The Property Insurance Law Observer

MARCH 20, 2025

Consequently, the plaintiff was not entitled to indemnity for damage to the property it purported to insure under a commercial property insurance policy. [1] During the policy term, the business claimed that the properties suffered damage caused by a hurricane and submitted a claim to the insurer.

Property Damage 130

Property Damage Damage Insurance Insurer 130

Distinguished

MARCH 20, 2025

Other common violations include sanitation and plumbing issues , such as leaking pipes that lead to water damage and mold growth, as well as problems with sewage and drainage systems. The L&I Property History Tool is very useful, providing details on permits, licenses, violations, and appeals linked to a specific address.

Broker 52

Broker License Insurance Broker Risk 52

Distinguished

MARCH 6, 2025

Along with this, mold and water damage often due to leaking pipes, poor ventilation, or roof damageposes serious health hazards if not promptly repaired. These cases often focus on whether an insurer is required to cover damages when a policyholder has violated housing codes or other regulations.

Building 59

Building Damage Insurance Broker Underwriter 59

Distinguished

MARCH 19, 2025

Mold & Water Damage are also major concerns; leaks or excessive moisture can lead to mold growth that poses health risks. They can educate clients on which violations require immediate attention and direct them to reliable resourcessuch as lists of licensed contractors and repair servicesto ensure prompt resolution.

Building 52

Building Broker Damage Insurance Broker 52

Distinguished

MARCH 21, 2025

Other issues include mold and water damage often due to unrepaired leaks or excessive moisturewhich can create an unhealthy environment. Structural issues including unstable porches, broken stairs, damaged roofs, or cracked wallscan compromise the safety of a building. Structural problems are also a significant concern.

Building 52

Building Insurance Broker Broker Damage 52

Distinguished

MARCH 17, 2025

Then we have mold and water damage , often stemming from persistent leaks and damp conditions in older buildings. Brokers can also direct their clients to reliable resourcessuch as lists of licensed contractors and repair servicesto ensure that issues are resolved quickly. Another common violation is pest infestations.

Broker 52

Broker Insurance Broker Building Underwriter 52

Property Insurance Centre

MARCH 19, 2024

By understanding key terms, policy details, and the rights and responsibilities of policyholders, consumers can engage with insurers more effectively, ensuring better communication and ultimately achieving their desired outcomes. By exploring these guides, individuals can gain a comprehensive understanding of why insurance is essential.

Property Insurance 52

Property Insurance Policyholder Insurance Insurer 52