Word & Brown

APRIL 1, 2025

Individual Health Insurance Tax Deductibility If you offer individual health insurance to your clients, they may be able to include their health insurance premiums in their medical expense calculation on their taxes. Other health care-related expenses may also be deductible for your clients, depending on their incomes.

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Deductible Premium Out-Of-Pocket Insurance Policy 52

Simply Insurance

JANUARY 23, 2025

If you've ever asked yourself is home insurance tax deductible then you need to read this post as we cover the answer to that question and more.

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Deductible Home Insurance Insurance Insurer 52

The Property Insurance Law Observer

FEBRUARY 14, 2024

The insurer paid only a portion of the claim because it maintained that the tornado that struck and damaged the property was a “windstorm” and, therefore, the claim was subject to the policy’s “Windstorm or Hail Deductible.” The Windstorm or Hail deductible does not apply to coverage under 7. That provision stated: 5. Loss of Use.

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Policy Deductible Damage Property Damage 130

TGS

OCTOBER 28, 2024

TGS Insurance » Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. But what exactly is a deductible, and how do you know which one is right for you? So, how do you choose the right auto insurance deductible ?

Deductible 52

Deductible Auto Insurance Out-Of-Pocket Premium 52

Insurance Journal

AUGUST 4, 2024

Highlights include aggressive pricing through various deductible programs and very reasonable collateral requirements on the deductible programs, A … GC/General Contractor Workers’ Comp – High Risk Market Detail: HR and PEO Consultants offers high risk workers’ compensation programs for general contractors.

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Deductible Compensation Risk 130

PSM Brokerage

NOVEMBER 12, 2024

Part A Deductible $1,632 $1676 $2.7 Part B Deductible $240 $257 $7.1 Here is a comparison chart of Medicare Parts A & B premiums and deductibles for 2024 and 2025, highlighting the percentage increases for each. Part A Deductible : Increased by 2.7% Part A Deductible : Increased by 2.7%

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Insurance Journal

JULY 14, 2024

My previous two columns (May and June 2024) addressed issues with hail and windstorm claims regarding the discovery and reporting of damage, actual cash value versus replacement cost valuation and 180-day reporting conditions, percentage deductibles, special cosmetic damage limitations, and …

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Claim Deductible Damage 147

PSM Brokerage

NOVEMBER 12, 2024

Download PDF The Centers for Medicare & Medicaid Services (CMS) released the 2025 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2025 Medicare Part D income-related monthly adjustment amounts. The standard monthly premium for Medicare Part B enrollees will be $185.00 from $174.70

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The Property Insurance Law Observer

JANUARY 23, 2025

Actual Cash Value v. Replacement Cost Value: In order to understand Clear Blues arguments, it is important to discuss the difference between actual cash value (ACV) and replacement cost value (RCV).

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Damage Insurance Insurer Insured 130

Elmore

FEBRUARY 21, 2025

Decision is latest in broader dispute between business policyholders and insurers over Covid coverage The post Companies fail to stop furlough funds being deducted from pandemic payouts appeared first on Elmore Insurance Brokers.

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Deductible Policyholder Insurance Broker Broker 52

Insurance Marine News

NOVEMBER 28, 2024

Join Us The post Shipowners’ Club announces no general increase or general changes to deductibles appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

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Deductible Marine Insurance Insurer 52

Insurance Journal

NOVEMBER 17, 2024

As insurers look to 2025, several trends are emerging that affect premium and deductible costs — leading to lengthy conversations between insurance agents and brokers and their customers. For worship facilities, some of the most prevalent trends include: • Weather-related …

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Insurance Journal

MARCH 23, 2025

Vitulli said there is “relatively good competition” for large accounts with high deductibles. Cohen asked the speakers to discuss whether some industry-geography combinations were more palatable for casualty underwriters. “The market is actively looking to write those. If you’ve got …

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Deductible Underwriter Underwriting 130

Paragon Independent Insurance Agencies

JULY 31, 2024

The deductible is one of the most important decisions to make when choosing a homeowners policy. We are here to help you fully understand what a home insurance deductible is and which is best for you. What is a Home Insurance Deductible? The deductible isn’t just a one-time payment. Reach out to us today!

