Bankers Insurance

NOVEMBER 15, 2023

How to Protect your Business Against Frozen Pipes and Sprinkler Systems In the winter season, businesses encounter unique property challenges, notably the potential for frozen pipes and sprinkler systems. These issues can lead to expensive damage, operational disruptions, and potential safety hazards.

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Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

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TGS

NOVEMBER 18, 2024

This is in stark contrast to at-fault states, where the driver who caused the accident (or their insurance) is typically responsible for covering damages. In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. Now, you might be thinking, “Doesn’t this system protect me better?”

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Jackson & Jackson

NOVEMBER 16, 2024

From data breaches to equipment breakdowns, IT businesses need tailored protection to stay secure and competitive in today’s fast-paced tech landscape. Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients.

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Insurance Policy Policy General Liability Workers Compensation Insurance 52

Protect Commercial Insurance

MAY 30, 2024

As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more.

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Protect Commercial Insurance

NOVEMBER 1, 2024

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential.

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Protect Commercial Insurance

NOVEMBER 22, 2024

It’s essential for business owners to separate fact from fiction to ensure they have the right protection. Without insurance, your business could face catastrophic financial loss from property damage, theft, or a lawsuit. Some protect against property damage, while others focus more on liability issues.

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Top Insurance Blogs

FEBRUARY 20, 2024

A proof that you have purchased Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance must be presented before you can be allowed to register a vehicle with at least four wheels in Florida.

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Jackson & Jackson

APRIL 26, 2024

This guide aims to help new investors understand the basics of commercial property insurance in California, ensuring that their investments are protected against unforeseen events. It provides coverage for physical damage to your property and any loss of income due to business interruption.

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Protect Commercial Insurance

SEPTEMBER 20, 2024

Yet, it’s essential to protect your hard-earned business from the unexpected. It covers you against claims of property damage, personal injury, or negligence. This type of insurance is designed to cover you if a member of the public suffers an injury or their property is damaged because of your business activities.

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Jackson & Jackson

JANUARY 10, 2024

While these policies are essential in today’s digital landscape, knowing what they do not cover is vital for complete protection. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

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Liability Insurance Cyber Liability Property Damage 52

The Property Insurance Law Observer

MARCH 4, 2024

26, 2024), the Western District of Washington considered competing motions for partial summary judgment in a property damage case involving a winter storm, where large amounts of rain and melted snow backed the drain up and the force of the water pushed through the exterior door causing damage to the entire basement level.

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Triple-I: Homeowners Insurance

NOVEMBER 5, 2024

For residents of both communities, this news comes as no surprise; their flood-resistant infrastructure and solar panel power systems have helped them survive several storms and hurricanes with only minor damages, demonstrating the utility of disaster resilience planning. Such planning is expensive to implement.

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American Agents Alliance

AUGUST 22, 2024

On September 28, 2022, Governor Gavin Newsom signed Senate Bill 1107, also known as the Protect California Drivers Act , into law, which will double minimum auto liability limits. By staying informed and proactive, agents can help their clients adjust to the new requirements while ensuring they remain protected on the road.

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Distinguished

SEPTEMBER 25, 2024

What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? Distinguished offers protection against: Acts of God : Such as weather events that are beyond human control. Distinguished offers protection against: Acts of God : Such as weather events that are beyond human control.

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Mark Jackson Insurance Agency

JUNE 5, 2024

Each year, fires in residential areas cause significant property damage. By following basic fire safety tips, you can help protect your home and loved ones from the impact of a fire. Check your fire extinguisher regularly, looking for any signs of damage or corrosion and verifying that the pressure gauge is in the green zone.

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Bankers Insurance

MAY 16, 2024

These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. Additionally, more and more people live in wildland-urban interfaces, where homes can be particularly vulnerable to severe weather damage. Explore discounts.

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ProWriters

APRIL 3, 2024

As they seek to secure the insurance they need to protect themselves, some companies’ decision-makers may get confused about E&O vs. EPLI policies. But when you help your business clients appreciate the difference between E&O vs. EPLI, you’ll help them effectively manage their risks and ensure adequate protection.

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TGS

NOVEMBER 1, 2024

Knowing exactly what to do after a car accident can make all the difference in ensuring a smooth claims process, protecting your rights, and, most importantly, keeping everyone safe. Avoid standing in the middle of the road or putting yourself in harm’s way while assessing the damage. Document the Scene This step is crucial.

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Maritime Insurance International

JUNE 5, 2020

Most home insurance policies offer two main types of coverage: property damage and personal liability. Personal liability coverage provides financial protection for events where another person is injured and you are determined to be at fault. Most home policies typically only offer around $1,000 max for boat property damage.

