Deductible Financial Loss Inland Marine 
Distinguished
JULY 22, 2024
In the case of a catastrophic loss, art pieces worth thousands of dollars would only be covered up to that low per-item limit, leaving the collector with significant financial losses. Other considerations include the insurance company’s ratings and loss experience.
Distinguished
SEPTEMBER 17, 2024
What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.
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