Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

It covers legal expenses and damages related to accidents, injuries, or negligence claims on your business premises. Whether you face risks like fire, theft, or weather damage, having property insurance ensures you can recover quickly and continue your operations with minimal disruption.

Business Insurance 40

Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Protection against damage and theft shields you from financial losses that could affect your business sales. For instance, if theft recurs, it might indicate a need to enhance your business security by investing in safety devices such as security cameras and lights.

Commercial Insurance 40

Commercial Insurance Commercial Protection Financial Loss 40

Boyle Agency Insurance

JULY 19, 2024

Property Casualty Insurance is insurance that combines protection for property owned by you, such as a house, or personal possessions, and liability insurance for if you ever cause an accident that injures another person or damages another person’s property.

Casualty Insurance 52

Casualty Insurance Liability Insurance Insured 52

TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company. Location, Location, Location Where your home is located has a huge impact on your premium.

Premium 52

Premium Deductible Out-Of-Pocket Insured 52

Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. Vandalism : Intentional damage to the job site by third parties, including things like broken glass or graffiti. Theft : Covers the cost of replacing covered items that were stolen from the job site.

Risk 52

Risk Broker-Agent Insurer Insurance 52

Distinguished

OCTOBER 15, 2024

This could be the contractor, developer, or property owner, depending on who stands to suffer a financial loss if the property is damaged during construction. In this case, the owner is covered for the physical damage to the property (e.g., damage to the structure under construction).

Policy 52

Policy Risk Broker-Agent Liability 52

Neilson Marketing Services

OCTOBER 2, 2024

A single breach could lead to devastating consequences, including financial losses, legal liabilities, damage to your reputation, and the potential loss of client trust. Such breaches can lead to identity theft, legal ramifications, and irreparable damage to your reputation.

Cyber 105

Cyber Damage Protection Financial Loss 105

Jackson & Jackson

APRIL 26, 2024

It provides coverage for physical damage to your property and any loss of income due to business interruption. Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Distinguished

OCTOBER 30, 2024

While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. Limits of up $20 million are available, depending on the construction type and state.

Commercial 52

Commercial Risk Broker-Agent Inland Marine 52

Paragon Independent Insurance Agencies

MAY 27, 2024

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Property insurance policies cover damage or loss caused by perils such as fire, vandalism, theft, or natural disasters. This coverage ensures that businesses can recover and continue operations.

Commercial Insurance 40

Commercial Insurance Commercial Protection Business Interruption 40

Paragon Independent Insurance Agencies

JUNE 28, 2024

The insurance coverage will protect against unforeseen damage and theft. This type of add-on will protect the land improvements against damage directly connected to rising waters. Land Improvements Land improvements may require the installation of plumbing, structural materials, vegetation, and lighting.

Home Insurance 40

Home Insurance Insurance Agency Insurance Policy Theft 40

Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. It may also cover damage caused by burst pipes, subsidence, or accidental damage.

Building 52

Building Insurer Insurance Insured 52

Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage.

Out-Of-Pocket Expense 40

Out-Of-Pocket Expense Out-Of-Pocket Home Insurance Insurance Policy 40

Mark Jackson Insurance Agency

SEPTEMBER 9, 2024

Ear Protection: Safeguarding Your Hearing Prolonged exposure to wind and engine noise can lead to hearing damage. Insurance provides financial protection against damage, theft, and liability, providing you with assistance in case of a covered loss. Look for eyewear that is shatterproof and offers UV protection.

Protection 52

Protection Injury Theft Damage 52

Protect Commercial Insurance

MAY 30, 2024

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. It provides financial compensation to repair or replace damaged property, ensuring that your business can quickly recover from unexpected events.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

Jackson & Jackson

MARCH 18, 2024

The risks surrounding your precious bags are real, from theft to damage due to natural disasters. ” A comprehensive luxury handbag insurance policy typically covers a range of perils, including theft, accidental damage, loss, and even damage caused by natural disasters.

Insurance 52

Insurance Insured Insurer Insurance Policy 52

Jackson & Jackson

APRIL 30, 2024

Properties in high-risk zones for these disasters typically see higher insurance rates due to the increased likelihood of damage—especially the Brush Areas in California. Crime Rates Areas with higher crime rates often have higher property insurance rates due to the elevated risk of theft, vandalism, and other crime-related damages.

Commercial Property 52

Commercial Property Property Insurance Commercial Crime 52

Property Insurance Centre

NOVEMBER 11, 2024

Insurers, do not however, look on negatively when a customer claims for substantial damage when they need genuine help. Think about security – The safer a property is from theft and the better the deterrent, often will lead to lower premiums, reasonable excesses and generally better terms.

Insurance 52

Insurance Insured Insurer Premium 52

Mark Jackson Insurance Agency

MAY 21, 2024

Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations. This means that the equipment, inventory, and tools crucial to your business operations might not be covered under a standard policy in the event of damage or theft.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

Distinguished

AUGUST 5, 2024

These drawbacks include: No protections outside the home : If a collectible goes missing or is damaged while it is outside of your client’s home, like on the way to auction, then it may not be covered.  If your client owns a toy that is worth tens of thousands of dollars, they might not be reimbursed for the full cost should it get damaged. 

