Smart Insurance Agents

DECEMBER 9, 2024

Short Term Health Insurance Illinois: No longer available as of January 1, 2025. STLD Plans – As of January 1, 2025, Short-term Limited Duration Plans are no longer permitted to be sold in Illinois, helping to ensure that residents are not misled about whether they are purchasing comprehensive health insurance.

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Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

Paragon Independent Insurance Agency can help determine if you need additional coverage for your expensive vehicle. You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Increasing your deductible is an easy way to lower costs.

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Boyle Agency Insurance

DECEMBER 3, 2024

Auto insurance rates vary from person to person and vehicle to vehicle. That’s because several factors influence the cost of auto insurance premiums. Understanding these can help you make informed decisions about your coverage and potentially save on your auto insurance.

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Redbird Agents

JULY 12, 2024

The “1,2,3,4,5 method” of presenting hospital indemnity insurance will change your life, I promise! Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. Of course not, because eligibility hurdles exist with hospital indemnity insurance plans.

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Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

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Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Standard Collision Coverage Standard collision coverage is the most basic form of collision insurance available in Michigan.

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Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

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TGS

OCTOBER 30, 2024

TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. The same thing happens with insurance. More savings.

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Jackson & Jackson

APRIL 29, 2024

Commercial property insurance is a significant expense for property investors and owners. This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments.

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Smart Insurance Agents

AUGUST 19, 2024

Looking for the best dental insurance Texas? Key Takeaways Texas offers a variety of dental insurance plans, including PPO and DHMO options, that provide financial protection against routine and emergency dental costs. Regular visits become more affordable with insurance, promoting better oral health.

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TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. The more risks your area poses, the more your insurance company will charge to protect you.

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TGS

OCTOBER 3, 2023

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

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Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

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Scott Insurance

JANUARY 31, 2024

has seen an increase in their homeowners insurance premium. Although individual rates are based on specific factors such as location, credit score, claims history, age of dwelling and deductible, some general trends are leading to higher rates across the board. The post Why are Homeowners Insurance Rates Increasing?

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Smart Insurance Agents

AUGUST 29, 2024

Key Takeaways Small business health insurance provides group coverage for employees, offering more comprehensive and affordable options compared to individual plans. Offering health insurance enhances employee retention, attracts top talent, and can lead to financial advantages and reduced workplace absenteeism.

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Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. WHAT HAPPENED IN 2023?

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Jackson & Jackson

MAY 23, 2024

Discover practical strategies and money-saving tips for small business insurance in California. How to Save Money on Small Business Insurance in California Running a small business in California can be both exciting and challenging. However, finding affordable small business insurance can sometimes be an uphill battle.

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Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker.

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Protect Commercial Insurance

OCTOBER 4, 2024

But what does this mean for property owners and their insurance needs? As interest rates creep up, they can have a surprising ripple effect on property insurance costs. Recent years, however, have seen gradual rises, sparking concerns in many sectors, including real estate and insurance. However, there’s a flip side.

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Boyle Agency Insurance

APRIL 27, 2024

Determinants Of Homeowners Insurance Premiums Certain factors have an effect on your homeowners insurance premium. When pursuing lower premiums in Homeowners Insurance, eliminating or reducing these considerations is essential. Below we offer some factors that may affect NJ Homeowners Insurance premiums.

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Scott Insurance

SEPTEMBER 5, 2023

Insurance companies have taken notice of this potential liability and have responded with action. Many insurance companies are hesitant (or, more commonly, simply refuse) to insure elderly affordable housing communities with installed call-for-aid systems. Robert, Ph.D.,

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Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. Having the right insurance policy is vital for the continuity and smooth operation of any business. The good news?

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Smart Insurance Agents

AUGUST 19, 2024

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations.

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Word & Brown

SEPTEMBER 25, 2024

According to reporting last year by KFF (the independent source for health policy research, polling, and journalism formerly known as the Kaiser Family Foundation) data from insurers for Affordable Care Act Marketplace plans show nearly 17% of in-network claims were denied in 2021. This amount includes all plan types (e.g.,

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Smart Insurance Agents

AUGUST 19, 2024

These plans are offered by private insurance companies and come in standardized options. Exploring the Basics of Medicare Supplement Insurance Medicare Supplement plans , known as Medigap, work alongside your Original Medicare Part A and Part B. These plans are sold by private insurance companies.

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Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. What is a medical health insurance broker?

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Smart Insurance Agents

AUGUST 31, 2024

Wondering if your health insurance cover wisdom tooth removal? In this article, we’ll explain the key factors that affect coverage, including your insurance type, medical necessity, and whether the procedure falls under medical or dental insurance. Procedures deemed medically necessary are more likely to be covered by insurance.

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Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation.

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Burand’s Agency E&O

APRIL 24, 2014

6, 2013), the first E&O suits have been filed against an insurance company for allegedly misleading a consumer into changing their health insurance deductible and thereby obviating the grandfathering clause … ACA Grandfathering Disclaimer. According to the Wall Street Journal (Nov.

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Smart Insurance Agents

AUGUST 31, 2024

However, understanding your insurance coverage for dental anesthesia is essential to ensure you receive the care you need without breaking the bank. We will discuss the different types of dental anesthesia available, their benefits, and how insurance companies typically handle coverage for these procedures.

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Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. In this guide, we’ll explore the world of collectibles insurance: what it covers, how it differs from standard homeowners policies, and why it’s essential for serious collectors. What is Collectibles Insurance?

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Smart Insurance Agents

SEPTEMBER 1, 2024

Can you use health insurance in a different state? Key Takeaways Health insurance typically covers emergency services out-of-state, but routine care may not be included; it’s essential to verify coverage details with your insurer before traveling. Yes, but it depends on your plan. Routine care while traveling can be a gray area.

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Smart Insurance Agents

SEPTEMBER 17, 2024

OBGYN Considered A Specialist For Insurance? Wondering if an OB-GYN is an obgyn considered a specialist for insurance purposes? Most insurance providers classify OB-GYNs as specialists, which can influence your coverage and out-of-pocket costs. Simply put, yes.

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Word & Brown

SEPTEMBER 13, 2024

In your role as a broker and consultant for your individual and business insurance clients, you want to be sure you’re able to provide the personal service they want, while also doing what’s necessary to nurture a long-term relationship. Best financial rating for a company behind the selected plan (most often before completion of the sale).

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Smart Insurance Agents

AUGUST 19, 2024

Understanding Medicare Supplement Dental Insurance Plans Original Medicare includes Part A, which is hospital insurance, and Part B, which is medical insurance. The Basics of Medicare: What It Covers Medicare Part A is also known as hospital insurance. These plans come from private insurance companies.

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TGS

NOVEMBER 7, 2024

TGS Insurance » Blog Understanding Agreed Value Auto Insurance: Protecting What Matters Most on the Road When you’re talking about a car that’s more than just a ride—a vintage beauty, a collector’s item, or a custom-built masterpiece—the stakes are different. For many, traditional auto insurance might feel a bit off the mark.

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AMAXX

JANUARY 14, 2025

Predictability in Costs Workers compensation insurance can transfer a portion of the financial risk associated with workplace injuries to the insurance company. Employers bear the cost of premiums and may also pay retained losses, such as deductibles, depending on their coverage structure. All state laws vary.

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