American Agents Alliance

OCTOBER 24, 2024

By Mark Robinson In July 2024, a significant class action lawsuit was filed against the California FAIR Plan, accusing the state’s fire insurance backstop of improperly denying smoke damage claims in violation of California Insurance Code Sections 2070 and 2071.

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Damage Claim Broker-Agent Policyholder 40

Smart Insurance Agents

AUGUST 31, 2024

Complications from impacted wisdom teeth, such as pain, infections, and damage to adjacent teeth, often necessitate their removal to maintain oral health. Complications from impacted wisdom teeth, such as pain, infections, and damage to adjacent teeth, often necessitate their removal to maintain oral health.

Out-Of-Pocket 52

Out-Of-Pocket Insurer Insurance Insured 52

Protect Commercial Insurance

NOVEMBER 1, 2024

Let’s dive in and find out what each offers! Let’s delve into what landlord insurance offers and why it might be the right choice for you as a property owner renting out one or more homes. It’s crucial because it ensures you won’t have to bear the financial burden of significant repairs out of pocket.

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Home Insurance Out-Of-Pocket Insurer Insurance 52

TGS

OCTOBER 28, 2024

Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. It’s a bit of a balancing act: on one hand, a higher deductible can lower your monthly premiums, but on the other hand, it means you’ll pay more out of pocket in the event of an accident.

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Deductible Auto Insurance Out-Of-Pocket Premium 52

TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. So, not only do these add-ons keep you safe, but they can also keep more money in your pocket.

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Premium Deductible Out-Of-Pocket Insurer 52

Shield Insurance Agency

APRIL 19, 2024

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

Auto Insurance 52

Auto Insurance Deductible Out-Of-Pocket Insurer 52

Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. This way you can avoid situations where you end up finding out what you are not being covered for.

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Building Insurer Insurance Insured 52

Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. This coverage will cover the cost of repairing your tiny home and reimburse any out-of-pocket expenses you incur as the primary owner. This coverage will cover the cost of repairing your tiny home and reimburse any out-of-pocket expenses you incur as the primary owner.

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Out-Of-Pocket Expense Out-Of-Pocket Home Insurance Insurance Policy 40

TGS

OCTOBER 30, 2024

Imagine discovering after a claim that the policy won’t pay enough to replace your roof or cover water damage. Some may exclude things like flood damage, earthquake damage, or—if you live in coastal areas—windstorm coverage. And don’t forget, certain types of claims—like hurricane damage—can carry their own separate deductibles.

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Insurance Quotes Home Insurance Deductible Out-Of-Pocket 52

Freeway Insurance

OCTOBER 8, 2023

It could be an accident, theft or storm damage, for example. There’s also the possibility of shelling out money for a rental car and any immediate medical or car repair costs from your own pocket. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

Auto Insurance 52

Auto Insurance Insurance Claim Claim Out-Of-Pocket 52

Bankers Insurance

MAY 16, 2024

Sustained losses inflicted by natural disasters spurred some insurance companies to pull out of the homeowners insurance market in high-risk areas, such as California and Florida, leaving residents with fewer options and higher prices. WHAT HAPPENED IN 2023? The inflation spike during 2022 reverberated throughout the U.S. billion each.

Home Insurance 52

Home Insurance Policyholder Insurer Insurance 52

Bankers Insurance

AUGUST 8, 2024

Specifically, they may lack sufficient coverage following property losses, forcing them to pay out-of-pocket expenses to fully rebuild. Depending on the severity of property losses and rebuilding operations, these out-of-pocket costs could lead to major financial setbacks or even bankruptcy. inflation).

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Commercial Property Property Insurance Commercial Out-Of-Pocket 59

TGS

OCTOBER 25, 2024

Materials weaken, systems wear out, and even the most well-maintained property is subject to the natural process of aging. Every year your home grows older, it becomes more prone to issues such as plumbing leaks, electrical faults, or roof damage—all of which can lead to costly insurance claims.

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Home Insurance Premium Insurer Insurance 52

TGS

OCTOBER 3, 2023

If you suffer from losses or damages beyond those limits, you will be responsible for paying the rest out of pocket. Deductibles In the event of a worst-case scenario, your deductible is the amount you’ll be obligated to pay out-of-pocket before your insurance will step in to foot the rest of the bill.

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Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

TGS

SEPTEMBER 11, 2023

This covers any damage caused by wind or hail events. With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage. In South Carolina, if you have a loan out on your home, you must have either wind and hail coverage or names storm coverage.

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Insurer Insurance Insured Out-Of-Pocket 52

Protect Commercial Insurance

APRIL 4, 2025

– Tenant Eviction : Evictions can be a costly and drawn-out process. – Tenant Eviction : Evictions can be a costly and drawn-out process. Two insurance options that often get overlooked but can make a significant financial difference are rent guarantee insurance and home emergency insurance.

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Freeway Insurance

DECEMBER 24, 2024

Even with natural disaster coverage, your policy might not fully account for the increased value of your property, leaving you unprepared for costly out-of-pocket repair bills. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

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Home Insurance Insurance Policy Policy Insurer 52

Protect Commercial Insurance

JANUARY 23, 2024

This cover can provide access to legal advice and cover the costs of legal representation and court fees, ensuring that you’re not left out of pocket during a legal battle. At Protect Commercial , our Insurance product provide expert advice on the intricacies of property law and the challenges landlords face.

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Risk Out-Of-Pocket Liability Protection 52

Protect Commercial Insurance

JULY 26, 2024

Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils. It provides coverage for third-party bodily injury or property damage claims that may arise from accidents on your premises or as a result of your products or services. It covers legal fees, settlements, and judgments.

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Commercial Insurance Broker General Liability Business Interruption 52

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations. The good news? You can cut costs without sacrificing coverage.

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Commercial Insurance Commercial Premium Deductible 52

Healthinsurance.org

MAY 20, 2024

In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do? How was that possible?

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Broker-Agent Broker Out-Of-Pocket Premium 52

TGS

SEPTEMBER 6, 2023

Some carriers impose a 5% construction deductible, which means extra money out of your pocket for something that would’ve been covered with advance notice. In that case, your insurance carrier may consider it vacant, which means you won’t be protected from damage caused by intruders.

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Insurance Policy Policy Home Insurance Personal Property 52

Jackson & Jackson

MAY 22, 2024

It covers property damage, loss of income, liability claims, etc. For instance, a policy might cover repairing or replacing a roof damaged by a storm or the value of stolen office equipment. Multi-unit commercial properties in California offer investors the potential for significant returns.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Distinguished

MARCH 25, 2025

This kind of coverage ensures each piece is protected at its full appraised value and accounts for risks unique to collectible decoys, such as accidental damage, theft, and environmental factors like humidity and warping. Many have been passed down through generations or acquired at exclusive auctions.

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Deductible Theft Insurer Insurance 52