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Insurance for Apartment Building Owners: Protecting Your Client’s Investments With the Right Coverage

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It also shows that being aware of any separate deductibles for wind or hail is an important part of assessing your clients coverage options. These include $1 million in personal liability, coverage for personal contents, inland marine for scheduled valuables, and additional living expenses.

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Public Art Insurance: Safeguarding Publicly Owned Art and Collectibles 

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One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations.  Flexible deductibles and payment options : Our team collaborates with you to tailor deductibles and payment plans, accommodating your budget without compromising coverage.

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Builder’s Risk Insurance Declinations: An Interview With Susan DeCarlo

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What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.

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Protecting Fine Art, Collectibles in California

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Coverage is offered as an optional add-on, with rates determined by sophisticated modeling that considers location, fragility of items, value of collectibles, storage, deductibles, and other factors. Wildfire coverage is included under our Fine Art and Collectibles program based on underwriting.

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Does Homeowners Insurance Cover Collectibles? 

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Flexible Deductibles and Payment Options : Our underwriting team can take into account your client’s collection, budget, and risk tolerance and design each policy to fit their needs. Expertise in Niche Collectibles : Our team has deep knowledge spanning diverse collectible categories.

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What are the most important questions to ask when choosing business insurance?

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– Potential deductibles and what’s financially viable if you need to make a claim. – Inland Marine Insurance for transporting equipment and goods. While it’s tempting to go for the most comprehensive policy, remember to balance coverage with cost. – Product Liability Insurance if you manufacture products.

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A Comprehensive Overview of Surety Bonds

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The insured is not obligated to repay the insurer for the claim payment, except in cases of deductibles, which are predefined portions of the loss the insured agrees to bear. The aim is to restore the insured’s financial position to what it was before the loss occurred.

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