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Deductible Home Insurance Out-Of-Pocket Damage 40

Distinguished

MARCH 10, 2025

Fine Art & Collectibles policies cover loaned items from the first dollar of damage, typically with no deductible, ensuring compliance with contractual obligations. Custom Deductibles : Property policies typically come with higher deductibles, which may leave museums financially vulnerable to smaller claims.

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Policy Deductible Damage Claim 52

AMAXX

MARCH 24, 2025

Click Link to Access Free PDF Download “Workers’ Comp Claims Review Checklist: 9 Must-Have, Serious-Impact Elements” A common and costly mistake employers make is overlooking allowable payroll deductions. Employer Classification Classifying employers properly is the cornerstone of accurate premium assessment.

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Workers Comp Premium Injury Workers Compensation 71

The Insurance Pro

JANUARY 25, 2025

So while we can definitively say that 4% paid on cash value is greater than 3% paid on cash value, we do not necessarily know that the net gain in the policy will be higher on the 4% universal life contract if we do not also know the exact amount of expenses deducted from the policy.

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Life Insurance Policy Insurance Policy Policyholder 95

American Agents Alliance

JANUARY 30, 2025

The California Department of Insurance worked closely with local, state, and federal leaders to ensure that the programs costs are not deducted from insurance benefits. In recent wildfires, the average cost of debris removal was more than $100,000 per property for those who did not utilize the free program.

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Protection Out-Of-Pocket Policyholder Deductible 52

The Property Insurance Law Observer

JULY 29, 2024

Actual cash value of the stolen or damaged property less the deductible; or 2. Amount necessary to repair or replace the property with other property of like kind and quality less the deductible. Our limit of liability for loss will be the lesser of the: 1. We may, at our expense, return any stolen property to: 1.

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Policyholder Damage Deductible Liability 130

Distinguished

APRIL 21, 2025

Deductible choices: Opting for a lower deductible increases premiums, while a higher deductible can reduce annual costs. Coverage selections: Policies with expanded protection, such as flood, earthquake, and additional liability coverages, increase premium costs.

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Smart Insurance Agents

OCTOBER 13, 2024

Look for details like the annual deductible. It’s important to understand coverage limits, deductibles , and any waiting periods for special procedures. With a $100 lifetime deductible, Humana stands out among other dental insurers by not requiring a yearly deductible. Also, think about the annual maximum.

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Out-Of-Pocket Deductible Insurance Insurer 97

Simply Insurance

SEPTEMBER 19, 2024

Discover the factors that influence health insurance costs, including premiums, deductibles, and out-of-pocket expenses. Learn how to find the right coverage for your budget and needs in this comprehensive guide.

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Out-Of-Pocket Expense Out-Of-Pocket Deductible Premium 59

Boyle Agency Insurance

DECEMBER 3, 2024

Deductibles The deductible is the amount you must pay out of pocket before your insurance coverage kicks in after an accident. A higher deductible generally leads to lower premiums, but it also means you will have to pay more in case of a claim so cheaper is not always better!

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Premium Auto Insurance Out-Of-Pocket Deductible 73

Insurance Journal

OCTOBER 28, 2024

More than 100 people were arrested late last week in storm-ravaged Pinellas County, Florida, charged with looting homes and working as unlicensed contractors, two weeks after Hurricane Milton forced many residents to evacuate. Pinellas County Sheriff Bob Gualtieri said that …

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Deductible Theft Property Insurance Insurance 317

Simply Insurance

OCTOBER 5, 2024

The costs are based on the policy coverage limits, deductibles, the company you choose, and location. The average cost of renters insurance is $15.58 per month or $187 per year.

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Deductible Insurance Insurer Insured 52

Elmore

JANUARY 25, 2025

Judges to decide if insurance groups can deduct government funds from payouts for business interruption The post Insurers in court battle with UK businesses over Covid furlough scheme appeared first on Elmore Insurance Brokers.

