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How to Read Homeowners Insurance Quotes

TGS

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote.

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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in. Opting for a higher deductible can lower your monthly premium. However, it’s a bit of a balancing act—you don’t want to choose a deductible so high that it’s a financial strain if you ever need to file a claim.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

Some carriers impose a 5% construction deductible, which means extra money out of your pocket for something that would’ve been covered with advance notice. On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. New Home Value?

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Buying Boat Insurance 101: What You Need to Know

Maritime Insurance International

A common question is whether or not home insurance policies cover boats. The fact is that some home policies do and some do not. If your boat is worth more than the coverage offered by your home insurance policy, purchasing a dedicated boat insurance policy is a good idea. Boat Value.

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South Carolina Wind Pool Insurance Explained

TGS

Wind Pool assesses homes based on a variety of traditional factors. These can include your home’s coverage, deductible, and type of construction. To protect your home, you should shop for your policy through different home insurance carriers. Lucky for you, that is just what we do here at TGS!