Boyle Agency Insurance

MARCH 31, 2025

Property Damage – Valuable gifts get broken, or the wedding gown is ruined. Professional Vendor Issues – the wedding venue you chose has closed, the photographer didn’t show, or the band you booked has broken up. These last-minute problems can leave you scrambling for alternatives at a very stressful time.

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TGS

MARCH 4, 2025

Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident.

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Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

So, how do you determine which commercial insurance products will best protect your business? Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. We understand that every company has different needs.

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Distinguished

FEBRUARY 24, 2025

Based on our decades of experience in this industry, here are some of the top exposures we see restaurants facing in markets like Charlotte: Fire damage: Fire is a constant risk in hot kitchens, and even a small incident could lead to heavy repair bills and a temporary closure. How Much Does Restaurant Insurance Cost in Charlotte?

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Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

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Boyle Agency Insurance

FEBRUARY 3, 2025

Whether you’re planning a small makeover or a major remodel, understanding the insurance implications can help you protect your investment. Embarking on a home renovation project is an exciting endeavor that can breathe new life into your living space and add value to your property.

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The Property Insurance Law Observer

MARCH 4, 2024

26, 2024), the Western District of Washington considered competing motions for partial summary judgment in a property damage case involving a winter storm, where large amounts of rain and melted snow backed the drain up and the force of the water pushed through the exterior door causing damage to the entire basement level.

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Scott Insurance

JULY 9, 2024

Water damage, one of the leading and most costly causes of property damage in the U.S., However, many homeowners are unaware of one simple solution that can prevent damage, save them money and give them peace of mind. Often, water damage inside the home is caused by leaks in the plumbing system.

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Bankers Insurance

NOVEMBER 15, 2023

How to Protect your Business Against Frozen Pipes and Sprinkler Systems In the winter season, businesses encounter unique property challenges, notably the potential for frozen pipes and sprinkler systems. These issues can lead to expensive damage, operational disruptions, and potential safety hazards.

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Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Call us today for the most updated information.

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Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

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Protect Commercial Insurance

APRIL 4, 2025

Definition and Purpose At its core, Rent Guarantee Insurance is designed to protect landlords against the unfortunate event of tenants failing to pay their rent. – Tenant Compensation : In some cases, landlords might need to compensate tenants if living conditions are disrupted or deemed inadequate due to unresolved property issues.

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Jackson & Jackson

APRIL 26, 2024

This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events. It provides coverage for physical damage to your property and any loss of income due to business interruption.

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Top Insurance Blogs

FEBRUARY 20, 2024

A proof that you have purchased Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance must be presented before you can be allowed to register a vehicle with at least four wheels in Florida.

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Jackson & Jackson

JANUARY 10, 2024

While these policies are essential in today’s digital landscape, knowing what they do not cover is vital for complete protection. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

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Maritime Insurance International

JUNE 5, 2020

Most home insurance policies offer two main types of coverage: property damage and personal liability. Personal liability coverage provides financial protection for events where another person is injured and you are determined to be at fault. Most home policies typically only offer around $1,000 max for boat property damage.

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Mark Jackson Insurance Agency

NOVEMBER 22, 2024

To protect your livelihood and manage costs effectively, it’s essential to optimize your business insurance coverage. While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Start by evaluating your specific risks.

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Protect Commercial Insurance

SEPTEMBER 20, 2024

Yet, it’s essential to protect your hard-earned business from the unexpected. It covers you against claims of property damage, personal injury, or negligence. This type of insurance is designed to cover you if a member of the public suffers an injury or their property is damaged because of your business activities.

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Protect Commercial Insurance

NOVEMBER 1, 2024

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential.

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Freeway Insurance

JANUARY 3, 2025

On January 1, 2025, California raised its minimum liability insurance requirements, nearly doubling the mandatory coverage for bodily injury and property damage. Climate-Related Risks : California is prone to wildfires, floods, and other natural disasters, which can cause significant damage to vehicles. 1, 2025 is here.

