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Home Insurance Deductibles: What You Need to Know

Paragon Independent Insurance Agencies

Lenders want to ensure their interest in the property is protected if an unfortunate disaster damages it. Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. The deductible is one of the most important decisions to make when choosing a homeowners policy. Reach out to us today!

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Protect Your Finances: The Truth About Small Insurance Claims

Shield Insurance Agency

One major consequence of filing small insurance claims is the potential for increased insurance premiums. When you file a claim, it signals to the insurance company that you are more likely to cost them money in the future. As a result, the insurance company may raise your premiums to offset the potential risk.

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10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you. These features reduce the risk of significant damage or theft, meaning less risk for the insurance company.

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Navigating Michigan Auto Insurance: Understanding Collision Coverage

Shield Insurance Agency

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

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Comparing Medicare Supplement Plans: Choosing the Right Coverage

Smart Insurance Agents

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations.

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Maximise Your Business Growth: 4 Essential Tips to Secure Your Commercial Tailors Insurance

Protect Commercial Insurance

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

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Beginner’s Guide to Understanding Medicare Supplement Plans

Smart Insurance Agents

These plans are offered by private insurance companies and come in standardized options. These Medicare Supplement Insurance plans provide extra help for the costs that Original Medicare does not cover. These plans are sold by private insurance companies. This period lasts for six months.