TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you.

Premium 52

Premium Deductible Out-Of-Pocket Insurer 52

Shield Insurance Agency

APRIL 19, 2024

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

Auto Insurance 52

Auto Insurance Deductible Out-Of-Pocket Insurer 52

Smart Insurance Agents

AUGUST 29, 2024

The primary types include Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO), Point of Service (POS), and High-Deductible Health Plans (HDHP). These plans typically offer lower costs due to the risk being spread across a larger group of insured individuals.

Deductible 52

Deductible Insurer Insurance Insured 52

Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. When selecting insurance coverage, assessing your business’s specific needs is essential. While basic coverage can provide a level of protection, your business might have additional risks that warrant extra coverage.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurer Insurance 52

TGS

SEPTEMBER 6, 2023

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. New Home Value?

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Jackson & Jackson

APRIL 28, 2024

Mistake 2: Overlooking Additional Necessary Coverages Standard property insurance policies do not cover everything. Specialized risks, such as floods, earthquakes, and business interruptions, require additional coverage, which many investors should pay more attention to. In California, consider adding earthquake and flood insurance.

Business Interruption 52

Business Interruption Out-Of-Pocket Expense Out-Of-Pocket Broker-Agent 52

Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. It protects against perils like fire, explosions, storms, and other risks outlined in the policy.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Redbird Agents

JULY 12, 2024

Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. Of course not, because eligibility hurdles exist with hospital indemnity insurance plans. Cross selling can and is confusing to most insurance agents, you’re not alone. Spoiler Alert!!

Insurer 130

Insurer Insurance Insured Premium 130

American Agents Alliance

SEPTEMBER 4, 2024

The Earthquake Risk The Northridge earthquake of 1994 struck the densely populated San Fernando Valley in southern California, U.S., Quality Coverage with GeoVera By positioning earthquake insurance as a crucial part of financial security, you establish yourself as an expert, guiding clients toward better protection.

Deductible 40

Deductible Insurer Insurance Insured 40

Maritime Insurance International

MARCH 3, 2020

Relatively few states mandate boat insurance as a requirement for registering a boat of any size or horsepower. That said, the risks that boat owners face are not that different from the risks of owning a car. Given the risks you face, boat insurance can be a wise purchase to help protect your investment.

Insurer 40

Insurer Insurance Insured Premium 40

Bankers Insurance

MAY 16, 2024

Sustained losses inflicted by natural disasters spurred some insurance companies to pull out of the homeowners insurance market in high-risk areas, such as California and Florida, leaving residents with fewer options and higher prices. Reduce liability risks. billion each. Not a client of ours?

Home Insurance 52

Home Insurance Policyholder Insurer Insurance 52

TGS

NOVEMBER 15, 2024

For example, if your second car is a brand-new SUV, you may want to opt for comprehensive coverage with lower deductibles. On the other hand, an older vehicle that’s mostly used for quick errands may only need liability insurance. Just be prepared for a higher bill compared to insuring only one vehicle.

Auto Insurance 52

Auto Insurance Deductible Policy Insurer 52

Bankers Insurance

AUGUST 8, 2024

For example, if an insured’s property is valued at $1 million, but their coverage limit is $700,000 and their policy includes an 80% coinsurance clause, they would likely receive only $43,750 after incurring $50,000 in property damage from a covered event, depending on when their deductible is applied (700,000/800,000) x 50,000 = 43,750).

Commercial Property 59

Commercial Property Property Insurance Commercial Out-Of-Pocket 59

TGS

SEPTEMBER 11, 2023

Calculating Your Rates With Wind Pool Additional Windstorm Insurance Options With TGS What is the South Carolina Wind Pool? The South Carolina Legislature required insurance to be available to at-risk coastal homes. Why Would I Have to Get South Carolina Wind Pool Insurance? This program started in 1971.

Insurer 52

Insurer Insurance Insured Out-Of-Pocket 52

Property Insurance Centre

SEPTEMBER 25, 2024

If your property is located in an area with a high risk of natural disasters, such as floods or earthquakes, your insurance premiums will be higher. If your property is older or in poor condition, it may be more at risk of damage or deterioration, which can result in higher insurance premiums.

Building 52

Building Insurer Insurance Insured 52

Jackson & Jackson

MARCH 18, 2024

“Why Insure Your Luxury Handbags?” The risks surrounding your precious bags are real, from theft to damage due to natural disasters. An insurance policy covering your luxury handbags ensures you are protected from financial loss in unforeseen circumstances. .

Insurer 52

Insurer Insurance Insured Insurance Policy 52

Redbird Agents

JUNE 14, 2024

Current Annuity News Getting Licensed to Sell Annuities Annuity Commissions How to Sell Annuities Annuity Basics and Sales Scenarios Top Annuity Companies Frequently Asked Questions We work with two types of life insurance agents Experienced life insurance agents. Life insurance agents that are new to selling annuities.

License 130

License Life Insurance Agents Premium 130

Frankenmuth Insurance

SEPTEMBER 26, 2024

That means bigger financial hits for insurance companies. Factor #4: New insurance risks from electric vehicle sales. Electric vehicles are rising in popularity, but they’re causing a turn in the insurance industry. The blog content is not intended to serve as professional or expert advice for your insurance needs.

Insurer 83

Insurer Insurance Insured Auto Insurance 83

Bankers Insurance

JULY 8, 2024

For example, insurance for a $2,000 trip may cost $80 to $160. If you consider the expense for any troubles your employees may encounter, travel insurance can be a cost-effective option to avoid that risk. In most cases, the deductible requires the insured to pay about 10 percent of any loss. Additionally, the U.S.

Insurer 52

Insurer Insurance Insured Workers Compensation 52

Distinguished

MARCH 25, 2025

In short, their value is highly subjective and requires expertise and connections beyond most insurance agents or brokers. In this guide, well break down the unique value of antique duck decoys, key appraisal considerations, and what you need to know to offer the right insurance solutions.

Deductible 52

Deductible Theft Insurer Insurance 52