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Business Interruption Deductible Insurance Broker Broker 52

Freeway Insurance

JANUARY 3, 2025

Increase Your Deductible : Opting for a higher deductible can lower your monthly premium. Just be sure you have enough savings to cover the deductible in case of an accident. Premiums vary due to factors such as age, deductible amount, liability limits, discount program eligibility, type of car, and more.

Auto Insurance 98

Auto Insurance Premium Liability Insurance 98

Ease

JANUARY 23, 2023

On the other hand, which system has current benefits enrollments that provides precise deduction amounts? The payroll system is considered the source of truth for all employee information, while Ease handles deduction amounts. Deduction codes for each plan type. Repeat this with the deduction codes listed in payroll.

Deductible 52

Deductible 52

American Agents Alliance

APRIL 3, 2025

Consider if: Coverage limits are sufficient to cover higher labor costs and material prices Increasing the deductible to offset premium increases makes sense Additional coverage or endorsements may be helpful to close any protection gaps identified in the policy review Advocate for policyholders with insurers.

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Agents Policyholder Premium Auto Insurance 52

Scott Insurance

JANUARY 4, 2023

TELEHEALTH RELIEF INCLUDED IN CONSOLIDATED APPROPRIATIONS ACT The omnibus bill signed into law on December 23, 2022, included the anticipated extensions to the relief allowing telehealth coverage at no cost to plan participants of High Deductible Health Plans (HDHPs) with Health Savings Accounts (HSAs).

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Deductible Insurer Insurance Insured 52

Protect Commercial Insurance

APRIL 11, 2025

– Premiums and Deductibles : Clarify how much you need to pay and under what circumstances deductibles apply. . – Coverage Details : Ensure you comprehend what is covered, whats not, and any limitations or exclusions that may apply.

Commercial Property 52

Commercial Property Property Insurance Commercial Insurance 52

Healthinsurance.org

DECEMBER 3, 2024

This means the out-of-pocket costs counted against your deductible and out-of-pocket maximum will reset to $0, even if you have out-of-pocket expenses in January. Out-of-pocket expenses reset to $0 on January 1 for all marketplace plans, so your auto-renewed policy will start over with a new deductible at that point.

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Out-Of-Pocket Expense Out-Of-Pocket Premium Deductible 116

Smart Insurance Agents

AUGUST 19, 2024

When selecting a dental plan, it is crucial to compare annual coverage limits, costs, deductibles, and waiting periods to ensure adequate coverage for both preventive and major dental services. If you’re considering dental implants, most plans that cover this service will do so at a rate of about 50 percent, provided that deductibles are met.

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Deductible Insurance Insurer Insured 52

TGS

OCTOBER 30, 2024

Mind the Deductibles—Higher Isn’t Always Better A deductible is the amount you pay out of pocket before your insurance steps in. Some policies offer lower premiums with higher deductibles, but here’s the catch: If you have to file a claim, are you comfortable covering a $5,000 deductible before the insurance company pays a dime?

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Insurance Quotes Home Insurance Deductible Out-Of-Pocket 52

Leadsurance

NOVEMBER 19, 2024

Just remember, when comparing apples with apples in terms of the level of coverage as well as deductibles, make sure you are actually doing so compared with other quotes. Up Your Deductive Your deductible is the cash amount you agree to pay when making a claim, whereas the insurance only kicks in thereafter.

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Home Insurance Premium Deductible Insurance 52

Shield Insurance Agency

AUGUST 20, 2024

Loss of Discounts: Deductibles Frequent claim filing can also lead to the loss of discounts you may have earned, such as claims-free discounts. Additionally, small claims often require you to pay a deductible. Consider the potential premium increases, loss of discounts, deductibles, and long-term impact on your claims history.

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Insurance Claim Claim Protection Out-Of-Pocket 52

Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

Increasing your deductible is an easy way to lower costs. Consider these additional protections if you have a high-end vehicle: New car replacement cost Original parts replacement GAP insurance coverage Making Your Luxury Auto Insurance More Affordable Consider various options to reduce your premium.

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Auto Insurance Insurance Agency Premium Liability 40