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The Property Insurance Law Observer

MARCH 25, 2024

Moreover, the Court rejected the property owner’s argument that the policy was illusory because it did not afford an additional insured the same coverage as the named insured. The fact that an insurance policy unambiguously limits the recovery for certain types of damages to named insureds, only, does not render an insurance policy illusory.

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Jackson & Jackson

NOVEMBER 16, 2024

From data breaches to equipment breakdowns, IT businesses need tailored protection to stay secure and competitive in today’s fast-paced tech landscape. Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients.

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TGS

NOVEMBER 18, 2024

This is in stark contrast to at-fault states, where the driver who caused the accident (or their insurance) is typically responsible for covering damages. In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. Now, you might be thinking, “Doesn’t this system protect me better?”

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Bankers Insurance

MAY 16, 2024

These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. Additionally, more and more people live in wildland-urban interfaces, where homes can be particularly vulnerable to severe weather damage. Explore discounts.

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Mark Jackson Insurance Agency

JUNE 5, 2024

Each year, fires in residential areas cause significant property damage. By following basic fire safety tips, you can help protect your home and loved ones from the impact of a fire. Check your fire extinguisher regularly, looking for any signs of damage or corrosion and verifying that the pressure gauge is in the green zone.

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TGS

JANUARY 6, 2025

These changes are designed to provide better financial protection for drivers, passengers, and others involved in auto accidents. Protecting Yourself Beyond Minimum Limits While meeting the state’s minimum insurance requirements is mandatory, its important to recognize that these limits might still fall short in a severe accident.

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Triple-I: Homeowners Insurance

NOVEMBER 5, 2024

For residents of both communities, this news comes as no surprise; their flood-resistant infrastructure and solar panel power systems have helped them survive several storms and hurricanes with only minor damages, demonstrating the utility of disaster resilience planning. Such planning is expensive to implement.

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Cover4LetProperty

JANUARY 29, 2024

Essentially, insurance is about risk and a calculation of the probability of loss or damage being suffered by the insured item or items. Risk is assessed with respect to the likelihood of loss or damage leading the insured to make a claim, since the settlement of claims paid out to the insured represent a liability for the insurer.

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ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. But when you help your business clients appreciate the difference between E&O vs. EPLI, you’ll help them effectively manage their risks and ensure adequate protection.

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LexisNexis

JANUARY 28, 2025

Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault. Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor.

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LexisNexis

JANUARY 28, 2025

Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault. Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor.

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Commercial General Liability General Liability Property Damage Injury 40

Distinguished

SEPTEMBER 25, 2024

What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? Distinguished offers protection against: Acts of God : Such as weather events that are beyond human control. Distinguished offers protection against: Acts of God : Such as weather events that are beyond human control.

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Protect Commercial Insurance

NOVEMBER 22, 2024

It’s essential for business owners to separate fact from fiction to ensure they have the right protection. Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit. Some protect against property damage, while others focus more on liability issues.

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LexisNexis

OCTOBER 8, 2024

OpenAI Expressed Deep Concerns About California Bill California’s SB 1047 , also known as the Safe and Secure Innovation for Frontier Artificial Intelligence Models Act, by Scott Wiener (D), in simple terms, would have required major AI developers to implement security protocols to avoid causing mass casualties or major property damage.

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Property Insurance Centre

MARCH 19, 2024

Consumer education ensures that individuals are prepared and protected with the proper insurance coverage and are knowledgeable about the claims process. Consumer education programmes on disaster preparedness and contractor fraud are crucial to protecting property and preventing scams.

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TGS

DECEMBER 2, 2024

To comply with state law, you need to carry at least the following coverage: Personal Injury Protection (PIP) : $10,000 minimum to cover medical expenses for you and your passengers. Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property.

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Scott Insurance

FEBRUARY 10, 2023

This step is critical in protecting your organization’s assets and should include consultation with an attorney familiar with statutes in your state. Development projects come with significant inherent risk and, unfortunately, you can be sued for bodily injury or property damage during and after construction even if you are not responsible.

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