Distinguished

MARCH 20, 2025

For example, a resident suffered severe injuries a fractured tibia and fibula after slipping on black ice while walking to her car. It also shows that being aware of any separate deductibles for wind or hail is an important part of assessing your clients coverage options. We offer coverage up to a limit of $1 million.

Building 52

Building Protection Damage Liability 52

Risk Management Monitor

SEPTEMBER 21, 2021

Another company may have an unusually high experience modification rate that they want to bring down by reducing the frequency of worker injuries. For instance, frequent third-party claims for premises liability may have led to restrictions on Med Pay coverage or a higher deductible to give the customer a bigger stake in safety measures.

Claim 75

Claim Injury Workers Compensation Risk 75

TGS

NOVEMBER 18, 2024

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. Lost Wages: If you’re unable to work due to injuries sustained in the accident, PIP may cover a percentage of your lost income. You suffer minor injuries and miss a few days of work. Why Do No-Fault States Exist?

Auto Insurance 52

Auto Insurance Injury Damage Property Damage 52

Scott Insurance

JANUARY 28, 2022

Environmental / Pollution Environmental/pollution policies are available in the market and can contemplate both the first party (property) and third party (general liability – bodily injury/property damage) mold exposure.

General Liability 52

General Liability Deductible Liability Property Damage 52

TGS

OCTOBER 3, 2023

Deductibles 8. Deductibles In the event of a worst-case scenario, your deductible is the amount you’ll be obligated to pay out-of-pocket before your insurance will step in to foot the rest of the bill. You can expect to see an All Perils deductible and/ or a Windstorm/ Hail deductible here, depending on your policy.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

LexisNexis

FEBRUARY 4, 2025

Read now » Related Content Allocation of Latent Injury and Damage Claims State Law Survey Examine the method used across the 50 states and the District of Columbia for allocating damages for latent bodily injury and property damage claims, sometimes called long-tail or continuous injury or damage claims.

Policy 40

Policy Commercial General Liability Injury Damage 40

LexisNexis

DECEMBER 2, 2024

Insurers should apply the following rates against their policyholders’ estimated annual assessable premium for policies incepting January 1, 2025 through December 31, 2025: 2025 WC Administration Revolving Fund Assessment/User Funding: 0.012370 2025 Uninsured Employers Benefit Trust Fund Assessment: 0.000818 2025 Subsequent Injuries Benefits Trust (..)

Workers Comp 40

Workers Comp Workers Compensation Policyholder Premium 40

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Protect Commercial Insurance

JULY 26, 2024

It provides coverage for third-party bodily injury or property damage claims that may arise from accidents on your premises or as a result of your products or services. Consider Deductibles When comparing quotes, pay attention to the deductibles associated with each policy.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

American Agents Alliance

AUGUST 22, 2024

The legislation, effective January 1, 2025, will increase the current minimum of $15,000 per claimant and $30,000 per occurrence for bodily injury, and $5,000 for property damage (15/30/5), to $30,000 per claimant, $60,000 per occurrence for bodily injury, and $15,000 for property damage (30/60/15).

Auto Insurance 40

Auto Insurance Agents Broker-Agent Property Damage 40

Bankers Insurance

JULY 8, 2024

Basic coverage usually includes reimbursement for trip cancellation, interruption and delay because of illness, bad weather, baggage loss or delay, medical insurance and medical evacuation (in case of illness or injury during travel) and a 24-hour assistance telephone line.

Insured 52

Insured Insurer Insurance Workers Compensation 52

Maritime Insurance International

MARCH 3, 2020

Bodily Injury. Boating accidents can lead to significant injury for you, your passengers, or others. It deducts a certain amount of money from the vessel’s original value to account for depreciation. A boat insurance policy could offer you coverage for the following: Property Damage. Insurance can help to cover associated costs.

Insured 40

Insured Insurer Insurance Premium 40

Jackson & Jackson

MAY 23, 2024

Obtain quotes from multiple insurers, comparing their coverage options, limits, and deductibles. It not only protects employees but also shields employers from potential lawsuits related to workplace injuries. Don’t forget to take advantage of any tax deductions available for your business insurance premiums.

Small Business Insurance 52

Small Business Insurance Business Insurance Insured Insurer 52

ProWriters

APRIL 3, 2024

E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage. Coverage limits, deductibles, and other policy terms can be adjusted to align with the company’s nature and size.

