Smart Insurance Agents

AUGUST 29, 2024

The primary types include Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO), Point of Service (POS), and High-Deductible Health Plans (HDHP). These plans typically offer lower costs due to the risk being spread across a larger group of insured individuals.

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AMAXX

JULY 30, 2024

And these losses, which I should reference, is this is in a high deductible or a loss sensitive any loss sensitive program and this could be high deductible, it could be a retro plan, it could be some captive plans where you’re participating in some of the losses. All rights reserved under International Copyright Law.

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Jackson & Jackson

MAY 22, 2024

Insurers often provide discounts or more favorable terms to properties with proactive risk mitigation strategies in place. Additionally, investors can explore the option of higher deductibles to reduce premiums. By assuming a higher portion of the risk, investors may be able to negotiate lower insurance costs.

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Bankers Insurance

SEPTEMBER 12, 2023

In this scenario, you file a claim using your collision coverage and receive a check from your insurer to cover the repair costs, minus your deductible. After this, your carrier has the right to seek compensation from the insurance carrier of the at-fault party. HOW LONG DOES SUBROGATION TAKE?

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Healthinsurance.org

JANUARY 2, 2024

PPOs will cover out-of-network care, but the deductible and other out-of-pocket expenses are typically higher (often significantly so) for out-of-network care. But those provisions are only required to apply to in-network care, so they don’t reduce out-of-network deductibles.)

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ProWriters

NOVEMBER 13, 2024

The CrowdStrike attack underscores your need, as a Cyber Insurance broker, to have discussions with your clients about safely and effectively navigating today’s digital security landscape. Knowing policy limits, deductibles, and exclusions is critical. What Is the CrowdStrike Attack?

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Jackson & Jackson

APRIL 28, 2024

Cheaper policies can come with higher deductibles, more exclusions, and lower coverage limits, which could cost more in the long run. Work with a reputable insurance broker who understands the unique needs of property investors. How to Avoid It: Shop around and compare policies based on price and coverage.

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Word & Brown

SEPTEMBER 13, 2024

That includes understanding what plans offer the lowest and highest out-of-pocket costs, including deductible, copays, and coinsurance. The post 5 Health Insurance Essentials Brokers Should Know appeared first on The Insurance Broker Blog.

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Word & Brown

SEPTEMBER 30, 2024

6: Explain Policy Features: Be sure your prospects and clients understand plan deductible(s), copayments, waiting periods, creditable coverage (from a prior/existing group plan), and coverage limits. The post 9 Tips on How to Sell Group Dental Insurance appeared first on The Insurance Broker Blog.

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Smart Insurance Agents

AUGUST 19, 2024

Standalone dental plans usually offer different levels of coverage with varying costs like premiums, deductibles, and yearly limits. You can use online comparison tools and talk to insurance brokers who focus on Medicare dental insurance to find the best plan for you. Be sure to look closely at the coverage details.

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Risk Management Monitor

AUGUST 30, 2021

When it comes to your insurance policies, it is critical to verify that your coverage includes appropriate, up-to-date limits and deductibles. This includes determining if you have adequate insurance based on your location and its respective risk for floods or windstorms. Read the Fine Print.

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Word & Brown

AUGUST 23, 2024

Remember, too, that your workspace may be a deductible expense on your taxes. Ask your Word & Brown rep whether they know brokers with stellar home office set-ups or further suggestions. The post 10 Tips for Optimizing Your Office Setup; Don’t Skimp – You’re Worth It appeared first on The Insurance Broker Blog.

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Healthinsurance.org

OCTOBER 16, 2024

For 2025, there are some changes to these subsidies: California : A state program that debuted in 2024 eliminated deductibles and other out-of-pocket costs for applicants with household incomes up to 250% of the federal poverty level (FPL). 4 For 2025, the program is expanding.

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Property Insurance Centre

SEPTEMBER 25, 2024

If you have a low credit score, you may be considered a higher risk and could face higher insurance premiums as a result. By understanding these factors, you can take steps to reduce your insurance costs, such as choosing a higher deductible or improving the condition of your property. Looking for a quote now?

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Cover4LetProperty

OCTOBER 10, 2022

As with any security deposit, it needs to be returned – less any deductions that are agreed upon – to the tenant when the tenancy ends. What are let property insurance brokers? There is rarely any alternative but to read and compare the policy details to be clear – and when in doubt, to ask your insurance broker.

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Healthinsurance.org

APRIL 25, 2024

9 You’ll want to find out how much your spouse’s payroll deduction for the health plan will increase once you’re added to the plan. You’ll be starting over at $0 in out-of-pocket spending, so you’ll want to make sure you know how much the deductible and other out-of-pocket exposure is on your spouse’s plan.

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Healthinsurance.org

JUNE 20, 2024

One of the benefits of employer-sponsored health insurance is that the premiums are typically paid on a pre-tax basis for the employee, their spouse, and their tax dependents. Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. 30, 2022

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