Distinguished

MARCH 20, 2025

In this guide, we break down the key coverages every apartment building owner needs, highlight common claims, and show you how to offer tailored solutions that keep your clients protected in an ever-changing market. Earthquake and flood coverage : Provides protection for damage to the building and common areas caused by earthquakes or floods.

Building 52

Building Protection Damage Liability 52

Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Coverage is offered as an optional add-on, with rates determined by sophisticated modeling that considers location, fragility of items, value of collectibles, storage, deductibles, and other factors.

Protection 52

Protection Broker-Agent Inland Marine Underwriter 52

Distinguished

DECEMBER 2, 2024

At Distinguished, we understand that protecting public art requires specialized coverage tailored to its unique exposures. One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations. 

Deductible 52

Deductible Broker-Agent Insured Insurer 52

Distinguished

SEPTEMBER 17, 2024

What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.

Risk 52

Risk Broker-Agent Deductible Insured 52

Distinguished

JULY 22, 2024

Designed specifically for the needs of collectors, this specialized coverage offers protection tailored to the high values and distinct risks associated with collectible items. For example, transit coverage , which protects items while they are being shipped or moved, is often excluded from homeowner’s policies.

Insured 52

Insured Insurer Insurance Policy 52

Protect Commercial Insurance

OCTOBER 25, 2024

Think about the everyday operations of your business: – Are there physical locations that require protection from natural disasters or theft? How much coverage do you need to fully protect your assets? It’s about ensuring that your assets are adequately protected but without over-insuring, which can strain your finances.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Distinguished

NOVEMBER 7, 2024

The Obligee : Usually the project owner or developer requiring the bond as a form of financial protection against the principal’s non-performance. Performance Bonds: Guarantee the completion of a project according to contractual terms, protecting the owner against losses from contractor default.

Claim 52

Claim Compensation Risk Broker-Agent 52