Shield Insurance Agency

APRIL 19, 2024

Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Among these requirements, collision coverage is a significant aspect that drivers should understand in order to make informed decisions about their insurance policies.

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Smart Insurance Agents

AUGUST 19, 2024

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. Here is where Medicare Supplement Insurance, also known as Medigap policies, is helpful. This includes copayments, coinsurance, and deductibles.

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Jackson & Jackson

APRIL 28, 2024

How to Avoid It: Regularly review and update your insurance coverage to match the current value of your property and its contents. Ensure your policy covers replacement costs rather than actual cash value, as this accounts for the depreciation of your assets.

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Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. – Failure to read particular policy documents. What is Covered?

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Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. Even among typical homeowners policies, premiums likely increased year over year.

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Bankers Insurance

JULY 8, 2024

TRAVEL INSURANCE FOR BUSINESSES Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay and more. Travel insurance is designed for problems that arise suddenly during a trip. Not a client of ours?

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American Agents Alliance

AUGUST 22, 2024

For insurance agents, it is critical to understand the implications of these new requirements and proactively communicate with clients as the changes approach. The most immediate impact will be an increase in premiums for drivers currently holding minimum coverage policies. What Should Be Top of Mind for Agents?

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Bankers Insurance

AUGUST 8, 2024

Most commercial property insurance policies include coinsurance clauses, which encourage policyholders to carry reasonable and accurate coverage amounts. For more information, contact your Bankers Insurance agent. Additionally, property undervaluation can result in coinsurance penalties. 80%) of the property’s value.

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Jackson & Jackson

MAY 22, 2024

. “The Basics of Multi-Family Property Insurance” Commercial property insurance typically covers the building structure, fixtures, equipment, furniture, and inventory located within the property. For instance, a policy might cover repairing or replacing a roof damaged by a storm or the value of stolen office equipment.

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Maritime Insurance International

MARCH 3, 2020

Learn more about boat insurance requirements below, and request a quote from Maritime Insurance International today. A boat insurance policy could offer you coverage for the following: Property Damage. Does My Homeowner’s Policy Cover My Boat? What Kind of Boat Insurance Do I Need? Bodily Injury.

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Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “What Does Handbag Insurance Cover?”

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Smart Insurance Agents

SEPTEMBER 28, 2024

Understanding the Role of a Medical Insurance Broker Health insurance brokers act as intermediaries between consumers and insurance companies, providing guidance and policy options to help clients find suitable health insurance plans.

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Smart Insurance Agents

SEPTEMBER 3, 2024

Coordination of benefits between Medicaid and private insurance maximizes healthcare coverage and minimizes out-of-pocket expenses, with Medicaid typically serving as a secondary payer. Eligibility for Private Insurance and Medicaid Eligibility is the key factor in combining private insurance with Medicaid.

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Smart Insurance Agents

SEPTEMBER 1, 2024

Generally, health insurance plans will cover emergency medical services regardless of your location, but the specifics can vary significantly depending on your individual policy. Before you travel, verify your health insurance coverage by consulting with your health insurance company or your insurance agent.

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Smart Insurance Agents

AUGUST 29, 2024

Unlike individual plans, which cover individuals and their families, small business health insurance covers a group of employees under a single policy, typically offering more comprehensive and affordable options. These plans typically offer lower costs due to the risk being spread across a larger group of insured individuals.

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Jackson & Jackson

MAY 23, 2024

For example, businesses in California’s earthquake-prone areas may consider adding earthquake insurance to their policy to protect their property from potential damage. Companies that rely heavily on technology and data storage may also benefit from cyber liability insurance to safeguard against data breaches and cyberattacks.

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Smart Insurance Agents

AUGUST 28, 2024

These costs can include monthly premiums, deductibles, copays, and coinsurance. Additionally, organizations like Smart Insurance Agents offer independent and unbiased feedback to help seniors choose the right Medicare Advantage plan. The average monthly premium for Medicare Advantage plans in Illinois has decreased to $11.95

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Jackson & Jackson

APRIL 29, 2024

This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments. Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums.

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Redbird Agents

JULY 12, 2024

It’s a massive disservice to the customer and these plans need to be presented together so they know the path to reduce the financial burden of medical bills such as deductibles, coinsurance, emergency room expenses, and many other medical costs that come along with hospital admission. Do you have to sell it to everyone? Spoiler Alert!!

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Redbird Agents

JUNE 14, 2024

Current Annuity News Getting Licensed to Sell Annuities Annuity Commissions How to Sell Annuities Annuity Basics and Sales Scenarios Top Annuity Companies Frequently Asked Questions We work with two types of life insurance agents Experienced life insurance agents. Life insurance agents that are new to selling annuities.

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American Agents Alliance

SEPTEMBER 4, 2024

Sponsored Post by GeoVera The Importance of Earthquake Insurance With home values skyrocketing since 2020, owning a home has become a critical way to build wealth and secure retirement plans. However, many California homeowners overlook a key aspect of protecting their equity: earthquake insurance.

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TGS

SEPTEMBER 11, 2023

With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage. Your property must have a roof that is in good condition (determined by the insurance provider). Why Would I Have to Get South Carolina Wind Pool Insurance?

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Tosten Marketing

SEPTEMBER 17, 2019

Working remotely as an insurance agent is simple and you can absolutely run a successful insurance agency out of your home. In fact, most insurance companies today no longer require you to have a physical location and will give appointments to agents who work out of their home if they can display potential for new applications.

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