Scott Insurance
JANUARY 28, 2022
Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e., Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure.
Protect Commercial Insurance
JULY 26, 2024
General Liability Insurance General liability insurance is essential for any business, including tailors. Bundling Policies Consider bundling your commercial tailors insurance with other policies, such as general liability or property insurance, offered by the same insurer.
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Protect Commercial Insurance
MAY 30, 2024
There are various types of liability insurance, including general liability, product liability, and professional liability. General liability insurance provides coverage for injuries or property damage that occur on your business premises or as a result of your business operations.
Bankers Insurance
SEPTEMBER 12, 2023
This concept is typically applied in automobile insurance, both personal and business, and is also found in property, general liability, and worker’s compensation insurance. In this scenario, you file a claim using your collision coverage and receive a check from your insurer to cover the repair costs, minus your deductible.
Distinguished
SEPTEMBER 17, 2024
What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.
Risk Management Monitor
SEPTEMBER 21, 2021
For instance, frequent third-party claims for premises liability may have led to restrictions on Med Pay coverage or a higher deductible to give the customer a bigger stake in safety measures. In the initial design of the insurance program, certain coverages may have been limited due to a problematic claims record.
Protect Commercial Insurance
NOVEMBER 8, 2024
This is often referred to as a Business Owners Policy (BOP), which typically bundles general liability and property insurance together. Increase Your Deductibles If you’re looking to lower your insurance premiums, consider increasing the deductibles on your policies.
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