Remove Damage Remove Out-Of-Pocket Remove Personal Property
article thumbnail

Landlord Insurance vs. Standard Home Insurance: Key Differences

Protect Commercial Insurance

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential. Let’s dive in and find out what each offers!

article thumbnail

How to Read Homeowners Insurance Quotes

TGS

If you own multiple properties, confirm that your billing address and insured location are both accurate. If you suffer from losses or damages beyond those limits, you will be responsible for paying the rest out of pocket. It can take up to a few days to get your quote, depending on the carrier or agency. Policy Number 3.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. In order to make sure you have the right continuous coverage, always consult your insurance agent!

article thumbnail

South Carolina Wind Pool Insurance Explained

TGS

Its primary purpose is to offer wind and hail coverage to properties and businesses in the coastal region. This will include dwelling structure, personal property, loss of use, and increased rebuilding costs. This covers any damage caused by wind or hail events. Your property must be in a defined coastal territory.

Insurer 52