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Cover4LetProperty

JANUARY 29, 2024

Essentially, insurance is about risk and a calculation of the probability of loss or damage being suffered by the insured item or items. Risk is assessed with respect to the likelihood of loss or damage leading the insured to make a claim, since the settlement of claims paid out to the insured represent a liability for the insurer.

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Cover4LetProperty

NOVEMBER 3, 2024

The owner occupier – who stands to lose his home if things go wrong – has the full protection of the Financial Conduct Authority (FCA); in many cases, a landlord does not. Additional let property insurance options There are also additional elements of landlord insurance cover you may wish to invest in such as: Accidental damage insurance.

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Property Insurance Centre

MARCH 19, 2024

Consumer education ensures that individuals are prepared and protected with the proper insurance coverage and are knowledgeable about the claims process. Consumer education programmes on disaster preparedness and contractor fraud are crucial to protecting property and preventing scams.

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Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

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Protect Commercial Insurance

JULY 26, 2024

As a tailor, it is crucial to protect your business from potential risks and liabilities. Here are a few key areas to consider: Property Insurance Your tailoring business likely has valuable equipment, such as sewing machines, cutting tables, and fabric inventory. Regular policy reviews help you stay protected.

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Commercial Insurance Broker General Liability Business Interruption 52

Distinguished

SEPTEMBER 10, 2024

This guide covers our program’s coverages, costs, and benefits, making it the ideal choice for contractors, developers, and property owners statewide. We’ll outline the projects we cover and risks we address, equipping you to protect your clients’ investments in Alabama’s expanding construction market.

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Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. This article aims to provide an in-depth overview of ensuring multi-unit commercial properties in California, highlighting key considerations for investors.

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LexisNexis

AUGUST 21, 2024

AI Doomsday Bill Moves Closer to Passage in CA The California Assembly’s Appropriations Committee advanced a first-of-its kind bill ( SB 1047 ) aimed at preventing mass human casualties or property damage caused by artificial intelligence. PLURIBUS NEWS , NEW YORK TIMES , LEXISNEXIS STATE NET). Wave of Biological Privacy Laws Ahead?

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Protect Commercial Insurance

OCTOBER 25, 2024

Think about the everyday operations of your business: – Are there physical locations that require protection from natural disasters or theft? How much coverage do you need to fully protect your assets? It’s about ensuring that your assets are adequately protected but without over-insuring, which can strain your finances.

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Jackson & Jackson

MAY 23, 2024

You have poured your heart and soul into your venture, and it’s only natural that you want to protect it. Small business insurance covers property damage, liability claims, and employee-related risks. It acts as a safety net, protecting your business from unexpected events that can cause financial hardship.

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The Property Insurance Law Observer

MARCH 25, 2024

Moreover, the Court rejected the property owner’s argument that the policy was illusory because it did not afford an additional insured the same coverage as the named insured. The fact that an insurance policy unambiguously limits the recovery for certain types of damages to named insureds, only, does not render an insurance policy illusory.

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Cover4LetProperty

DECEMBER 1, 2023

On the other hand, your investment in buy to let property might have been an entirely conscious and focused decision, with a view to creating a thriving and expanding business. Loss of rent Home insurance: Generally does not include protection for loss of rental income, as it is not designed for rental properties.

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Scott Insurance

FEBRUARY 10, 2023

This step is critical in protecting your organization’s assets and should include consultation with an attorney familiar with statutes in your state. Development projects come with significant inherent risk and, unfortunately, you can be sued for bodily injury or property damage during and after construction even if you are not responsible.

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Cover4LetProperty

JANUARY 2, 2024

Just as it is important to get the cover you need, it is equally important to avoid paying for cover that you do not need – paying too much for your landlord insurance ultimately affects the bottom line of your buy to let business by unnecessarily inflating your operating costs.

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Liability Damage Home Insurance Property Damage 52

Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. Understanding your needs will help you select a policy that adequately protects your assets and provides peace of mind.

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Cover4LetProperty

OCTOBER 9, 2022

So, you can be certain you have comprehensive protection for your investment property. You’ll be especially pleased to know, that all the elements of cover we have just mentioned come as standard with the policies we arrange (up to pre-agreed limits).

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Distinguished

AUGUST 26, 2024

This means complete property protection in the event of damages from: Extreme weather events Vandalism Theft Fire Beyond property damage, Distinguished also offers coverages for: General liability Soft costs Mold and fungus Off-site materials in transit How Much Does Builder’s Risk Cost in Michigan?

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