Insurance Journal

JANUARY 8, 2025

Finland’s public transport agency said on Wednesday that an oil tanker suspected of damaging undersea cables in the Baltic Sea has been found to have serious deficiencies and will not be allowed to operate until repairs have been made. Baltic …

Damage 246

Damage Protection Liability Insurance Risk 246

Property Insurance Coverage Law

OCTOBER 23, 2024

While Jimmy Patronis and Governor DeSantis trumpet their latest emergency rule as consumer protection following the CBS 60 Minutes Expose noted in CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage Estimates by Claims Management, the reality reveals a different story.

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Policyholder Insurance Companies Insurance Industry Protection 214

Insurance Journal

AUGUST 8, 2024

For the first time in roughly 40 years, the Environmental Protection Agency used its emergency authority to halt the sale of a weed-killing pesticide that harms the development of unborn babies. Officials took the rare step because the pesticide DCPA, …

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Insurance Journal

OCTOBER 6, 2024

The ongoing threat of more frequent and damaging extreme weather is making it increasingly difficult for homeowners to secure affordable insurance, highlighting a … It is likely that you have read recent headlines sounding the alarm over a potentially uninsurable future.

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Protection Risk Damage Insured 233

Tosten Marketing

FEBRUARY 27, 2025

Water damage can wreak havoc on commercial properties, leading to costly repairs and business disruptions. Commercial property insurance water damage coverage is a complex topic with many nuances. What Water Damage Does Commercial Property Insurance Cover?

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Commercial Property Property Insurance Damage Commercial 52

Insurance Journal

OCTOBER 25, 2024

Alcohol-fueled company events could become a thing of the past, as UK employers consider new rules that place an onus on firms to protect workers from sexual harassment or risk hefty damages claims. Under a new law, companies will have …

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Damage Claim Protection Risk 264

Central Insurance

JANUARY 20, 2025

Discover how excavation contractor insurance protects your business from risks like property damage, liability, and equipment loss. The post Excavation Contractor Insurance: Five Policies You Need to Protect Your Business appeared first on Central Insurance Blog.

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Protection Policy Property Damage Liability 130

Distinguished

MARCH 20, 2025

In this guide, we break down the key coverages every apartment building owner needs, highlight common claims, and show you how to offer tailored solutions that keep your clients protected in an ever-changing market. The court awarded her a staggering $13 million in damages.

Building 52

Building Protection Damage Liability 52

Central Insurance

JANUARY 16, 2025

These risks can have severe consequences, including financial losses, reputational damage, and operational disruption. Read the article […] The post How to Protect Your Construction Company from a Cyberattack appeared first on Central Insurance Blog.

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Protection Financial Loss Cyber Damage 130

Central Insurance

JANUARY 16, 2025

These risks can have severe consequences, including financial losses, reputational damage, and operational disruption. Read the article […] The post How to Protect Your Construction Company from a Cyberattack appeared first on Central Insurance Blog.

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Protection Financial Loss Cyber Damage 130

Mark Jackson Insurance Agency

MARCH 5, 2025

Exterior view of a suburban home by Binyamin Mellish Severe weather can strike at any time, bringing heavy rain, strong winds, hail, snow, or extreme heat that can damage your home. Preparing your property in advance can minimize potential damage, reduce costly repairs, and keep your family safe.

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Protection Damage Home Insurance Insurance Policy 52

Insurance Journal

JANUARY 23, 2025

Descartes Underwriting has announced the launch of a parametric insurance product to protect utility-scale solar farms against tornado damage. According to a press release, the coverage uses satellite data and analytics to insure transition-sector investments against physical damage, business interruption …

Business Interruption 217

Business Interruption Underwriter Underwriting Damage 217

Central Insurance

JUNE 27, 2024

From auto damage to worker injuries, the right insurance coverage can safeguard your painting company’s assets and ensure financial stability. The post Painting Insurance: Five Policies You Need to Protect Your Painting Company appeared first on Central Insurance Blog.

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Policy Protection Worker Injury Injury 130

Shield Insurance Agency

FEBRUARY 28, 2025

Essential Home Insurance Tips for Your Adobe Oasis Create an Inventory The first step towards protecting your home and its contents is to create an inventory of your home’s interior and exterior. Ensure adequate drainage for your indoor and outdoor water systems to prevent water damage.

Home Insurance 52

Home Insurance Protection Theft Insurance Agency 52

Insurance Journal

FEBRUARY 10, 2025

A Russian underwater cable in the Baltic Sea has been damaged by an unspecified external impact, Tass reported on Saturday, citing the telecommunications provider PJSC Rostelecom. Restoration work is underway and the incident has had no impact on subscribers so …

Damage 147

Damage Protection Liability Insurance Risk 147

Property Insurance Coverage Law

AUGUST 4, 2024

Insurance policies protect you from the cost of replacing lost, damaged, or stolen items: or at least, that’s how they’re supposed to work. But what happens if your insurance company refuses to pay what you are owed?

Property Insurance 245

Property Insurance Damage Insurance Policy Insurance Companies 245

TGS

FEBRUARY 14, 2025

TGS Insurance Blog Valuable Articles Insurance: Protect What You Love This Valentine’s Day Roses wilt, chocolates disappear, and even the most extravagant date nights become cherished memories. But heres something we often overlook: what happens if that gift is lost, stolen, or damaged? But the perfect Valentines Day gift?

