-Agent Liability 52

Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. It is critical to understand how to determine what is covered.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Protection against damage and theft shields you from financial losses that could affect your business sales. Implementing strategic insurance methods can help safeguard your business.

Commercial Insurance 40

Commercial Insurance Commercial Protection Financial Loss 40

Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. Vandalism : Intentional damage to the job site by third parties, including things like broken glass or graffiti. Theft : Covers the cost of replacing covered items that were stolen from the job site.

Risk 52

Risk Broker-Agent Insurer Insurance 52

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Understanding General Liability Insurance General liability insurance is a must-have for any business. It covers legal expenses and damages related to accidents, injuries, or negligence claims on your business premises. This protection is crucial in safeguarding your company from unexpected legal battles.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Protect Commercial Insurance

NOVEMBER 22, 2024

Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit. Some protect against property damage, while others focus more on liability issues. This includes injuries to third parties or damage to their property.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Liability 52

Cover4LetProperty

JANUARY 29, 2024

Essentially, insurance is about risk and a calculation of the probability of loss or damage being suffered by the insured item or items. Risk is assessed with respect to the likelihood of loss or damage leading the insured to make a claim, since the settlement of claims paid out to the insured represent a liability for the insurer.

Home Insurance 52

Home Insurance Insurer Insurance Insured 52

Jackson & Jackson

APRIL 26, 2024

It provides coverage for physical damage to your property and any loss of income due to business interruption. Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Property Insurance Centre

MAY 20, 2024

damage caused by a leak). Terrorism Cover for Block of Flats Insurance policies for individual houses typically include cover for damage or loss caused by an Act of Terrorism. Employers’ Liability Insurance covers individuals who are considered employees , even if they do not have a formal contract of employment.

Building 52

Building Liability Insurer Insurance 52

Jackson & Jackson

JANUARY 9, 2024

Cyber Insurance, encompassing Data Breach and Cyber Liability coverage, is no longer optional but a critical component of a comprehensive risk management strategy. Financial Impact : The cost of a data breach isn’t just about lost data; it includes legal fees, regulatory fines, and reputation damage.

Cyber 52

Cyber Broker-Agent Liability Insurer 52

Cover4LetProperty

DECEMBER 1, 2023

Covered risks Home insurance: Typically covers the structure of the home, contents, personal possessions, and liability for the homeowner. Liability Home insurance: Provides liability coverage for the homeowner in case someone is injured on the property. fire, flood) and tenants are unable to occupy the premises.

Home Insurance 52

Home Insurance Insurer Insurance Insured 52

Maritime Insurance International

JUNE 5, 2020

Most home insurance policies offer two main types of coverage: property damage and personal liability. Personal liability coverage provides financial protection for events where another person is injured and you are determined to be at fault. Most home policies typically only offer around $1,000 max for boat property damage.

Property Damage 40

Property Damage Damage Insurance Policy Home Insurance 40

Property Insurance Centre

MARCH 11, 2025

Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Unoccupied flats pose risks like water damage and squatting, which insurers consider when pricing policies. Some insurers might impose higher excesses or refuse coverage in high-risk flood zones.

Risk 52

Risk Insurer Insurance Insured 52

TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. Location, Location, Location Where your home is located has a huge impact on your premium.

Premium 52

Premium Deductible Out-Of-Pocket Insurer 52

Protect Commercial Insurance

NOVEMBER 15, 2024

There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Mark Jackson Insurance Agency

SEPTEMBER 9, 2024

Ear Protection: Safeguarding Your Hearing Prolonged exposure to wind and engine noise can lead to hearing damage. Insurance provides financial protection against damage, theft, and liability, providing you with assistance in case of a covered loss. Look for eyewear that is shatterproof and offers UV protection.

Protection 52

Protection Injury Damage Theft 52

Distinguished

SEPTEMBER 10, 2024

This includes damages that arise from: Fires Theft Vandalism Weather events We are also proud to offer coverages beyond property damage for buildings, temporary structures, and building materials. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk 52

Risk General Liability Broker-Agent Insurer 52

Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. General Liability Insurance General liability insurance is essential for any business, including tailors.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Protect Commercial Insurance

OCTOBER 25, 2024

Think about the everyday operations of your business: – Are there physical locations that require protection from natural disasters or theft? – Is there a high level of professional liability in your operations? – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Distinguished

OCTOBER 30, 2024

While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. Limits of up $20 million are available, depending on the construction type and state.

Commercial 52

Commercial Risk Broker-Agent Building 52

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Distinguished

JANUARY 7, 2025

Protecting Valuables Against Direct Physical Damage We can provide coverage for common collectibles , including but not limited to fine art, sports memorabilia, entertainment memorabilia, wine and spirits, antiques and antique furniture, stamps, comics, books and manuscripts, coins, glass, and pottery.

Broker-Agent 52

Broker-Agent Inland Marine Damage Broker 52

Distinguished

AUGUST 5, 2024

These drawbacks include: No protections outside the home : If a collectible goes missing or is damaged while it is outside of your client’s home, like on the way to auction, then it may not be covered.  If your client owns a toy that is worth tens of thousands of dollars, they might not be reimbursed for the full cost should it get damaged. 

Broker 52

Broker Insurer Insurance Insured 52

Cover4LetProperty

JANUARY 21, 2023

What matters to insurers, of course, is the question of risk – what is the likelihood of the insured property suffering loss or damage and the insurer having to pay out on a claim as a result? Put most simply, landlord insurance protects your buy to let business.

Insurer 52

Insurer Insurance Insured Damage 52

Shield Insurance Agency

MAY 29, 2024

Renter’s Insurance Michigan: Protecting Your Rental Home Renters insurance in Michigan is designed to protect your personal belongings and provide liability coverage in the event of unexpected disasters or accidents. With the right insurance plan, you can rest easy knowing that your valuables are covered.

Liability 40

Liability Insurance Agency Insurer Insurance 40

Distinguished

AUGUST 26, 2024

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. Property and Liability products are distributed through a national network of agents and brokers. However, alongside all of this construction comes large financial risks.

Risk 52

Risk Broker-Agent Insurer Insurance 52