Broker 52

Broker Insurer Insurance Insured 52

Protect Commercial Insurance

NOVEMBER 15, 2024

There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages. This reduces the financial burden that comes with unforeseen events, allowing businesses to focus on growth and sustainability instead of damage control.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Cover4LetProperty

JANUARY 29, 2024

Essentially, insurance is about risk and a calculation of the probability of loss or damage being suffered by the insured item or items. Risk is assessed with respect to the likelihood of loss or damage leading the insured to make a claim, since the settlement of claims paid out to the insured represent a liability for the insurer.

Home Insurance 52

Home Insurance Insurance Insured Insurer 52

Cover4LetProperty

NOVEMBER 3, 2024

An equally important component of landlord insurance is public liability indemnity – protection against the potentially very costly claims made by tenants, their visitors or members of the public who may have suffered injury or had their property damaged because of the landlord’s breach of his duty of care.

Insured 40

Insured Insurance Insurer Home Insurance 40

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Boyle Agency Insurance

JUNE 4, 2024

This coverage helps reimburse you for the cost of replacing or repairing these customized parts if they are damaged or stolen. It ensures that you can get your car repaired or replaced if it’s damaged in an accident.

Auto Insurance 52

Auto Insurance Insured Insurance Insurer 52

Jackson & Jackson

JANUARY 9, 2024

This includes Data Breach Insurance, covering loss or theft of confidential data, and Cyber Liability Insurance, which addresses legal responsibilities arising from data breaches or cyberattacks. Financial Impact : The cost of a data breach isn’t just about lost data; it includes legal fees, regulatory fines, and reputation damage.

Cyber 52

Cyber Broker-Agent Liability Theft 52

Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. So, if a piece is stolen or damaged while being transported for appraisal or exhibition, it likely wouldn’t be covered.

Insured 52

Insured Insurance Insurer Policy 52

Freeway Insurance

OCTOBER 8, 2023

It could be an accident, theft or storm damage, for example. For example, if your policy does not cover a specific type of damage or if the repair costs are higher than what your policy covers, you will have to pay these additional costs yourself. What Is A Car Insurance Claim? These are called out-of-pocket expenses.

Auto Insurance 52

Auto Insurance Insurance Claim Claim Out-Of-Pocket 52

TGS

OCTOBER 25, 2024

Every year your home grows older, it becomes more prone to issues such as plumbing leaks, electrical faults, or roof damage—all of which can lead to costly insurance claims. When you renovate or expand your home, you’re increasing its value—and with greater value comes higher costs to repair or rebuild in the event of damage.

Home Insurance 52

Home Insurance Premium Out-Of-Pocket Insurer 52

Distinguished

AUGUST 26, 2024

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. Whether it’s the work going into revitalizing downtown Detroit or the soaring costs of home prices across the Wolverine State, a lot of time, money, and thought is going into construction work across the state.

Risk 52

Risk Broker-Agent Insurer Insurance 52

Distinguished

SEPTEMBER 10, 2024

This includes damages that arise from: Fires Theft Vandalism Weather events We are also proud to offer coverages beyond property damage for buildings, temporary structures, and building materials. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk 52

Risk General Liability Broker-Agent Insurer 52

Cowbell

AUGUST 6, 2024

The aftermath of a social engineering attack can be devastating and result in financial loss, data breaches, malware infections, identity theft, operational disruption, reputational damage, and more. So, how do you prevent and protect yourself from these attacks?

Financial Loss 52

Financial Loss Cyber Theft Risk 52

ProWriters

JULY 25, 2024

AT&T Telecommunications company AT&T suffered a massive breach that exposed almost all of its 109 million customers to an increased risk of identity theft. Legal repercussions, financial hits, and damaged reputations are just the tip of the iceberg. Transparency builds trust and mitigates long-term reputational damage.

Protection 52

Protection Cyber Damage Broker 52

Protect Commercial Insurance

OCTOBER 25, 2024

Think about the everyday operations of your business: – Are there physical locations that require protection from natural disasters or theft? – Property Insurance : Protects physical assets from perils like fire, theft, and vandalism. – Do you handle sensitive customer data?

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Property Insurance Centre

MAY 20, 2024

damage caused by a leak). Terrorism Cover for Block of Flats Insurance policies for individual houses typically include cover for damage or loss caused by an Act of Terrorism. Construction Type : The materials and construction methods used can influence the coverage, particularly concerning fire resistance and susceptibility to damage.

Building 52

Building Liability Insurer Insurance 52

TGS

NOVEMBER 12, 2024

From an insurer’s perspective, this reduces the risk of theft or vandalism, which makes them more inclined to offer you a discount. Water Leak Detectors and Smart Water Shut-Off Valves Water damage is one of the most common (and costly) home insurance claims, whether from burst pipes, leaky appliances, or severe weather.

Home Insurance 52

Home Insurance Premium Insurer Insurance 52

Maritime Insurance International

JUNE 5, 2020

Most home insurance policies offer two main types of coverage: property damage and personal liability. Here’s what you need to know: Property damage that is typically eligible for coverage under a homeowner’s policy is damage to your property including your home, structures on your property like sheds and garages, and personal property.

Property Damage 40

Property Damage Damage Insurance Policy Personal Property 40