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Protection Home Insurance Insured Insurance 52

Insurance Journal

MARCH 20, 2025

Three bills that would chip away at or substantially reverse 2022 reforms on attorney fees and medical damages passed Florida House subcommittees by wide margins on Thursday. But the consensus at the state Capitol is that most of the proposed …

Damage 264

Damage Injury Property Insurance Protection 264

Property Insurance Coverage Law

SEPTEMBER 23, 2024

Knowing exactly what hazard insurance is (and isn’t) can help protect you financially during a crisis. Key Takeaways: Hazard insurance refers to the part of a homeowners policy that covers damage to the structure. Potential sources of damage include fire, lightning, hail, and windstorms. Let’s break it down.

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Damage Property Insurance Insured Insurance 189

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. From financial losses to reputational damage, legal battles, and even the risk of shutting down, the impact can be severe.

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Liability Protection Claim Property Insurance 52

Property Insurance Coverage Law

OCTOBER 2, 2024

Recent investigative reporting by CBS’s 60 Minutes, noted in CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage Estimates by Claims Management, has exposed alleged widespread underpayments of claims and unethical claims practices in Florida’s property insurance industry.

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Claim Property Insurance Damage Insurance Industry 279

Insurance Journal

JANUARY 6, 2025

Two undersea telecommunications cables that were damaged in the Baltic Sea on Dec. 25 appeared to have been torn apart by a strong external force, Finland’s Elisa said on Monday, adding that they had now been repaired. Baltic Sea nations …

Damage 245

Damage Protection Liability Insurance Risk 245

Frankenmuth Insurance

OCTOBER 24, 2024

Household leaks, small and large, can lead to structural damage and hefty repair bills. But with some proactive measures, you can significantly reduce the risk of water damage to your home, and prevent future hassles. Our experts are weighing in with insider advice to avert water damage that starts both inside and outside your home.

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Damage Insured Insurance Insurer 90

Property Insurance Coverage Law

AUGUST 30, 2024

Employer’s liability insurance protects businesses from lawsuits filed by employees who have suffered a work-related injury or illness. appeared first on Property Insurance Coverage Law Blog.

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Liability Insurance Liability Workers Comp Workers Compensation Insurance 169

Boyle Agency Insurance

NOVEMBER 4, 2024

Floods are natural disasters that can cause extensive damage to homes and properties, leaving homeowners with significant financial burdens. They can occur anywhere, and even minor flooding can cause substantial damage to properties. Costly Repairs The cost of repairing flood damage can be astronomical.

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Insurance Policy Damage Policy Insured 75

CDC: Workers Compensation

OCTOBER 8, 2024

1][2] Additionally, crashes during roadway incident responses can cause extensive property damage to agency equipment, such as ambulances and fire apparatus.[3] 3] To protect their workers and expensive equipment during roadway incident responses, the emergency medical services (EMS) and fire service are beginning to adopt the use of

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Protection Property Damage Injury Damage 95

Insurance Journal

AUGUST 4, 2024

No Labor Cost Depreciations “As a consumer protection agency, DIFS works to ensure that consumers are protected from confusing or deceptive contract language. … Consumers might not be aware that their insurer depreciates not only damaged property, but also the …

Damage 130

Damage Protection Insured Insurance 130

Cowbell

NOVEMBER 18, 2024

These attacks can lead to lost sales and reputational damage. Cybersecurity Protection Tips for Black Friday and Cyber Monday To keep your business secure during these critical shopping days, it’s important to take a proactive approach to managing the security of your online systems.

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Cyber Protection Damage Theft 98

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Commercial insurance plays a key role in mitigating these risks, providing crucial protection for warehouse operations. These risks can lead to significant financial losses if not properly managed.

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Commercial Insurance Commercial Insurance Agency Injury 52

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. This coverage is required in most states.

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Workers Compensation Liability Property Damage Injury 52

Central Insurance

NOVEMBER 15, 2024

Learn about the essential types of insurance for retail stores and how to protect against risks like theft, liability, and property damage. The post 5 Types of Insurance for Retail Stores appeared first on Central Insurance Blog.

Property Damage 130

Property Damage Theft Liability Damage 130

Hunton Andrews Kurth

MARCH 7, 2024

Governor Youngkin should veto the bill—or, in the alternative, he should propose an amendment to protect Virginia businesses from the threat of outrageous statutory damages claims under the Virginia Consumer Protection Act. For instance, a class of 100,000 members might have aggregate damages of $1,000,000. 196 et seq.

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Damage Protection Claim Risk 59

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

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General Liability Commercial Property Property Damage Commercial 130

Property Insurance Coverage Law

OCTOBER 1, 2024

You can read about the story from my post, CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage Estimates … The post Heritage Insurance Under Scrutiny: Analyzing the CBS 60 Minutes Exposé and Questions of Internal Controls appeared first on Property Insurance Coverage Law Blog.

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Property Insurance Damage Insurance Industry Insurance Companies 203

Distinguished

MARCH 10, 2025

Museums require specialized protection against various risks. The policy covers the following: Direct Physical Loss or Damage : This includes accidental damage, vandalism, fire, theft, natural disasters, and other unexpected incidents. They are the custodians of priceless cultural, historical, and artistic treasures.

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Policy Deductible Damage Claim 52

Protect Commercial Insurance

MAY 1, 2024

Insurance for storm damage is a crucial aspect of protecting property and assets against the financial impact of severe weather events. Intense wind and rain have the potential to damage properties, while flying debris poses risks to buildings, vehicles, and employees.

Protection 52

Protection Damage Commercial Insurance Insured 52

Central Insurance

JANUARY 8, 2025

However, with such high-value equipment, the potential for loss or damage poses a significant risk. Heavy equipment insurance is designed to protect your construction business, but understanding […] The post How Much Does Heavy Equipment Insurance Cost? appeared first on Central Insurance Blog.

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Damage Insured Insurance Insurer 130