Liability 52

Liability Cyber Claim Policy 52

Protect Commercial Insurance

OCTOBER 25, 2024

– Potential deductibles and what’s financially viable if you need to make a claim. Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Cover4LetProperty

JANUARY 29, 2024

Landlords may be held liable for injuries or damages that occur on the rental property, and the insurance needs to provide adequate protection; properties used for rental purposes may experience more wear and tear compared to owner-occupied homes.

Home Insurance 52

Home Insurance Insured Insurer Insurance 52

Bankers Insurance

MAY 16, 2024

Homeowners can submit a claim if they are at fault for another party’s losses, such as bodily injuries and property damage. With this in mind, limiting rate increases by making modifications, such as increasing the deductible, may be possible. Reduce liability risks. Explore discounts.

Home Insurance 52

Home Insurance Policyholder Insured Insurer 52

Protect Commercial Insurance

MAY 30, 2024

Liability Insurance Liability insurance protects your business from legal claims and financial obligations resulting from injuries, property damage, or negligence caused by your business operations. For example, if your business is situated in an area prone to flood, you may want to consider flood insurance as an additional coverage.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52

TGS

SEPTEMBER 6, 2023

Some carriers impose a 5% construction deductible, which means extra money out of your pocket for something that would’ve been covered with advance notice. If you have to file a claim during the renovation, but you failed to report the project to your insurance in advance, it can be costly.

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Word & Brown

AUGUST 23, 2024

That’s because musculoskeletal disorders account for about one-third (34%) of all lost-workday injuries and illnesses according to the Department of Labor and Occupational Safety and Health Administration. Remember, too, that your workspace may be a deductible expense on your taxes. Ergonomics is vital – and priority one.

Broker 52

Broker Premium Deductible Injury 52

Maritime Insurance International

JUNE 5, 2020

Here are some of the most common factors: Type of boat you need covered How old your boat is and its condition Size of your boat Value of your boat Where you will use the boat Your selected coverage levels and deductibles Ask About Discounts When shopping for boat insurance, keep in mind that some providers do offer discounts.

Insurance Policy 40

Insurance Policy Insured Insurer Insurance 40

Jackson & Jackson

MAY 22, 2024

Additionally, it can provide coverage for business interruption, tenant improvements, and liability claims arising from third-party injuries or property damage on the premises. Additionally, investors can explore the option of higher deductibles to reduce premiums.

Property Insurance 52

Property Insurance Commercial Property Commercial Insured 52

Smart Insurance Agents

SEPTEMBER 17, 2024

Insurance plans often have different deductibles and co-insurance rates for specialist visits compared to primary care visits. Patients might also receive separate bills for lab services associated with an OB-GYN visit, involving additional co-pays or deductibles. This is an important consideration when planning healthcare budgets.

Out-Of-Pocket 52

Out-Of-Pocket Out-Of-Pocket Expense Insured Insurer 52

Smart Insurance Agents

OCTOBER 15, 2024

The unpredictability of illness or injury underscores the need for continuous health insurance. Gaps in coverage can reset out-of-pocket maximums and deductibles, resulting in higher long-term medical costs. Without insurance, even a minor health issue can result in significant unpaid bills, leading to financial strain.

Insured 52

Insured Insurer Insurance Premium 52

Redbird Agents

JUNE 14, 2024

This is a misconception from many clients that the commissions are deducted from the balance of their annuity. Additional income due to personal injury. It’s important to note that fixed indexed annuity commissions are not paid from the customer’s account. FIA commissions are paid from the insurance company. That is not the case.

License 130

License Life Insurance Agents Premium 130

Cover4LetProperty

OCTOBER 10, 2022

As with any security deposit, it needs to be returned – less any deductions that are agreed upon – to the tenant when the tenancy ends. That means there needs to be sufficient money available to you to make that payment.

Insured 52

Insured Insurer Insurance Property Insurance 52

Triple-I: Workers Compensation

APRIL 20, 2021

The Small Business Tax Equity Act would provide an exception into the Internal Revenue Code to let cannabis operators – as long as they’re in compliance with state laws – make the same deductions as any other business. Easier to operate Passage of these laws would make it easier for cannabis-related businesses to operate.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40

Word & Brown

JANUARY 23, 2025

Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills). Mental health and substance use disorder services, including behavioral health treatment, counseling, and psychotherapy. Prescription drugs.

Out-Of-Pocket 52

Out-Of-Pocket Insured Insurer Insurance 52